Bank of India Short Term Income Fund Regular-IDCW Monthly Payout
Bank of India Short Term Income Fund Regular-IDCW Monthly Payout: Mutual Fund Overview
Bank of India Short Term Income Fund Regular-IDCW Monthly Payout is an Short Duration mutual fund with over 17.23 years of performance history. The scheme manages an AUM of ₹279.29 Cr and has a NAV of ₹14.2118. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.49%.
Debt, Short Duration, Principal at moderate risk
1 Year Return 6.49% at 12 Mar 2026 07:09 PM
Fund Details
NAV 14.2118
Sub-Type Short Duration
Rating 2
Min. SIP Amount ₹1000.0
Fund Age(Year) 17.23
Fund Size(in Crores) 279.29
Fund Performance
1 Month 0.46%
3 Month 0.99%
6 Month 2.27%
1 Year 6.49%
3 Year 7.29%
5 Year 10.24%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.4%) Market Cap Mid Cap 11.96 Large Cap 64.16 Small Cap 21.27 Top Sectors Financial 26.7 Automobile 10.96 Services 9.88 Healthcare 7.62 Energy 6.64 Technology 5.46 Consumer Staples 4.73 Metals & Mining 4.26 Materials 4.01 Capital Goods 3.59 Consumer Discretionary 3.2 Construction 2.99 Communication 2.52 Textiles 1.9 Insurance 1.55 Chemicals 1.4 Top Holding ICICI Prudential 0.49 NTPC 1.63 ICICI Bank 3.78 Adani Ports and Special Economic Zone 1.19 ICRA 1.23 Vedanta 1.6 Arvind 1.9 Samvardhana Motherson 0.9 Garware Hi-Tech Films 1.48 LG Electronics India 1.17 Coal India 0.85 TVS Motor Company - Pref. Shares 0.01 Bharti Airtel 2.52 ITC 1.28 Devyani International 0.18 Godfrey Phillips India 2.87 Clean Science And Technology 0.5 Dr. Reddy's Laboratories 2.98 One97 Communications 1.74 Cummins India 0.58 Petronet LNG 0.49 Eternal 1.15 Shadowfax Technologies 0.31 Punjab National Bank 2.07 Ujjivan Small Finance Bank 2.14 Aarti Industries 0.24 Star Health and Allied Insurance Company 1.07 Northern ARC Capital 0.44 Blue Jet Healthcare 0 Hitachi Energy India 1.49 Billionbrains Garage Ventures 0.09 ONGC 1.08 Larsen & Toubro 2.99 Axis Bank 2.54 Onesource Specialty Pharma 0.5 360 One Wam 1.13 Emmvee Photovoltaic Power 0.21 Tata Motors 2.12 Restaurant King 1.32 Infosys 1.94 Varun Beverages 0.59 Power Fin. Corp. 0.61 Ultratech Cement 1.36 Bharat Forge 1.89 Optiemus Infracom 0.4 Eicher Motors 0.7 Hindalco Industries 1.58 Reliance Industries 2.7 The Great Eastern Shipping Company 0.52 Cohance Lifesciences 0.43 Mahindra & Mahindra Financial Services 1.24 HDFC Bank 3.63 Equitas Small Finance Bank 1.21 IDFC First Bank 1.4 Maruti Suzuki India 2.74 Bharat Heavy Electricals 1.52 Tata Consultancy 0.89 Bosch Home Comfort India 0.48 Divi's Laboratories 1.55 The India Cements 0.33 Amber Enterprises India 1.55 CarTrade Tech 0.4 State Bank of India 3.5 Tech Mahindra 2.14 Newgen Software Technologies 0.5 MCX 1.3 Mahindra & Mahindra 0.53 Hero Motocorp 1.66 Kotak Mahindra Bank 1.25 Subros 0.41 Shipping Corporation Of India 0.67 Shriram Finance 1.67 Coromandel International 0.66 Apollo Hospitals Enterprise 2.15 Tata Steel 1.07
Debt & Others (2.6%) Sector Allocation Net Receivables 0.83 CBLO 1.77 Debt Credit Ratings Debt Category Others 2.6
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-Growth Ret 1M 0.54% Ret 1Y 4.49% Ret 3Y 5.41% Ret 5Y 4.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Ret 1M 0.54% Ret 1Y 4.49% Ret 3Y 5.41% Ret 5Y 4.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Reinvestment Ret 1M 0.54% Ret 1Y 4.49% Ret 3Y 5.41% Ret 5Y 4.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-Growth Ret 1M 0.53% Ret 1Y 7.23% Ret 3Y 7.47% Ret 5Y 6.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Ret 1M 0.53% Ret 1Y 7.23% Ret 3Y 7.47% Ret 5Y 6.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Quarterly Ret 1M 0.53% Ret 1Y 7.23% Ret 3Y 7.47% Ret 5Y 6.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Reinvestment Ret 1M 0.53% Ret 1Y 7.23% Ret 3Y 7.47% Ret 5Y 6.33%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-Bonus Ret 1M 0.52% Ret 1Y 7.55% Ret 3Y 7.6% Ret 5Y 6.19%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-Growth Ret 1M 0.52% Ret 1Y 7.55% Ret 3Y 7.6% Ret 5Y 6.19%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Payout Ret 1M 0.52% Ret 1Y 7.55% Ret 3Y 7.6% Ret 5Y 6.19%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.52% Ret 1Y 7.55% Ret 3Y 7.6% Ret 5Y 6.19%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.07%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Mithraem Bharucha
Education Mr. Bharucha is a BMS and MBA
Experience Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 16
Date of Incorporation 2008-12-18
Total AUM 14671.19
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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