UTI Credit Risk Fund Regular Plan-IDCW Yearly Payout

Fund Details

NAV 11.8023

Sub-Type Credit Risk

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 11.39

Fund Size(in Crores) 260.48

Fund Performance

1 Month 0.42%

3 Month 1.17%

6 Month 2.62%

1 Year 7.05%

3 Year 7.18%

5 Year 9.38%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (96.81%) Market Cap Small Cap 10.97 Large Cap 71.08 Mid Cap 14.76 Top Sectors Financial 33.44 Automobile 10.19 Technology 9.13 Materials 8.46 Capital Goods 7.96 Construction 7.15 Services 3.81 Consumer Staples 3.15 Energy 2.77 Metals & Mining 2.61 Healthcare 2.53 Chemicals 1.62 Insurance 1.58 Textiles 1.41 Consumer Discretionary 1 Top Holding Oberoi Realty 1.26 Schaeffler India 1.26 Maruti Suzuki India 4.51 Jadoonet.com 0 HDFC Bank 9.36 Godrej Properties 1.21 Kwality Walls India 0.02 Bajaj Finance 2.59 Kajaria Ceramics 1.15 ICICI Prudential 1.58 State Bank of India 4.44 Hindustan Unilever 0.95 The Indian Hotels Company 1.56 Jubilant FoodWorks 1.11 Pidilite Industries 1.62 Hindalco Industries 2.61 L&T Technology Services 1.29 Siemens 1.34 Berger Paints India 1.03 Colgate-Palmolive (India) 0.75 Sona BLW Precision Forgings 1.18 Voltas 1 Kotak Mahindra Bank 3.98 Divi's Laboratories 1.46 Britannia Industries 1.43 Asian Paints 2.91 Timken India 1.45 TVS Motor Company 2.54 ABB India 1.66 Ultratech Cement 3.37 Infosys 4.97 Honeywell Automation India 0.98 Reliance Industries 2.77 LTIMindtree 2.87 ICICI Bank 7.98 Numero Uno International 0 Larsen & Toubro 4.68 FSN E-Commerce Ventures 1.14 Axis Bank 5.09 Dr. Lal Pathlabs 1.07 Page Industries 1.41 Eicher Motors 1.93 Thermax 1.27 TVS Motor Company - Pref. Shares 0.03

Debt & Others (3.19%) Sector Allocation Net Payables -0.15 Treasury Bills 0.08 Repo 3.26 Debt Credit Ratings Debt Category Others 3.11 Reserve Bank of India 0.08

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life ESG Integration Strategy Fund Regular-Growth Ret 1M -1.65% Ret 1Y 6.92% Ret 3Y 16.28% Ret 5Y 11.56%

Equity, Flexi Cap funds Aditya Birla Sun Life ESG Integration Strategy Fund Regular-IDCW Ret 1M -1.65% Ret 1Y 6.92% Ret 3Y 16.28% Ret 5Y 11.56%

Equity, Flexi Cap funds Aditya Birla Sun Life ESG Integration Strategy Fund Regular-IDCW Reinvestment Ret 1M -1.65% Ret 1Y 6.92% Ret 3Y 16.28% Ret 5Y 11.56%

Equity, Flexi Cap funds Axis ESG Integration Strategy Fund Regular-Growth Ret 1M -2.52% Ret 1Y 3.79% Ret 3Y 13.87% Ret 5Y 9.37%

Equity, Flexi Cap funds Axis ESG Integration Strategy Fund Regular-IDCW Payout Ret 1M -2.52% Ret 1Y 3.79% Ret 3Y 13.87% Ret 5Y 9.37%

Equity, Flexi Cap funds Axis ESG Integration Strategy Fund Regular-IDCW Reinvestment Ret 1M -2.52% Ret 1Y 3.79% Ret 3Y 13.87% Ret 5Y 9.37%

Equity, Flexi Cap funds ICICI Prudential ESG Exclusionary Strategy Fund - Growth Ret 1M -3.17% Ret 1Y 4.55% Ret 3Y 18.19% Ret 5Y 13.62%

Equity, Flexi Cap funds ICICI Prudential ESG Exclusionary Strategy Fund-IDCW Ret 1M -3.17% Ret 1Y 4.55% Ret 3Y 18.19% Ret 5Y 13.62%

Equity, Flexi Cap funds ICICI Prudential ESG Exclusionary Strategy Fund-IDCW Payout Ret 1M -3.17% Ret 1Y 4.55% Ret 3Y 18.19% Ret 5Y 13.62%

Equity, Flexi Cap funds Invesco India ESG Integration Strategy Fund Regular - Growth Ret 1M -2.91% Ret 1Y -1.67% Ret 3Y 12.67% Ret 5Y 0%

Equity, Flexi Cap funds Invesco India ESG Integration Strategy Fund Regular-IDCW Payout Ret 1M -2.91% Ret 1Y -1.67% Ret 3Y 12.67% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.65%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Abhishek Sonthalia

Education Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

Sunil Madhukar Patil

Education Mr. Patil is MMF, Finance

Experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.

Ritesh Nambiar

Education Mr. Nambiar is an MMS (Finance), CFA and FRM holder.

Experience Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 7

Date of Incorporation 2014-09-15

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.