SBI Cards & Payment Services Ltd

SBI Cards & Payment Services Ltd Share Price Today: Live Updates & Key Insights

Get insights on SBI Cards & Payment Services Ltd’s fundamentals, financials, shareholding, peer comparison, corporate actions & performance. Track key metrics, price trends & market sentiment for informed decisions. Explore all data at Motilal Oswal.

SBI Cards & Payment Services Ltd Share Price Chart

SBI Cards & Payment Services Ltd Fundamentals

Traded Volume: 4,59,811

Market Cap(Cr): 83,551

Avg Traded Price 874.91

1 Year return 30.07%

Upper Circuit 881.2

Lower Circuit 867.8

P/E TTM 44.00

P/B Ratio 20.00

Traded Value(Cr) 4037.37

EPS TTM 20.158

Book value 20.158

Dividend 0.00%

SBI Cards & Payment Services Ltd Share Price Performance

Shows the percentage change in stock price over different time periods

This section highlights SBI Cards & Payment Services Ltd stock price performance across key timeframes, including 1-week, 1-month, 3-month, Year-To-Date (YTD), and 1-year returns. It provides insights into the SBI Cards & Payment Services Ltd share price history, short-term movements, long-term trends, and overall investor sentiment

1W +0.05%

1M -6.39%

3M +7.33%

1Y +30.07%

YTD +28.96%

SBI Cards & Payment Services Ltd Traded Volume Movement

Shows the trading volume over different time periods

This section highlights SBI Cards & Payment Services Ltd daily and average traded volumes, offering insights into investor activity and market liquidity. Higher volumes than average often indicate rising interest, news impact, or shifting market sentiment

Yesterday 3.90L

Day Before Yesterday 8.63L

1W Avg 9.20L

1M Avg 12.38L

3M Avg 10.75L

SBI Cards & Payment Services Ltd Technical Details

SBI Cards & Payment Services Ltd technical indicators, such as support and resistance levels and pivot points, are calculated based on historical price and volume trends. These metrics help traders anticipate possible price movements and make informed trading decisions.

Support 1 870

Support 2 862

Support 3 857

Pivot Point : 876

Resistance 1 884

Resistance 2 889

Resistance 3 897

SBI Cards & Payment Services Ltd Corporate Actions

SBI Cards & Payment Services Ltd corporate actions include dividends, bonus issues, stock splits, and key company updates that may affect share price and investor sentiment. This section provides timely details on past and upcoming actions, including ex-date, record date, and payout ratio - helping investors make informed decisions based on SBI Cards & Payment Services Ltd’s capital allocation strategies.

All

Ex-Date 25-Feb-2025 Type D Description 2.50/share@25.00% Record Date 25-Feb-2025 Ratio 25.00

Ex-Date 28-Mar-2024 Type D Description 2.50/share@25.00% Record Date 28-Mar-2024 Ratio 25.00

Ex-Date 29-Mar-2023 Type D Description 2.50/share@25.00% Record Date 29-Mar-2023 Ratio 25.00

Ex-Date 30-Mar-2022 Type D Description 2.50/share@25.00% Record Date 31-Mar-2022 Ratio 25.00

Ex-Date 15-May-2020 Type D Description 1.00/share@10.00% Record Date 18-May-2020 Ratio 10.00

Dividends

Announcement Date 25-Feb-2025 Ex Dividend Date 25-Feb-2025 Dividend(%) 25

Announcement Date 28-Mar-2024 Ex Dividend Date 28-Mar-2024 Dividend(%) 25

Announcement Date 29-Mar-2023 Ex Dividend Date 29-Mar-2023 Dividend(%) 25

Announcement Date 30-Mar-2022 Ex Dividend Date 30-Mar-2022 Dividend(%) 25

Announcement Date 15-May-2020 Ex Dividend Date 15-May-2020 Dividend(%) 10

Bonus

No Bonus has been declared by SBICARD

Splits

No Split has been declared by SBICARD

Others

Rights No Rights has been declared by SBICARD

SBI Cards & Payment Services Ltd Peer Comparison

Shows key financial metrics for the company and its peers

This section compares SBI Cards & Payment Services Ltd with leading peers in the banking sector based on key metrics such as market capitalization, 1-year return, P/E (TTM), and PB ratio. It helps investors evaluate SBI Cards & Payment Services Ltd's relative performance and valuation against major competitors.

