Nippon India Retirement Fund - Income Generation Scheme-Bonus
Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return -3.08% at 08 Jun 2026 01:12 PM
Nippon India Retirement Fund - Income Generation Scheme-Bonus: Mutual Fund Overview
Nippon India Retirement Fund - Income Generation Scheme-Bonus is an Conservative Hybrid mutual fund with over 11.32 years of performance history. The scheme manages an AUM of ₹141.12 Cr and has a NAV of ₹19.8516. It is rated '1' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -3.08%.
Fund Details
NAV 19.8516
Sub-Type Conservative Hybrid
Rating 1
Min. SIP Amount ₹500.0
Fund Age(Year) 11.32
Fund Size(in Crores) 141.12
Fund Performance
1 Month 0.13%
3 Month -1.35%
6 Month -2.43%
1 Year -3.08%
3 Year 5.68%
5 Year 5.47%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (19.58%) Market Cap Large Cap 17.65 Mid Cap 0.84 Small Cap 1.09 Top Sectors Financial 7.77 Energy 3.16 Automobile 1.95 Capital Goods 1.66 Construction 1.35 Technology 1.3 Services 0.75 Insurance 0.45 Healthcare 0.42 Consumer Discretionary 0.39 Metals & Mining 0.38 Consumer Staples 0 Top Holding Apollo Hospitals Enterprise 0.16 Axis Bank 1.17 Crompton Greaves Con. Electricals 0.39 Cummins India 0.75 Dixon Technologies (India) 0.59 Eternal 0.75 HDFC Bank 1.64 ICICI Bank 2.69 Infosys 0.77 Kaynes Technology India 0.32 Kwality Wall's (India) 0 Larsen & Toubro 1.35 Mahindra & Mahindra 0.88 Mishra Dhatu Nigam 0.38 NTPC 1.34 Reliance Industries 1.82 Samvardhana Motherson 0.82 SBI Life Insurance Company 0.45 State Bank of India 2.27 Sun Pharmaceutical Industries 0.26 Tata Consultancy 0.53 Tube Investments Of India 0.25
Debt & Others (80.42%) Sector Allocation Repo 8.58 GOI Securities 39.99 Central Government Loan 30.31 Debt Credit Ratings SOV 70.3 Cash & Call Money 10.02 Others 0.1 Debt Category Others 10.12 GOI 70.3
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M 0.18% Ret 1Y 1.92% Ret 3Y 9.89% Ret 5Y 8.65%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M 0.18% Ret 1Y 1.92% Ret 3Y 9.89% Ret 5Y 8.65%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M 0.18% Ret 1Y 1.92% Ret 3Y 9.89% Ret 5Y 8.65%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M 0.18% Ret 1Y 3.48% Ret 3Y 8.08% Ret 5Y 7.8%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M 0.18% Ret 1Y 3.48% Ret 3Y 8.08% Ret 5Y 7.8%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M 0.18% Ret 1Y 3.48% Ret 3Y 8.08% Ret 5Y 7.8%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.18% Ret 1Y 3.48% Ret 3Y 8.08% Ret 5Y 7.8%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M 0.31% Ret 1Y 3.01% Ret 3Y 7.49% Ret 5Y 5.6%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M 0.31% Ret 1Y 3.01% Ret 3Y 7.49% Ret 5Y 5.6%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M 0.31% Ret 1Y 3.01% Ret 3Y 7.49% Ret 5Y 5.6%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.29% Ret 1Y -0.3% Ret 3Y 5.73% Ret 5Y 5.39%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.05%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Ashutosh Bhargava
Education Mr. Bhargava is B.Com & MBA (Finance)
Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Amber Singhania
Education MMS Finance (Mumbai University)
Experience Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Ritesh Rathod
Education Mr. Rathod has done CFA, FRM and MBA in Finance
Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 25
Date of Incorporation 2015-02-11
Total AUM 749710.37
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Nippon India Retirement Fund - Income Generation Scheme-Bonus FAQs
How to invest in Nippon India Retirement Fund - Income Generation Scheme-Bonus?
Investing in Nippon India Retirement Fund - Income Generation Scheme-Bonus through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Nippon India Retirement Fund - Income Generation Scheme-Bonus in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The term expense ratio for Nippon India Retirement Fund - Income Generation Scheme-Bonus or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Nippon India Retirement Fund - Income Generation Scheme-Bonus is 2.05% as of 08 Jun 2026.
What is the NAV of Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The NAV of Nippon India Retirement Fund - Income Generation Scheme-Bonus is ₹19.8516 as of 08 Jun 2026.
What is the AUM of Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The AUM (Assets Under Management) of Nippon India Retirement Fund - Income Generation Scheme-Bonus is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Nippon India Retirement Fund - Income Generation Scheme-Bonus is ₹141.12 Cr as of 08 Jun 2026.
What is the PE and PB ratio of Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The PE ratio of Nippon India Retirement Fund - Income Generation Scheme-Bonus shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Nippon India Retirement Fund - Income Generation Scheme-Bonus?
Yes, you can invest in Nippon India Retirement Fund - Income Generation Scheme-Bonus through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Nippon India Retirement Fund - Income Generation Scheme-Bonus in the last 5 years?
The return of Nippon India Retirement Fund - Income Generation Scheme-Bonus in the last 5 years is 5.47%.
What is the minimum SIP investment required in Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The minimum SIP investment in Nippon India Retirement Fund - Income Generation Scheme-Bonus depends on the fund's scheme rules and usually starts at a small amount. For Nippon India Retirement Fund - Income Generation Scheme-Bonus, the minimum SIP amount is ₹500.0.
What is the current NAV of Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The NAV of Nippon India Retirement Fund - Income Generation Scheme-Bonus, as of 08 Jun 2026, is ₹19.8516.
Who manages the Nippon India Retirement Fund - Income Generation Scheme-Bonus?
The fund managers responsible for Nippon India Retirement Fund - Income Generation Scheme-Bonus are:
- Ashutosh Bhargava
- Divya Dutt Sharma
- Kinjal Desai
- Lokesh Maru
- Pranay Sinha
- Amber Singhania
- Ritesh Rathod