Tata Retirement Savings Fund Moderate Plan Direct-Growth

Fund Details

NAV 77.4607

Sub-Type Aggressive Hybrid

Rating 2

Min. SIP Amount ₹150.0

Fund Age(Year) 12.97

Fund Size(in Crores) 2191.2

Fund Performance

1 Month -1.36%

3 Month -0.42%

6 Month 1.44%

1 Year 0.48%

3 Year 15.72%

5 Year 14.15%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.92%) Market Cap Small Cap 99.92 Top Sectors Capital Goods 27.83 Services 26.36 Technology 19.67 Consumer Discretionary 8.86 Healthcare 4.62 Automobile 3.6 Communication 3.46 Consumer Staples 2.4 Energy 1.33 Chemicals 1 Financial 0.32 Unclassified 0.31 Construction 0.15 Top Holding DoorDash Inc. Class A (DASH) 0.42 NXP Semiconductor 0.26 QUALCOMM Inc. (USA) 0.94 Biogen 0.14 Take-Two Interactive Software Inc 0.24 Fastenal Co (USA) 0.24 Analog Devices Inc 0.68 ON Semiconductor Corp 0.11 NVIDIA Corporation (USA) 9.09 Adobe 0.71 Dexcom Inc 0.13 Intel Corporation (USA) 0.92 Arm Holdings ADR 0.1 Autodesk Inc. (USA) 0.34 PepsiCo Inc 1.06 AstraZeneca PLC ADR 0.28 Texas Instruments Inc. (US) 0.8 Paychex Inc. (USA) 0.21 NetFlix Inc. (USA) 2.38 Micron Technology Inc. (USA) 1.38 Booking Holdings Inc 0.83 Amazon. com Inc. (USA) 5.26 ASML Holding N.V. - ADR 0.47 MicroStrategy Incorporated Class A (MSTR) 0.24 Kraft Heinz 0.16 T-Mobile Us Inc. 1.22 Comcast Corporation (USA) 0.51 Costco Wholesale Corporation (USA) 2.11 Advanced Micro Devices Inc 1.84 Palantir Technologies Inc (PLTR) 1.99 Marriott International Inc 0.43 Keurig Dr Pepper Inc 0.2 Airbnb Inc 0.26 Crowdstrike Holdings Inc 0.66 Diamondback Energy Inc 0.23 Constellation Energy Corp 0.59 Monster Beverage Corp (US) 0.38 Intuit Inc. (USA) 0.92 Meta Platforms 2.97 Amgen Inc. (USA) 0.97 Axon Enterprise 0.22 Palo Alto Networks Inc. Common Stock 0.66 Shopify Inc. Class A Subordinate Voting Shares (SHOP) 1.01 GlobalFoundries 0.1 Marvell Technology Group 0.4 Idexx Laboratories Inc. 0.31 Starbucks Corporation (USA) 0.52 Copart Inc 0.2 Tesla 3.32 Cognizant Technology Solutions Corp. 0.2 Honeywell International Inc 0.63 The Trade Desk Inc 0.09 Charter Communications 0.14 Old Dominion Freight Line Inc 0.15 GE Healthcare Technologies Inc 0.19 Alphabet Inc Class C 3.68 Regeneron Pharmaceuticals Inc 0.42 Alphabet Inc Class A 3.94 Fortinet Inc 0.32 Verisk Analytics Inc 0.16 American Electric Power Co Inc 0.34 Mondelez International 0.39 O Reilly Automotive Inc. (USA) 0.45 AppLovin Corporation 0.96 MercadoLibre Inc 0.55 Synopsys 0.4 Linde PLC 1 Zscaler Inc 0.2 Roper Technologies INC 0.25 Paypal Holdings Inc - W/I 0.31 CSX Corporation (US) 0.34 Atlassian Corporation Plc 0.13 Baker Hughes Inc. (US) 0.26 Cadence Design Systems Inc 0.44 Xcel Energy Inc Com 0.25 Cdw Corporation 0.1 Exelon (US) 0.25 Gilead Sciences Inc. (USA) 0.81 Workday Inc 0.24 Thomson Reuters Corp 0.32 Microchip Technology Inc. (USA) 0.15 Ross Stores Inc. (USA) 0.3 Lam Research Corporation (USA) 1.03 Intuitive Surgical Inc. (USA) 1.07 Datadog Inc 0.27 CoStar Group Inc 0.15 Cisco Systems Inc. (USA) 1.58 Cintas Corp Com 0.39 Coca-Cola Europacific Partners 0.22 Lululemon Athletica Inc 0.11 Automatic Data Processing Inc. (USA) 0.54 PACCAR Inc. (USA) 0.29 Applied Materials Inc. (USA) 1.05 Microsoft Corportion (US) 7.73 Warner Bros Discovery (WBD) 0.31 Electronic Arts Inc. (USA) 0.26 KLA 0.81 Broadcom 6.63 Vertex Pharmaceuticals Inc. (USA) 0.58 PDD Holdings 0.4 Apple Inc. (USA) 8.75

Debt & Others (0.08%) Sector Allocation Repo 0.31 Net Payables -0.23 Debt Credit Ratings Debt Category Others 0.08

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.6%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Murthy Nagarajan

Education Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Sonam Udasi

Education Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 41

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.