ITI Banking & PSU Debt Fund Regular-Growth
ITI Banking & PSU Debt Fund Regular-Growth: Mutual Fund Overview
ITI Banking & PSU Debt Fund Regular-Growth is an Banking and PSU mutual fund with over 5.42 years of performance history. The scheme manages an AUM of ₹37.58 Cr and has a NAV of ₹13.4531. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.86%.
Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 5.86% at 24 Mar 2026 03:34 PM
Fund Details
NAV 13.4531
Sub-Type Banking and PSU
Rating 4
Min. SIP Amount ₹500.0
Fund Age(Year) 5.42
Fund Size(in Crores) 37.58
Fund Performance
1 Month 0.09%
3 Month 0.91%
6 Month 1.91%
1 Year 5.86%
3 Year 6.68%
5 Year 5.84%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Treasury Bills 2.66 Repo/CBLO 17.4 Net Receivables 3.39 Debt Credit Ratings AAA 61.71 Cash & Call Money 20.79 A1+ 10.62 SOV 6.6 Others 0.28 Debt Category Others 21.07 Nuclear Power Corpn. 8.19 Reserve Bank of India 2.66 National Bank Agr. Rur. Devp 8.05
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.7%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Rajesh Bhatia
Education Mr. Bhatia has done B.Com, ACMA and CFA
Experience Prior to joining ITI Mutual Fund, he was associated with The Investment Trust Of India Ltd, Simto Investment Company Ltd, ProAlpha Systematic Capital, Heritage India Advisors Ltd and Reliance Capital Asset Management Ltd
Vikrant Mehta
Education Mr. Mehta is CFA and M.S.
Experience Prior to joining JioBlackRock Mutual Fund, he has worked with ITI AMC, Indiabulls AMC, Kotak Mahindra Mutual Fund, AIG India Liaison Office, NVS Brokerage Pvt. Ltd., JM Morgan Stanley Fixed Income Securities Pvt. Ltd. and Mata Securities India Pvt. Ltd.
Laukik Bagwe
Education Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 3
Date of Incorporation 2020-10-22
Total AUM 10936.13
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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ITI Banking & PSU Debt Fund Regular-Growth FAQs
How to invest in ITI Banking & PSU Debt Fund Regular-Growth?
Investing in ITI Banking & PSU Debt Fund Regular-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for ITI Banking & PSU Debt Fund Regular-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of ITI Banking & PSU Debt Fund Regular-Growth?
The term expense ratio for ITI Banking & PSU Debt Fund Regular-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of ITI Banking & PSU Debt Fund Regular-Growth is 0.7% as of 24 Mar 2026.
What is the NAV of ITI Banking & PSU Debt Fund Regular-Growth?
The NAV of ITI Banking & PSU Debt Fund Regular-Growth is ₹13.4531 as of 24 Mar 2026.
What is the AUM of ITI Banking & PSU Debt Fund Regular-Growth?
The AUM (Assets Under Management) of ITI Banking & PSU Debt Fund Regular-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of ITI Banking & PSU Debt Fund Regular-Growth is ₹37.58 Cr as of 24 Mar 2026.
What is the PE and PB ratio of ITI Banking & PSU Debt Fund Regular-Growth?
The PE ratio of ITI Banking & PSU Debt Fund Regular-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in ITI Banking & PSU Debt Fund Regular-Growth?
Yes, you can invest in ITI Banking & PSU Debt Fund Regular-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of ITI Banking & PSU Debt Fund Regular-Growth in the last 5 years?
The return of ITI Banking & PSU Debt Fund Regular-Growth in the last 5 years is 5.84%.
What is the minimum SIP investment required in ITI Banking & PSU Debt Fund Regular-Growth?
The minimum SIP investment in ITI Banking & PSU Debt Fund Regular-Growth depends on the fund's scheme rules and usually starts at a small amount. For ITI Banking & PSU Debt Fund Regular-Growth, the minimum SIP amount is ₹500.0.
What is the current NAV of ITI Banking & PSU Debt Fund Regular-Growth?
The NAV of ITI Banking & PSU Debt Fund Regular-Growth, as of 24 Mar 2026, is ₹13.4531.
Who manages the ITI Banking & PSU Debt Fund Regular-Growth?
The fund managers responsible for ITI Banking & PSU Debt Fund Regular-Growth are:
- Rajesh Bhatia
- Vikrant Mehta
- Laukik Bagwe