Tata Retirement Savings Fund Conservative Plan Direct-Growth

Fund Details

NAV 37.5609

Sub-Type Conservative Hybrid

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 12.97

Fund Size(in Crores) 174.34

Fund Performance

1 Month -0.36%

3 Month 0.49%

6 Month 1.81%

1 Year 4.08%

3 Year 9.48%

5 Year 7.89%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.12%) Market Cap Large Cap 84.28 Mid Cap 14.81 Small Cap 0.03 Top Sectors Financial 30.56 Automobile 10.79 Energy 10.69 Technology 8.17 Capital Goods 5.65 Healthcare 5.15 Construction 5.04 Communication 4.24 Services 4.16 Consumer Staples 4.08 Metals & Mining 3.54 Chemicals 2.01 Textiles 1.93 Insurance 1.8 Materials 1.31 Top Holding Apollo Hospitals Enterprise 2.02 FSN E-Commerce Ventures 1.72 Mahindra & Mahindra 3.62 ICICI Bank 6.37 HDFC Bank 7.67 Vedanta 1.69 Coforge 1.58 Hindustan Unilever 2.26 Bharat Electronics 3.59 Interglobe Aviation 2.44 Tata Steel 1.85 SRF 2.01 Eicher Motors 1.94 HDFC AMC 1.96 Lupin 2.01 Bajaj Finance 3.05 Cipla 1.12 Power Fin. Corp. 2.16 Tech Mahindra 2.3 Cummins India 2.06 Larsen & Toubro 5.04 NTPC 2.4 SBI Life Insurance Company 1.8 State Bank of India 5.12 TVS Motor Company - Pref. Shares 0.03 Ambuja Cements 1.31 Muthoot Finance 2.58 Reliance Industries 6.4 TVS Motor Company 2.43 Hindustan Petroleum Corporation 1.89 Page Industries 1.93 Bank of India 1.65 Britannia Industries 1.82 Maruti Suzuki India 2.77 Bharti Airtel 4.24 Infosys 4.29

Debt & Others (0.88%) Sector Allocation Net Payables -0.11 Margin Money 0 Repo 0.99 Debt Credit Ratings Debt Category Others 0.88

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%

Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%

Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%

Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M 0.05% Ret 1Y 6.29% Ret 3Y 7.32% Ret 5Y 6.74%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.98%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Sonam Udasi

Education Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.

Murthy Nagarajan

Education Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 25

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.