Bandhan Financial Services Fund Regular-IDCW
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Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 18.63% at 30 Jan 2026 04:22 PM
Fund Details
NAV 14.131
Sub-Type Sectoral-Banking
Rating Not Rated
Min. SIP Amount ₹100.0
Fund Age(Year) 2.51
Fund Size(in Crores) 1140.98
Fund Performance
1 Month -1.51%
3 Month -0.72%
6 Month 3.33%
1 Year 18.63%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 30 Jan 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.91%) Market Cap Small Cap 24.94 Large Cap 58.21 Mid Cap 14.76 Top Sectors Financial 84.98 Insurance 6.97 Services 4.8 Unclassified 1.16 Top Holding Repco Home Finance 0.02 Pine Labs 1.08 Bajaj Finance 3.7 Max Financial Services 2.32 Kotak Mahindra Bank 4.35 Ujjivan Small Finance Bank 1.58 HDFC Life Insurance 1.28 Shriram Finance 2.37 SBI Cards 0.64 ICICI Lombard Gen. Insurance 1.34 HDFC Bank 18.8 RBL Bank 1.6 Angel One 1.36 CreditAccess Grameen 0.87 ICICI Bank 14.24 HDFC AMC 0.74 Mahindra & Mahindra Financial Services 1.7 Bajaj Housing Finance 0.79 Can Fin Homes 1.3 One97 Communications 2.45 ICICI Prudential Asset Management Company 1.16 Housing & Urban Dev Corp 0.75 Billionbrains Garage Ventures 1.37 Aadhar Housing Fin 0.83 Aavas Financiers 0.98 IDFC First Bank 1.4 LIC Housing Fin. 1.81 DCB Bank 0.9 Bank of Baroda 0.83 ICICI Prudential 1.64 Axis Bank 4.98 City Union Bank 1.48 Nuvama Wealth Management 0.83 Bajaj Finserv 0.65 PNB Housing Finance 0.54 Indusind Bank 0.76 UTI Asset Mgmt 0.77 Cholamandalam Financial 0.82 State Bank of India 2.29 BSE 0.42 CRISIL 0.56 Cholamandalam Investment and Finance Company 2.03 PB Fintech 0.97 Prudent Corporate Advisory Services 0.84 Muthoot Finance 0.84 Fusion Fin 0.9 Star Health and Allied Insurance Company 1.12 Medi Assist Healthcare Services 0.4 JIO Financial 0.92 SBI Life Insurance Company 1.59
Debt & Others (2.09%) Sector Allocation Reverse Repo 1.95 Cash 0 Net Payables -0.05 Debt Credit Ratings Debt Category Others 2.09
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.18% Ret 1Y 21.58% Ret 3Y 17.5% Ret 5Y 15.86%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.18% Ret 1Y 21.58% Ret 3Y 17.5% Ret 5Y 15.86%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.18% Ret 1Y 21.58% Ret 3Y 17.5% Ret 5Y 15.86%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 0.88% Ret 1Y 21.67% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 0.88% Ret 1Y 21.67% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 0.88% Ret 1Y 21.67% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -0.03% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -0.03% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -0.03% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -1.51% Ret 1Y 18.63% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -1.51% Ret 1Y 18.63% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.15%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Harshal Joshi
Education Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Sumit Agrawal
Education Mr.Agrawal is a B.Com, ACS, CFA (USA)and PGDM (Finance).
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Mirae Asset Mutual Fund (Nov 2010-Sep 2016) as Fund Manager-Equities, Axis Capital (erstwhile ENAM Securities) (Feb 2008-Nov 2010) as VP-Research Analyst and JP Morgan India Services Pvt. Ltd. (Jun 2006-Feb 2008) as TL-Investment Banking.
Harshvardhan Agrawal
Education Mr. Agrawal has done BE, MBA and CFA
Experience Prior to joining Bandhan Mutual Fund, he has worked with Infina Finance Private Ltd, iAlpha Enterprises, Motilal Oswal Financial Services and Aranca India Pvt Ltd.
Ritika Behera
Education Ms. Behera has done B.Com and MBA (Finance)
Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Ritu Modi
Education Ms. Modi has done B.com and MMS(Finance).
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), she has worked with IIFL Mutual Fund, LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.
Gaurav Satra
Education Mr. Satra has done B.Com and CA
Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 60
Date of Incorporation 2023-07-28
Total AUM 2025-12-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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