HDFC Banking & Financial Services Fund Regular-IDCW
Equity, Sectoral-Banking & Financial Services, Principal at very high risk
1 Year Return 0.15% at 19 Oct 2026 01:34 PM
HDFC Banking & Financial Services Fund Regular-IDCW: Mutual Fund Overview
HDFC Banking & Financial Services Fund Regular-IDCW is an Sectoral-Banking & Financial Services mutual fund with over 5.3 years of performance history. The scheme manages an AUM of ₹4425.36 Cr and has a NAV of ₹15.245. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 0.15%.
Fund Details
NAV 15.245
Sub-Type Sectoral-Banking & Financial Services
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 5.3
Fund Size(in Crores) 4425.36
Fund Performance
1 Month -0.46%
3 Month -4.55%
6 Month -0.44%
1 Year 0.15%
3 Year 10.66%
5 Year 9.34%
Know This Fund
As on 19 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.41%) Market Cap Mid Cap 12.22 Small Cap 17.38 Large Cap 69.81 Top Sectors Financial 90.14 Insurance 7.81 Services 1.46 Top Holding Indusind Bank 1.02 ICICI Bank 13.85 Shriram Finance 4.22 Billionbrains Garage Ventures 1.66 HDFC Life Insurance 0.59 Bandhan Bank 1.37 PNB Housing Finance 1.61 BSE 0.7 Bajaj Finance 3.96 Equitas Small Finance Bank 1.63 PB Fintech 0.76 Five-Star Business Finance 2.67 Indian Bank 0.76 Kotak Mahindra Bank 8.61 ICICI Prudential Asset Management Company 1.16 Fusion Fin 1.12 AU Small Finance Bank 2.4 Karur Vysya Bank 1.91 OnEMI Technology Solutions 1.01 Home First Finance Company India 1.71 Can Fin Homes 1.4 360 One Wam 1.07 ICICI Lombard Gen. Insurance 1.89 Life Insurance 1.61 Poonawalla Fincorp 1.35 Axis Bank 7.76 SBI Funds Management 1.16 CreditAccess Grameen 0.73 Tata Capital 1.26 Max Financial Services 1.4 Angel One 1.67 State Bank of India 6.07 Repco Home Finance 0.55 HDFC Bank 12.89 NSE 0.99 Mahindra & Mahindra Financial Services 1.17 SBI Life Insurance Company 3.72
Debt & Others (0.59%) Sector Allocation Net Payables -0.12 Repo 0.71 Debt Credit Ratings Debt Category Others 0.59
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.99%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Anand Laddha
Education Mr. Laddha has done B.Com. and CA
Experience Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.
Dhruv Muchhal
Education Mr. Dhruv has done B.Com, CA and CFA
Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 17
Date of Incorporation 2021-07-01
Total AUM 934075.65
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
HDFC Banking & Financial Services Fund Regular-IDCW FAQs
How to invest in HDFC Banking & Financial Services Fund Regular-IDCW?
Investing in HDFC Banking & Financial Services Fund Regular-IDCW through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for HDFC Banking & Financial Services Fund Regular-IDCW in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of HDFC Banking & Financial Services Fund Regular-IDCW?
The term expense ratio for HDFC Banking & Financial Services Fund Regular-IDCW or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of HDFC Banking & Financial Services Fund Regular-IDCW is 1.99% as of 19 Oct 2026.
What is the NAV of HDFC Banking & Financial Services Fund Regular-IDCW?
The NAV of HDFC Banking & Financial Services Fund Regular-IDCW is ₹15.245 as of 19 Oct 2026.
What is the AUM of HDFC Banking & Financial Services Fund Regular-IDCW?
The AUM (Assets Under Management) of HDFC Banking & Financial Services Fund Regular-IDCW is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of HDFC Banking & Financial Services Fund Regular-IDCW is ₹4425.36 Cr as of 19 Oct 2026.
What is the PE and PB ratio of HDFC Banking & Financial Services Fund Regular-IDCW?
The PE ratio of HDFC Banking & Financial Services Fund Regular-IDCW shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in HDFC Banking & Financial Services Fund Regular-IDCW?
Yes, you can invest in HDFC Banking & Financial Services Fund Regular-IDCW through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of HDFC Banking & Financial Services Fund Regular-IDCW in the last 5 years?
The return of HDFC Banking & Financial Services Fund Regular-IDCW in the last 5 years is 9.34%.
What is the minimum SIP investment required in HDFC Banking & Financial Services Fund Regular-IDCW?
The minimum SIP investment in HDFC Banking & Financial Services Fund Regular-IDCW depends on the fund's scheme rules and usually starts at a small amount. For HDFC Banking & Financial Services Fund Regular-IDCW, the minimum SIP amount is ₹100.0.
What is the current NAV of HDFC Banking & Financial Services Fund Regular-IDCW?
The NAV of HDFC Banking & Financial Services Fund Regular-IDCW, as of 19 Oct 2026, is ₹15.245.
Who manages the HDFC Banking & Financial Services Fund Regular-IDCW?
The fund managers responsible for HDFC Banking & Financial Services Fund Regular-IDCW are:
- Anand Laddha
- Dhruv Muchhal