Bandhan Credit Risk Fund Direct-Growth

Fund Details

NAV 18.264

Sub-Type Credit Risk

Rating 2

Min. SIP Amount ₹100.0

Fund Age(Year) 8.8

Fund Size(in Crores) 254.56

Fund Performance

1 Month 0.25%

3 Month 1.31%

6 Month 2.5%

1 Year 7.29%

3 Year 7.43%

5 Year 6.31%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.56%) Market Cap Small Cap 32.62 Mid Cap 60.41 Large Cap 6.53 Top Sectors Financial 22.69 Capital Goods 9.67 Services 9.37 Technology 8.78 Automobile 7.07 Metals & Mining 6.91 Healthcare 6.62 Materials 6.06 Chemicals 5.08 Construction 4.01 Consumer Discretionary 3.74 Energy 3.31 Textiles 2.83 Consumer Staples 2.75 Others 0.68 Top Holding Mphasis 2.17 Emmvee Photovoltaic Power 1 Kei Industries 1.86 Billionbrains Garage Ventures 1.08 WeWork India Management 1.04 Ajanta Pharma 1.66 Firstsource Solutions 0.66 Hexaware Technologies 2.25 United Spirits 0.16 Torrent Power 2.3 AU Small Finance Bank 3.73 Thermax 2.38 Cohance Lifesciences 1.08 Adani Ports and Special Economic Zone 0.77 SRF 0.88 JK Cement 2.49 Bharat Forge 1.16 KPIT Technologies 2.07 Radico Khaitan 0.9 Whirlpool Of India 0.87 NMDC 1.86 Ipca Laboratories 0.67 GFL 0.06 Apollo Hospitals Enterprise 1.17 Apar Industries 1 RBL Bank 1.1 The Indian Hotels Company 1.37 Others 0.68 Navin Fluorine International 1.79 Aditya Birla Capital 0.18 Vishal Mega Mart 0.87 SBI Cards 0.98 Housing & Urban Dev Corp 2.17 Voltas 1.18 LG Electronics India 0.48 Dixon Technologies (India) 1.88 Supreme Industries 1.26 Gujarat Fluorochemicals 0.57 R R Kabel 1.2 Muthoot Finance 1.39 HDB Financial Services 1.31 Schaeffler India 1.03 K.P.R. Mill 2.58 Kirloskar Oil Engines 1.32 TVS Motor Company - Pref. Shares 0.01 Cholamandalam Financial 1.07 ZF Commercial 0.99 Info Edge (India) 1.06 TVS Motor Company 1.13 Ceat 1.27 JSW Cement 0.76 Fortis Healthcare 1.87 Stylam Industries 0.83 Page Industries 0.25 The Federal Bank 3.07 APL Apollo Tubes 2.61 Berger Paints India 0.72 Aditya Birla Real Estate 0.69 Prestige Estates Projects 2.45 Aptus Value Housing Finance India 1.18 Poonawalla Fincorp 0.72 The Phoenix Mills 1.56 Suzlon Energy 1.2 Max Financial Services 3.32 Bank of Baroda 0.54 Jindal Steel 1.68 Sanofi India 0.18 Bank of India 0.79 Inventurus Knowledge Solutions 1.06 L&T Technology Services 0.76 Swiggy 1.47 PB Fintech 1.07 Motherson Wiring 0.86 UNO Minda 0.93 Sona BLW Precision Forgings 0.72 Vedanta 0.75 Persistent Systems 1.53 Atul 1.85

Debt & Others (0.44%) Sector Allocation Net Payables -0.59 Cash 0 Reverse Repo 1.03 Debt Credit Ratings Debt Category Others 0.44

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular-Growth Ret 1M 0.43% Ret 1Y 7.11% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular-IDCW Ret 1M 0.43% Ret 1Y 7.11% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-Growth Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-IDCW Daily Reinvestment Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Savings Regular-IDCW Weekly Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-Growth Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-IDCW Daily Reinvestment Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%

Equity, Flexi Cap funds Aditya Birla Sun Life Savings Retail-IDCW Weekly Ret 1M 0.38% Ret 1Y 7.39% Ret 3Y 7.45% Ret 5Y 6.17%

Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-Growth Ret 1M 0.45% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-IDCW Payout Ret 1M 0.45% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-IDCW Reinvestment Ret 1M 0.45% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.67%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Brijesh Shah

Education Mr. Shah is a Post Graduate Diploma in Finance.

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Gautam Kaul

Education Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Sreejith Balasubramanian

Education Mr. Balasubramanian has done B.E in Mechanical and MBA in Finance from IBS Hyderabad (ICFAI University)

Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Cognizant Technology Solutions Ltd. as Research Manager

Debraj Lahiri

Education Mr. Lahiri has done B.Tech and MBA

Experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 13

Date of Incorporation 2017-03-03

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.