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Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth
Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 8.55%
Fund Details
NAV 14.9797
Sub-Type Conservative Hybrid
Rating 2
Min. SIP Amount 500.0
Fund Age(Year) 6.94
Fund Size 26.33
Fund Performance
1 Month 1.24%
3 Month 0.88%
6 Month 3.24%
1 Year 8.55%
3 Year 8.7%
5 Year 5.97%
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M 0.69% Ret 1Y 24.5% Ret 3Y 17.78% Ret 5Y 12.58%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M 0.69% Ret 1Y 24.5% Ret 3Y 17.78% Ret 5Y 12.58%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0.69% Ret 1Y 24.5% Ret 3Y 17.78% Ret 5Y 12.58%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 1.68% Ret 1Y 23.86% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 1.68% Ret 1Y 23.86% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 1.68% Ret 1Y 23.86% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M 0.78% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M 0.78% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0.78% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M 0.2% Ret 1Y 19.8% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M 0.2% Ret 1Y 19.8% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.93%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Dhaval Shah
Education Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.
Experience Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Dhaval Joshi
Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Harshil Suvarnkar
Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mohit Sharma
Education Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk%
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2019-03-11
Total AUM 2026-01-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Know This Fund
As on 18 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (24.46%) Market Cap Large Cap 16.45 Small Cap 4.28 Mid Cap 3.72 Top Sectors Financial 10.15 Healthcare 3.86 Automobile 1.55 Capital Goods 1.35 Metals & Mining 1.28 Communication 1.12 Technology 1.1 Materials 0.91 Consumer Staples 0.71 Construction 0.7 Services 0.6 Chemicals 0.35 Insurance 0.3 Consumer Discretionary 0.27 Energy 0.22 Top Holding Bajaj Finance 0.88 The Federal Bank 0.82 Larsen & Toubro 0.55 Whirlpool Of India 0.2 Kotak Mahindra Bank 0.31 Praj Industries 0.15 SBI Life Insurance Company 0.3 State Bank of India 1.16 Bharti Airtel 1.12 V-Guard Industries 0.07 Metropolis Healthcare 1.07 NTPC 0.22 Fortis Healthcare 1.05 ICICI Bank 1.8 Cholamandalam Investment and Finance Company 0.1 Vinati Organics 0.35 Bank of Baroda 0.44 Max Financial Services 0.91 Sona BLW Precision Forgings 0.3 Torrent Pharmaceuticals 0.55 Mrs. Bectors Food Specialities 0.23 SJS Enterprises 0.63 Infosys 0.57 Hindalco Industries 1.28 TD Power Systems 0.83 H.G. Infra Engineering 0.16 Bajaj Auto 0.62 Axis Bank 0.88 Tech Mahindra 0.53 Bank of Maharashtra 0.42 Avenue Supermarts 0.34 Apollo Hospitals Enterprise 0.42 SBFC Finance 0.31 Sun Pharmaceutical Industries 0.61 Godrej Consumer 0.49 Cipla 0.16 Eternal 0.26 HDFC Bank 2.12 Ultratech Cement 0.91 Dixon Technologies (India) 0.36
Debt & Others (75.54%) Sector Allocation GOI Securities 54.02 Net Receivables 2.59 State Development Loan 3.04 Debt Credit Ratings SOV 57.06 Cash & Call Money 10.64 AAA 7.84 Debt Category Others 10.64 Rajasthan State 3.04 GOI 54.02 HDFC Bank 7.84
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