Kotak Banking and PSU Debt Fund Direct-Growth

Fund Details

NAV 70.1783

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹100.0

Fund Age(Year) 12.97

Fund Size(in Crores) 5701.42

Fund Performance

1 Month 0.07%

3 Month 1.85%

6 Month 2.68%

1 Year 8.06%

3 Year 7.86%

5 Year 6.4%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.42%) Market Cap Large Cap 17.61 Small Cap 18.37 Mid Cap 62.44 Top Sectors Metals & Mining 16.11 Services 14.78 Capital Goods 11.03 Chemicals 10.99 Financial 10.63 Automobile 8.08 Construction 6.72 Materials 4.92 Communication 3.46 Consumer Staples 3.39 Technology 2.57 Consumer Discretionary 2.52 Textiles 1.77 Healthcare 1.33 Energy 0.12 Top Holding JK Cement 0.12 Kajaria Ceramics 0.03 Bharat Forge 2.39 UPL 3.73 Prestige Estates Projects 3.37 National Aluminium Company 1.11 Dalmia Bharat 0.39 Aarti Industries 0.38 PB Fintech 3.37 Escorts Kubota 2.3 Hindustan Zinc 0.09 Ratnamani Metals & Tubes 0.21 Samvardhana Motherson 1.06 Indian Railway Catering & Tourism 0.66 Astrazeneca Pharma India 0.09 Honeywell Automation India 0.17 Jindal Stainless 3.4 Deepak Nitrite 0.7 Rainbow Children's 0.1 Atul 0.34 SBI Cards 0.43 MCX 3.54 Godrej Properties 2.22 Bharti Hexacom 3.45 UNO Minda 0.58 APL Apollo Tubes 3.47 Biocon 0.28 Ultratech Cement 0.56 JSW Energy 0.02 Supreme Industries 1.23 PI Industries 1.71 Sundram Fasteners 0.78 Gujarat Fluorochemicals 0.24 Interglobe Aviation 0.17 Coromandel International 0.1 Crompton Greaves Con. Electricals 0.51 HDFC AMC 0.17 K.P.R. Mill 1.72 CRISIL 0 ACC 0.76 SRF 2.12 Torrent Power 0.09 Navin Fluorine International 1.55 Info Edge (India) 2.87 BEML 0.72 Bandhan Bank 0.37 Vardhman Textiles 0.04 Apar Industries 3.34 Krishna Institute 0.19 Jindal Steel 4.12 BSE 4.16 Mphasis 0.33 Syngene International 0.38 Camlin Fine Sciences 0.02 Nippon Life India Asset Management 2.04 Astral 0.86 Tech Mahindra 0.03 Astec Lifesciences 0.02 Vedanta 2.33 Hitachi Energy India 1.45 NMDC 0.09 Muthoot Finance 4.38 IRB Infra Dev 0.42 Hindalco Industries 0.52 Sona BLW Precision Forgings 1.31 Indusind Bank 1.34 Godrej Industries 0.05 Schaeffler India 1.57 GE Vernova T&D 0.19 Oberoi Realty 0.71 Affle 3I 2.21 360 One Wam 1.9 Blue Star 0.87 Carborundum Universal 0.11 Polycab India 1.02 Voltas 1.15 Grindwell Norton 0.66 Chemplast Sanmar 0.08 Piramal Pharma 0.29 Jyoti CNC Automation 0.77 Ambuja Cements 0.95 Kei Industries 2.46 Cummins India 1.89 Gujarat Gas 0.03 Endurance Technologies 0.16 Mahindra & Mahindra 0.28 Astra Microwave Products 0.01

Debt & Others (1.58%) Sector Allocation Repo 1.44 Net Payables -0.13 Cash Margin 0.27 Debt Credit Ratings Debt Category Others 1.58

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-Growth Ret 1M 0.4% Ret 1Y 7.39% Ret 3Y 7.52% Ret 5Y 6.21%

Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-IDCW Daily Reinvestment Ret 1M 0.4% Ret 1Y 7.39% Ret 3Y 7.52% Ret 5Y 6.21%

Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-IDCW Weekly Ret 1M 0.4% Ret 1Y 7.39% Ret 3Y 7.52% Ret 5Y 6.21%

Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.4% Ret 1Y 7.39% Ret 3Y 7.52% Ret 5Y 6.21%

Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Ret-Growth Ret 1M 0.4% Ret 1Y 7.39% Ret 3Y 7.52% Ret 5Y 6.21%

Equity, Flexi Cap funds Axis Money Market Fund Regular-Growth Ret 1M 0.42% Ret 1Y 7.44% Ret 3Y 7.5% Ret 5Y 6.17%

Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Daily Reinvestment Ret 1M 0.42% Ret 1Y 7.44% Ret 3Y 7.5% Ret 5Y 6.17%

Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Monthly Payout Ret 1M 0.42% Ret 1Y 7.44% Ret 3Y 7.5% Ret 5Y 6.17%

Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.42% Ret 1Y 7.44% Ret 3Y 7.5% Ret 5Y 6.17%

Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Quarterly Payout Ret 1M 0.42% Ret 1Y 7.44% Ret 3Y 7.5% Ret 5Y 6.17%

Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Quarterly Reinvestment Ret 1M 0.42% Ret 1Y 7.44% Ret 3Y 7.5% Ret 5Y 6.17%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.4%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dharmesh Thakar

Education PGeMBA in Finance

Experience Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.

Deepak Agrawal

Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience He has been associated with Kotak AMC since 2002.

Abhishek Bisen

Education Mr. Bisen is a BA and MBA in Finance.

Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Palha Khanna

Education Ms. Khanna has done B.Com and MBA, Finance

Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 2

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.