Stock Name Muthoot Finance Ltd ₹3636.00 (-1.66%) M. Cap (Cr) 1459.74 1 Yr Return (%) +91.41% P/E (TTM) 19.99 PB Ratio 5.48

Stock Name Cholamandalam Investment & Finance Company Ltd ₹1659.70 (-2.55%) M. Cap (Cr) 1400.19 1 Yr Return (%) +37.75% P/E (TTM) 30.06 PB Ratio 6.52

Stock Name Tata Capital Ltd ₹316.90 (-0.53%) M. Cap (Cr) 1345.20 1 Yr Return (%) NaN% P/E (TTM) PB Ratio 4.87

Stock Name SBI Cards & Payment Services Ltd ₹878.05 (+0.45%) M. Cap (Cr) 835.51 1 Yr Return (%) +30.07% P/E (TTM) 43.56 PB Ratio 6.38

Stock Name L&T Finance Ltd ₹288.70 (-1.23%) M. Cap (Cr) 722.27 1 Yr Return (%) +109.60% P/E (TTM) 26.77 PB Ratio 2.82

Stock Name HDB Financial Services Ltd ₹737.65 (-0.84%) M. Cap (Cr) 611.93 1 Yr Return (%) NaN% P/E (TTM) 28.43 PB Ratio 3.86

Stock Name Sundaram Finance Ltd ₹4703.20 (+0.89%) M. Cap (Cr) 522.54 1 Yr Return (%) +14.61% P/E (TTM) 26.50 PB Ratio 3.96

SBI Cards & Payment Services Ltd Cash Flow

Cash flow data provides a view of how money is generated and spent by SBI Cards & Payment Services Ltd, across its operating activities, investing activities, and financing activities.

PARTICULARS Operating Activities Mar 2025 -2140.46 Mar 2024 -5451.54 Mar 2023 -6670.51 Mar 2022 -4391.46 Mar 2021 692.32

PARTICULARS Investing Activities Mar 2025 -2490.57 Mar 2024 -1457.37 Mar 2023 -921.44 Mar 2022 -538.12 Mar 2021 -996.78

PARTICULARS Financing Activities Mar 2025 4686.51 Mar 2024 8401.17 Mar 2023 7823.58 Mar 2022 5044.54 Mar 2021 431.75

PARTICULARS Net Cash Flow Mar 2025 55.48 Mar 2024 1492.26 Mar 2023 231.63 Mar 2022 114.96 Mar 2021 127.29

SBI Cards & Payment Services Ltd Shareholding Pattern

This shows the ownership breakdown of SBI Cards & Payment Services Ltd, highlighting participation from Foreign Institutional Investors (FII), Mutual Funds, Public, Other Institutions, and Promoters.

