ICICI Prudential Banking and Financial Services-IDCW Payout
Equity, Sectoral-Banking & Financial Services, Principal at very high risk
1 Year Return -6.45% at 19 Oct 2026 01:48 PM
ICICI Prudential Banking and Financial Services-IDCW Payout: Mutual Fund Overview
ICICI Prudential Banking and Financial Services-IDCW Payout is an Sectoral-Banking & Financial Services mutual fund with over 18.16 years of performance history. The scheme manages an AUM of ₹10774.36 Cr and has a NAV of ₹24.46. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -6.45%.
Fund Details
NAV 24.46
Sub-Type Sectoral-Banking & Financial Services
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 18.16
Fund Size(in Crores) 10774.36
Fund Performance
1 Month -0.12%
3 Month -3.83%
6 Month -1.71%
1 Year -6.45%
3 Year 8.74%
5 Year 7.43%
Know This Fund
As on 19 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (96.36%) Market Cap Mid Cap 13.71 Large Cap 64.98 Small Cap 17.67 Top Sectors Financial 80.27 Insurance 12.22 Services 3.88 Top Holding Bajaj Housing Finance 0.38 Anand Rathi Wealth 1.77 CSB Bank 0.36 Repco Home Finance 0.81 LIC Housing Fin. 2.19 State Bank of India 5.23 Central Bank of India 0.93 Bandhan Bank 0 Angel One 0.92 HDFC Bank 13.84 Bajaj Holdings & Invest. 0.42 SBI Cards 3.09 PNB Housing Finance 1.35 Go Digit General Insurance 1.3 ICICI Prudential 0.66 CMS Info Systems 0.19 Can Fin Homes 1.59 Max Financial Services 1.57 Aadhar Housing Fin 0.72 Cholamandalam Investment and Finance Company 0.89 Fusion Fin 0.2 Bajaj Finserv 3.01 Bajaj Finance 1.46 Aavas Financiers 1.32 Life Insurance 1.43 BSE 1.62 MCX 0.8 Axis Bank 8.86 SBI Life Insurance Company 3.15 HDB Financial Services 1.66 ICICI Bank 13.16 HDFC Life Insurance 2.63 Kotak Mahindra Bank 9.36 UTI Asset Mgmt 0.99 360 One Wam 0.12 Medi Assist Healthcare Services 0.79 Canara Robeco Asset Management Company 0.08 SBI Funds Management 0.98 Muthoot Finance 0.26 CreditAccess Grameen 0.41 Bank of India 0.02 Star Health and Allied Insurance Company 0.47 Canara HSBC Life Insurance Company 0.09 Aptus Value Housing Finance India 0.98 ICICI Lombard Gen. Insurance 2.21 ICRA 0.2 General Insurance Corporation of India 0.29 MAS Financial 0.24 Care Ratings 0.28 Piramal Finance 1.13
Debt & Others (3.6399999999999997%) Sector Allocation Repo 1.44 Net Payables -0.76 Cash Margin 1.47 Debt Credit Ratings Debt Category Others 2.15 Reserve Bank of India 1.49
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.95%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Sharmila D'Silva
Education Ms. D'Silva is CA and BAF
Experience She joined ICICI Prudential AMC Limited in September 2016.
Antariksha Banerjee
Education PGDM (MBA) S. P. Jain Institute of Management & Research, Mumbai
Experience He joined ICICI Prudential AMC, he has been part of the Research team of the AMC.
Roshan Chutkey
Education Roshan Chutkey did his engineering from IIT Madras, MBA from IIM Lucknow and has a Masters in Finance degree from London Business School.
Experience He is associated with ICICI Prudential AMC from February 2015 and has 12 years of overall experience in the industry.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 64
Date of Incorporation 2008-08-22
Total AUM 1111684.08
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
ICICI Prudential Banking and Financial Services-IDCW Payout FAQs
How to invest in ICICI Prudential Banking and Financial Services-IDCW Payout?
Investing in ICICI Prudential Banking and Financial Services-IDCW Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for ICICI Prudential Banking and Financial Services-IDCW Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of ICICI Prudential Banking and Financial Services-IDCW Payout?
The term expense ratio for ICICI Prudential Banking and Financial Services-IDCW Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of ICICI Prudential Banking and Financial Services-IDCW Payout is 1.95% as of 19 Oct 2026.
What is the NAV of ICICI Prudential Banking and Financial Services-IDCW Payout?
The NAV of ICICI Prudential Banking and Financial Services-IDCW Payout is ₹24.46 as of 19 Oct 2026.
What is the AUM of ICICI Prudential Banking and Financial Services-IDCW Payout?
The AUM (Assets Under Management) of ICICI Prudential Banking and Financial Services-IDCW Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of ICICI Prudential Banking and Financial Services-IDCW Payout is ₹10774.36 Cr as of 19 Oct 2026.
What is the PE and PB ratio of ICICI Prudential Banking and Financial Services-IDCW Payout?
The PE ratio of ICICI Prudential Banking and Financial Services-IDCW Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in ICICI Prudential Banking and Financial Services-IDCW Payout?
Yes, you can invest in ICICI Prudential Banking and Financial Services-IDCW Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of ICICI Prudential Banking and Financial Services-IDCW Payout in the last 5 years?
The return of ICICI Prudential Banking and Financial Services-IDCW Payout in the last 5 years is 7.43%.
What is the minimum SIP investment required in ICICI Prudential Banking and Financial Services-IDCW Payout?
The minimum SIP investment in ICICI Prudential Banking and Financial Services-IDCW Payout depends on the fund's scheme rules and usually starts at a small amount. For ICICI Prudential Banking and Financial Services-IDCW Payout, the minimum SIP amount is ₹100.0.
What is the current NAV of ICICI Prudential Banking and Financial Services-IDCW Payout?
The NAV of ICICI Prudential Banking and Financial Services-IDCW Payout, as of 19 Oct 2026, is ₹24.46.
Who manages the ICICI Prudential Banking and Financial Services-IDCW Payout?
The fund managers responsible for ICICI Prudential Banking and Financial Services-IDCW Payout are:
- Sharmila D'Silva
- Antariksha Banerjee
- Roshan Chutkey