Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW

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Equity, Sectoral-Banking & Financial Services, Principal at very high risk

1 Year Return -3.02% at 19 Oct 2026 11:45 AM

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Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW: Mutual Fund Overview

Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW is an Sectoral-Banking & Financial Services mutual fund with over 12.85 years of performance history. The scheme manages an AUM of ₹3406.14 Cr and has a NAV of ₹22.13. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -3.02%.

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Fund Details

NAV 22.13

Sub-Type Sectoral-Banking & Financial Services

Rating 3

Min. SIP Amount ₹100.0

Fund Age(Year) 12.85

Fund Size(in Crores) 3406.14

Fund Performance

1 Month -1.36%

3 Month -4.9%

6 Month -1.92%

1 Year -3.02%

3 Year 8.21%

5 Year 8.18%

Know This Fund

As on 19 Oct 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.9%) Market Cap Large Cap 65.49 Small Cap 18.78 Mid Cap 14.63 Top Sectors Financial 88.2 Insurance 7.62 Services 3.09 Top Holding One 97 Comm 0.39 City Union Bank 2.16 Piramal Finance 0.89 Canara Robeco Asset Management Company 0.15 HDB Financial Services 1.46 SBI Funds Management 0.72 Axis Bank 8.05 State Bank of India 5.05 NSE 0.74 Shriram Finance 5.44 MAS Financial 0.17 CAMS 0.93 Tata Capital 2.18 Aptus Value Housing Finance India 1.8 PNB Housing Finance 3.02 Home First Finance Company India 1.72 SBI Life Insurance Company 2.66 PB Fintech 1.76 Karur Vysya Bank 0.71 Star Health and Allied Insurance Company 0.97 AU Small Finance Bank 2.91 ICICI Bank 13.86 Union Bank of India 1.63 Bajaj Finance 6.73 HDFC Life Insurance 1.04 Five-Star Business Finance 0.57 HDFC Bank 10.52 360 One Wam 0.66 Bank of Maharashtra 2.84 ICICI Lombard Gen. Insurance 1.88 Anand Rathi Share and Stock Brokers 0.73 Kotak Mahindra Bank 3.62 RBL Bank 1.51 Moneyview 0.56 Ujjivan Small Finance Bank 1.65 Billionbrains Garage Ventures 2.34 Prudent Corporate Advisory Services 0.93 ICICI Prudential Asset Management Company 1.23 Go Digit General Insurance 1.07 Fusion Fin 0.52 Cholamandalam Financial 1.12

Debt & Others (1.1%) Sector Allocation Net Payables -0.14 Cash Margin 0.88 Repo 0.36 Debt Credit Ratings Debt Category Others 1.1

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.01%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dhaval Joshi

Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..

Dhaval Gala

Education Mr. Gala has done BMS from Mithibai College and PGDBM-Finance from N.L.Dalmia Institute of Management Studies & Research.

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with B&K Securities( January 2008- February 2011) and J.P.Morgan Chase India Private Ltd ( May 2005-July 2006).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 45

Date of Incorporation 2013-12-14

Total AUM 418789.9

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

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Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW FAQs

How to invest in Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

Investing in Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.

Log in to your Motilal Oswal account via the app or website
Go to the Mutual Funds section
Search for Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW in the search bar
Select your preferred investment mode – Lumpsum or SIP
Enter investment details such as amount and linked bank account
Complete your KYC, if not already done
Review and confirm details including fund name, plan type, amount, and bank account
Make the payment using Net Banking, UPI, or other available options
Receive transaction confirmation via email or SMS

What is the expense ratio of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The term expense ratio for Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW is 2.01% as of 19 Oct 2026.

What is the NAV of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The NAV of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW is ₹22.13 as of 19 Oct 2026.

What is the AUM of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The AUM (Assets Under Management) of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW is ₹3406.14 Cr as of 19 Oct 2026.

What is the PE and PB ratio of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The PE ratio of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.

Can I invest in SIP and Lump Sum in Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

Yes, you can invest in Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.

What is the return of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW in the last 5 years?

The return of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW in the last 5 years is 8.18%.

What is the minimum SIP investment required in Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The minimum SIP investment in Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW depends on the fund's scheme rules and usually starts at a small amount. For Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW, the minimum SIP amount is ₹100.0.

What is the current NAV of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The NAV of Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW, as of 19 Oct 2026, is ₹22.13.

Who manages the Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW?

The fund managers responsible for Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW are:

Dhaval Joshi
Dhaval Gala