Promoter 68.59%

Public 3.56%

Other Institutions 7.69%

FII 10.1%

Mutual Funds 10.07%

About SBI Cards & Payment Services Ltd

SBI Cards and Payment Services Limited was incorporated as a private limited Company with the name SBI Cards and Payment Services Private Limited on May 15, 1998 in New Delhi. On the conversion of Company to a public Limited Company, the name was changed to, SBI Cards and Payment Services Limited on August 20, 2019. The Company is engaged in the business of issuing credit cards to consumers. It also acts as corporate insurance agent for selling insurance policies to credit card customers. State Bank of India is having a holding of 68.63% as at March 31, 2025.The Company is a subsidiary of State Bank of India (SBI) and is the second largest credit card issuer in the country. With more than 1.68 crore cards in force, the Company offer financial access through wide range of value-added payment products and services that fulfill transactional and credit requirements. It focus on delivering a diverse portfolio of credit cards, which support cashless and contactless digital payments in India while ensuring safety and transparency of transactions.The Company started its operations in 1998, and since then SBI's parentage and highly trusted brand have allowed it to quickly establish a reputation of trust, reliability and transparency with its cardholders. According to the RBI, the company has grown its business faster than the Indian credit card market over the past three years both in terms of numbers of credit cards outstanding and amounts of credit card spends, and the company believes it has achieved this by leveraging its strength and capitalizing on India's favourable economic and demographic changes, including its strong macroeconomic performance, rising affluence, increasing consumer demand, rapid urbanization and the growth of e-commerce platforms. From March 31, 2017 to March 31, 2019 its total credit card spends grew at a 54.2% CAGR (as compared to a 35.6% CAGR for the overall credit card industry, according to the RBI) and the number of its credit cards outstanding grew at a 34.5% CAGR (as compared to a 25.6% CAGR for the overall credit card industry, according to the RBI).SBI Cards has a broad credit card portfolio that includes SBI Card-branded credit cards as well as co-branded credit cards that bear both the SBI Card brand and its co-brand partners' brands. The Company offers four primary SBI Card branded credit cards: SimplySave, SimplyClick, Prime and Elite, each catering to a varying set of cardholder needs. The Company is also the largest co-brand credit card issuer in India according to the CRISIL Report, and it has partnerships with several major players in the travel, fuel, fashion, healthcare and mobility industries, including Air India, Apollo Hospitals, BPCL, Etihad Guest, Fbb, IRCTC, OLA Money and Yatra, among others. The Credit cards portfolio is tailored to meet a diverse range of cardholder needs across the entire spectrum of its cardholders' income profiles and lifestyles, from the premium cardholder category to the affluent, mass affluent, mass and new to credit categories. The Company issues its credit cards in partnership with the Visa, MasterCard and RuPay payment networks, and it is continuously looking to expand its payment network partnerships to broaden the reach and functionality of its credit card offerings.SBI Cards has a diversified customer acquisition network that enables it to engage prospective customers across multiple channels. The Company deploys a sales force of 32,677 outsourced sales personnel as of December 31, 2019 operating out of 145 Indian cities and which engages prospective customers through multiple channels, including physical points of sale in bank branches, retail stores, malls, fuel stations, railway stations, airports, corporate parks and offices, as well as through tele-sales, online channels, email, SMS marketing and mobile applications. The Company is the leading player in open market customer acquisition in India according to the CRISIL Report. SBI Cards had a presence in 3,190 open market points of sale across India as of December 31, 2019. In addition, its partnership with SBI provides access to SBI's extensive network of 21,961 branches across India, which enables it to market their credit cards to SBI's vast customer base of 445.5 million customers as of December 31, 2019. Its extensive physical customer acquisition network is complemented by its digital sales and marketing capabilities which include their website, mobile application and online, email and SMS marketing platforms.SBI Card sourced 34.1 lakh new accounts in FY 2020. It launched 8 new products across diverse categories and segments such as Lifestyle Home Centre, Max, Spar SBI Card, Club Vistara SBI Card, Central Bank of India SBI Card, City Union Bank SBI Card, Shaurya SBI Card, SBI Card Vyapaar Unnati, Ola Money SBI Card and IRCTC SBI Card Premier. It started issuing RuPay denominated card from September 2019 with the launch of Shaurya Cards. It engaged with leading merchant partners across categories from apparel, consumer durables to online shopping, healthcare, utility bill payments to provide value to cardholders on transacting with SBI Card.In FY20, in line with Hon'ble NCLT Order dated June 04, 2019, erstwhile SBI Business Process Management Services Pvt. Ltd (SBIBPMSL) amalgamated with SBI Cards and Payment Services Limited from the appointed date i.e. April 1, 2018. Pursuant to said Amalgamation, the Company allotted 9,51,12,054 fully paid equity shares of Rs. 10 each to the shareholders of erstwhile SBIBPMSL.In FY 2021, the Company launched BPCL SBI Card OCTANE, a premium version of the existing card. It also launched AURUM in a superiorpremium segment card, targeted at CXO's. It sourced 26.9 Lac new accounts in FY21. It launched IRCTC SBI Card on RuPay platform, Delhi Metro SBI Card, Paytm SBI Card, SBI Elite and Prime Amex-SBI Card. It partnered with American Express (AMEX network to issue credit cards on their payment network.In FY 2022, the Company launched Nature's Basket SBI Card, SBI Card PULSE, Aditya Birla SBI Card, SBI Card SPRINT and Fabindia SBI Card. It sourced 35.72 lacs new accounts to reach 1.38 Crore in FY 2022. Apart from this, it focused on digital acquisition channels for sourcing of new accounts.During FY2023, the Company introduced 52.02 lakh new accounts. The Company launched three card variants comprising of CASHBACK SBI Card, Aditya Birla SBI Card and Punjab & Sind Bank (PSB) SBI Card.In 2024, Company launched Reliance SBI Card and Titan SBI Card. In FY 2023-24, SBI Card launched numerous features and functionality updates to simplify servicing, enhance customer experience, increase engagement, and drive transactions. Some key implementations include - Overhauling the UI redesigns and enhancement of customer journeys on the 30+ features of the SBI Card App, integration on newInsurance cross-sell product, development of retention tools in the card closure journey to retain customers, addition of instant gift voucher purchase option, creation of app notifications center, DigiLocker integration for KYC renewal and Address change process, enable UPI on RuPay cards. The Company further has launched SBI Card MILES, the first travel core credit card in the portfolio. In FY 2025, it has extended SBI Card SPRINT to YONO and internet banking of SBI too. 43.6 lakh new accounts have opened in FY 2025.

Company Sec. & Compli. Officer

PAYAL MITTAL

Registered office Unit 401&402 4th Floor E-1,2,3, Netaji Subhash Place Wazirpur, New Delhi, Delhi, 110034

FAX :91-11-61268100

Background

Incorporation Year 1998

Face Value ₹10.00

Market Lot 1

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