Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW
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Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 6.42% at 02 Feb 2026 11:19 AM
Fund Details
NAV 12.02
Sub-Type Conservative Hybrid
Rating 2
Min. SIP Amount ₹500.0
Fund Age(Year) 6.9
Fund Size(in Crores) 26.49
Fund Performance
1 Month -0.18%
3 Month -0.18%
6 Month 1.62%
1 Year 6.42%
3 Year 8.26%
5 Year 5.57%
Know This Fund
As on 02 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (24.52%) Market Cap Small Cap 4.75 Mid Cap 4.02 Large Cap 15.75 Top Sectors Financial 10.15 Healthcare 3.96 Automobile 1.52 Capital Goods 1.38 Communication 1.19 Metals & Mining 1.17 Technology 1.04 Materials 0.84 Consumer Staples 0.75 Construction 0.75 Services 0.61 Chemicals 0.36 Insurance 0.31 Consumer Discretionary 0.29 Energy 0.2 Top Holding Ultratech Cement 0.84 Bank of Baroda 0.44 SBFC Finance 0.37 HDFC Bank 2.24 Torrent Pharmaceuticals 0.53 Axis Bank 0.81 Hindalco Industries 1.17 H.G. Infra Engineering 0.18 Kotak Mahindra Bank 0.33 Infosys 0.56 V-Guard Industries 0.06 Apollo Hospitals Enterprise 0.43 SBI Life Insurance Company 0.31 SJS Enterprises 0.64 Sona BLW Precision Forgings 0.29 Godrej Consumer 0.51 Dixon Technologies (India) 0.42 Bajaj Finance 0.93 Cholamandalam Investment and Finance Company 0.11 Cipla 0.18 Larsen & Toubro 0.56 Eternal 0.26 Praj Industries 0.16 Mrs. Bectors Food Specialities 0.23 Vinati Organics 0.36 Tech Mahindra 0.48 Bank of Maharashtra 0.4 NTPC 0.2 Sun Pharmaceutical Industries 0.65 Fortis Healthcare 1.09 ICICI Bank 1.77 The Federal Bank 0.76 State Bank of India 1.05 Bharti Airtel 1.19 Avenue Supermarts 0.34 Max Financial Services 0.93 TD Power Systems 0.8 Metropolis Healthcare 1.09 Whirlpool Of India 0.23 Bajaj Auto 0.6
Debt & Others (75.47999999999999%) Sector Allocation State Development Loan 3.02 GOI Securities 53.9 Net Receivables 2.48 Debt Credit Ratings SOV 56.92 Cash & Call Money 10.71 AAA 7.85 Debt Category Rajasthan State 3.02 GOI 53.9 Others 10.71 HDFC Bank 7.85
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.84% Ret 1Y 7.12% Ret 3Y 11.36% Ret 5Y 9.92%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.84% Ret 1Y 7.12% Ret 3Y 11.36% Ret 5Y 9.92%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.84% Ret 1Y 7.12% Ret 3Y 11.36% Ret 5Y 9.92%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -0.05% Ret 1Y 8.08% Ret 3Y 9.09% Ret 5Y 8.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -0.05% Ret 1Y 8.08% Ret 3Y 9.09% Ret 5Y 8.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -0.05% Ret 1Y 8.08% Ret 3Y 9.09% Ret 5Y 8.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.05% Ret 1Y 8.08% Ret 3Y 9.09% Ret 5Y 8.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -0.18% Ret 1Y 6.42% Ret 3Y 8.26% Ret 5Y 5.57%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -0.18% Ret 1Y 6.42% Ret 3Y 8.26% Ret 5Y 5.57%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -0.18% Ret 1Y 6.42% Ret 3Y 8.26% Ret 5Y 5.57%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.72% Ret 1Y 5.58% Ret 3Y 7.52% Ret 5Y 6.74%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.93%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Dhaval Shah
Education Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.
Experience Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Harshil Suvarnkar
Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mohit Sharma
Education Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Dhaval Joshi
Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 5
Date of Incorporation 2019-03-11
Total AUM 2025-12-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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