Nippon India Retirement Fund - Income Generation Scheme Direct-Bonus
Nippon India Retirement Fund - Income Generation Scheme Direct-Bonus: Mutual Fund Overview
Nippon India Retirement Fund - Income Generation Scheme Direct-Bonus is an Conservative Hybrid mutual fund with over 11.08 years of performance history. The scheme manages an AUM of ₹145.53 Cr and has a NAV of ₹22.9126. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 4.63%.
Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 4.63% at 12 Mar 2026 08:21 PM
Fund Details
NAV 22.9126
Sub-Type Conservative Hybrid
Rating 2
Min. SIP Amount ₹0
Fund Age(Year) 11.08
Fund Size(in Crores) 145.53
Fund Performance
1 Month -1.23%
3 Month -0.66%
6 Month -0.22%
1 Year 4.63%
3 Year 8.92%
5 Year 7.15%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (92.33%) Market Cap Large Cap 46.58 Mid Cap 28.41 Small Cap 17.35 Top Sectors Financial 27.73 Capital Goods 16.02 Technology 12.7 Services 9.85 Consumer Discretionary 7.39 Energy 6.1 Communication 4.99 Construction 3.71 Automobile 1.62 Healthcare 0.88 Consumer Staples 0.53 Materials 0.36 Metals & Mining 0.33 Insurance 0.13 Top Holding Physicswallah 0.14 Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) 4.59 Kalyan Jewellers India 7.25 Cholamandalam Investment and Finance Company 4.58 Coforge 6.36 MCX 3.08 Reliance Industries 2.13 Polycab India 3.45 ICICI Bank 5.76 Bharat Electronics 2.69 Kotak Mahindra Bank 2.58 HDFC Bank 5.16 Ather Energy 0.99 Eternal 6.21 State Bank of India 3.16 Nifty 50 8.92 PG Electroplast 2.7 Persistent Systems 5.55 Larsen & Toubro 3.32 CG Power 7.05 Apollo Hospitals Enterprise 0.49 Waaree Energies 2.9 Indusind Bank 3.27
Debt & Others (7.66%) Sector Allocation Reverse Repo/CBLO 11.72 Net Payables -4.06 Debt Credit Ratings Debt Category Others 7.66
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.97% Ret 1Y 5.64% Ret 3Y 7.34% Ret 5Y 6.14%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.99%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Amber Singhania
Education MMS Finance (Mumbai University)
Experience Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Ritesh Rathod
Education Mr. Rathod has done CFA, FRM and MBA in Finance
Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Ashutosh Bhargava
Education Mr. Bhargava is B.Com & MBA (Finance)
Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 17
Date of Incorporation 2015-02-11
Total AUM 741773.83
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
