Bank of India Consumption Fund Regular-IDCW Payout
Bank of India Consumption Fund Regular-IDCW Payout: Mutual Fund Overview
Bank of India Consumption Fund Regular-IDCW Payout is an Thematic-Consumption mutual fund with over 1.22 years of performance history. The scheme manages an AUM of ₹380.73 Cr and has a NAV of ₹10.12. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 10.6%.
Equity, Thematic-Consumption, Principal at very high risk
1 Year Return 10.6% at 12 Mar 2026 07:44 PM
Fund Details
NAV 10.12
Sub-Type Thematic-Consumption
Rating Not Rated
Min. SIP Amount ₹1000.0
Fund Age(Year) 1.22
Fund Size(in Crores) 380.73
Fund Performance
1 Month -6.81%
3 Month -8.82%
6 Month -9.8%
1 Year 10.6%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.34%) Market Cap Large Cap 64.51 Small Cap 11.77 Mid Cap 23.06 Top Sectors Financial 81.63 Services 14.4 Unclassified 1.74 Insurance 1.57 Top Holding HDFC Bank 16.55 360 One Wam 1.7 ICICI Lombard Gen. Insurance 1.57 Edelweiss Financial Services 0.77 ICICI Bank 13.86 MCX 4.22 ICICI Prudential Asset Management Company 1.74 CAMS 2.55 State Bank of India 7.04 PNB Housing Finance 3.47 Motilal Oswal Financial Services 3.15 Cholamandalam Investment and Finance Company 2.36 Kotak Mahindra Bank 4.67 Bajaj Finance 6.65 Shriram Finance 4.45 Aavas Financiers 1.12 Muthoot Finance 3.52 IDFC First Bank 0.47 City Union Bank 1.72 PB Fintech 2.19 Axis Bank 3.67 One97 Communications 5.44 India Shelter Finance Corporation 1.52 Aadhar Housing Fin 0.62 HDFC AMC 4.32
Debt & Others (0.66%) Sector Allocation Repo 0.97 Net Payables -0.31 Debt Credit Ratings Debt Category Others 0.66
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Business Cycle Fund Regular-Growth Ret 1M -6.37% Ret 1Y 9.71% Ret 3Y 13.63% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Business Cycle Fund Regular-IDCW Ret 1M -6.37% Ret 1Y 9.71% Ret 3Y 13.63% Ret 5Y 0%
Equity, Flexi Cap funds Axis Business Cycles Fund Regular-Growth Ret 1M -7.32% Ret 1Y 8.58% Ret 3Y 15.92% Ret 5Y 0%
Equity, Flexi Cap funds Axis Business Cycles Fund Regular-IDCW Payout Ret 1M -7.32% Ret 1Y 8.58% Ret 3Y 15.92% Ret 5Y 0%
Equity, Flexi Cap funds Axis Business Cycles Fund Regular-IDCW Reinvestment Ret 1M -7.32% Ret 1Y 8.58% Ret 3Y 15.92% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Business Cycle Fund Regular-Growth Ret 1M -8.41% Ret 1Y 5.58% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Business Cycle Fund Regular-IDCW Ret 1M -8.41% Ret 1Y 5.58% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Business Cycle Fund Regular-IDCW Reinvestment Ret 1M -8.41% Ret 1Y 5.58% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bank of India Business Cycle Fund Regular-Growth Ret 1M -4.61% Ret 1Y 6.66% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bank of India Business Cycle Fund Regular-IDCW Payout Ret 1M -4.61% Ret 1Y 6.66% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bank of India Business Cycle Fund Regular-IDCW Reinvestment Ret 1M -4.61% Ret 1Y 6.66% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.48%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Nitin Gosar
Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.
Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 5
Date of Incorporation 2024-12-20
Total AUM 14671.19
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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