Aditya Birla Sun Life Credit Risk Fund Direct-IDCW

Fund Details

NAV 14.2057

Sub-Type Credit Risk

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 10.69

Fund Size(in Crores) 1094.05

Fund Performance

1 Month 0.08%

3 Month 1.97%

6 Month 4.49%

1 Year 14.16%

3 Year 11.57%

5 Year 10.02%

Know This Fund

As on 23 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.37%) Market Cap Small Cap 42.16 Large Cap 14 Mid Cap 42.22 Top Sectors Capital Goods 20.27 Financial 17.71 Services 17.63 Energy 7.02 Metals & Mining 6.29 Consumer Discretionary 5.84 Automobile 5.06 Construction 4.07 Consumer Staples 3.81 Chemicals 3.08 Healthcare 2.75 Technology 2.56 Textiles 2.27 Top Holding Prestige Estates Projects 4.07 Dixon Technologies (India) 2.1 Inox Wind 2.77 Angel One 2.72 Waaree Energies 4.17 KSB 2.12 Zen Technologies 2.18 Bharat Dynamics 3.48 Muthoot Finance 4.61 Ola Electric Mobility 2.23 International Gemmological Institute 1.96 Kaynes Technology India 3.46 K.P.R. Mill 2.27 MCX 5.88 Gujarat Fluorochemicals 3.08 Onesource Specialty Pharma 2.75 Premier Energies 2.85 PTC Industries 4.1 One97 Communications 3.74 Bharat Electronics 3.33 Suzlon Energy 3 Eternal 6.06 Billionbrains Garage Ventures 3.42 Physicswallah 1.96 Apar Industries 3.81 Religare Enterprises 2.5 Piramal Finance 4.46 Affle 3I 0.38 Jain Resource Recycling 2.19 Ather Energy 2.83 Amber Enterprises India 3.88

Debt & Others (1.63%) Sector Allocation Net Receivables 0.67 Reverse Repo/CBLO 0.96 Debt Credit Ratings Debt Category Others 1.63

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.05% Ret 1Y 7.3% Ret 3Y 9.06% Ret 5Y 9.38%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -0.08% Ret 1Y 5.45% Ret 3Y 8.13% Ret 5Y 5.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -0.08% Ret 1Y 5.45% Ret 3Y 8.13% Ret 5Y 5.54%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -0.08% Ret 1Y 5.45% Ret 3Y 8.13% Ret 5Y 5.54%

Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M 0.02% Ret 1Y 6.55% Ret 3Y 7.46% Ret 5Y 6.85%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.8%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dhaval Joshi

Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..

Sunaina da Cunha

Education Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Mohit Sharma

Education Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

Experience Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 3

Date of Incorporation 2015-04-17

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.