SBI Credit Risk Fund Direct-IDCW Quarterly Payout

Fund Details

NAV 23.6853

Sub-Type Credit Risk

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 12.97

Fund Size(in Crores) 2182.37

Fund Performance

1 Month 0.16%

3 Month 1.58%

6 Month 3.34%

1 Year 8.65%

3 Year 8.74%

5 Year 7.35%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (97.44%) Market Cap Mid Cap 69.92 Large Cap 10.1 Small Cap 17.41 Top Sectors Financial 24.95 Healthcare 12.65 Automobile 9.66 Capital Goods 9.5 Metals & Mining 5.85 Technology 5.59 Materials 5.5 Consumer Staples 4.65 Consumer Discretionary 3.95 Construction 3.9 Services 3.08 Communication 3.05 Energy 2.19 Chemicals 1.93 Textiles 0.99 Top Holding Max Financial Services 2.69 Marico 1.71 LG Electronics India 1 Fortis Healthcare 1.75 Abbott India 0.99 Anthem Biosciences 1.65 PNB Housing Finance 0.78 Havells India 0.68 LIC Housing Fin. 1.14 Blue Star 2.22 Piramal Finance 2.36 Whirlpool Of India 0.73 AIA Engineering 2.41 Kei Industries 1.91 Radico Khaitan 1.05 Coforge 1.85 Mphasis 1.48 Biocon 1.22 Union Bank of India 2.23 Solar Industries India 1.23 UNO Minda 2.44 Equitas Small Finance Bank 1.11 Aditya Birla Capital 1.55 Torrent Power 0.97 Page Industries 0.99 Schaeffler India 1.17 Suzlon Energy 1.01 ITC Hotels 1.41 Kirloskar Brothers 1.06 Kajaria Ceramics 1.17 Ceat 0.92 Varun Beverages 0.9 Shriram Finance 1.28 Lupin 1.3 Aster DM Healthcare 1.08 Belrise Industries 1.08 JSW Energy 1.76 NMDC 1.41 Sri Lotus Developers and Realty 0.8 Hero Motocorp 2.13 Bharti Hexacom 1.72 Tube Investments Of India 2.01 IDFC First Bank 2.39 JK Cement 2.28 Glenmark Pharmaceuticals 3 Oil India 1.21 JSW Infrastructure 0.8 CRISIL 0.87 Indus Towers 1.33 L&T Fin 1.68 Hexaware Technologies 1.05 Nippon Life India Asset Management 2.14 Persistent Systems 1.21 Atul 0.7 Bharat Heavy Electricals 1.91 The Federal Bank 2.52 Indian Bank 3.05 Triveni Turbine 1.47 Astral 2.05 Minda Corporation 1.09 Alkem Laboratories 1.65 Godrej Properties 1.62 APL Apollo Tubes 2.03 AWL Agri Business 0.99

Debt & Others (2.56%) Sector Allocation Net Receivables 0.96 Repo 1.6 Debt Credit Ratings Debt Category Others 2.56

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.89%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Adesh Sharma

Education Mr. Sharma has done B.Tech, M.Tech and PGDM (Finance)

Experience Prior to joining SBI Mutual Fund, he has worked with IDFC Bank and Deutsche Bank AG

Lokesh Mallya

Education Mr. Mallya is MBA and FRM.

Experience Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).

Pradeep Kesavan

Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA

Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at high risk

AMC and Fund details

Rank (total sets) 10

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.