UTI Banking and Financial Services Fund Regular Plan-Growth
UTI Banking and Financial Services Fund Regular Plan-Growth: Mutual Fund Overview
UTI Banking and Financial Services Fund Regular Plan-Growth is an Sectoral-Banking mutual fund with over 20.61 years of performance history. The scheme manages an AUM of ₹1425.23 Cr and has a NAV of ₹188.9632. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 15.72%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 15.72% at 12 Mar 2026 06:34 PM
Fund Details
NAV 188.9632
Sub-Type Sectoral-Banking
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 20.61
Fund Size(in Crores) 1425.23
Fund Performance
1 Month -7.14%
3 Month -4.12%
6 Month 1.28%
1 Year 15.72%
3 Year 16.02%
5 Year 11.38%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (56.79%) Market Cap Large Cap 58.62 Mid Cap 5.3 Small Cap -7.13 Top Sectors Financial 14.96 Technology 7.29 Consumer Staples 6.92 Healthcare 5.47 Services 4.84 Construction 4.01 Materials 3.34 Automobile 3.33 Insurance 3.13 Energy 2.27 Metals & Mining 0.69 Capital Goods 0.49 Others 0.05 Top Holding Godrej Consumer 1.48 Torrent Pharmaceuticals 0.61 ICICI Bank 4.74 Hindustan Unilever 1.6 Reliance Industries 2.27 Mahindra & Mahindra 1.43 Awfis Space Solutions 0.29 Jubilant FoodWorks 1.07 Axis Bank 1.69 Astral 0.94 Carborundum Universal 0.69 Hyundai Motor 1.9 Kwality Wall's (India) 0.01 Grasim Industries 0.96 Dixon Technologies (India) 0.49 Larsen & Toubro 4.01 JIO Financial -0.01 Max Healthcare Institute 1.23 Sun Pharmaceutical Industries 2.36 Kotak Mahindra Bank 2.13 Concord Enviro Systems 0.05 Coforge 1.04 Trent 1.16 Bajaj Finance 0.84 Interglobe Aviation 1 Bank of Baroda 0 Infosys 3.29 Tech Mahindra 0.56 HDFC Bank 5.57 Varun Beverages 1.04 Power Grid Corporation Of India 0 SBI Life Insurance Company 1.53 ITC 1.32 Bharat Electronics 0 Ultratech Cement 1.44 Eternal 1.32 Britannia Industries 1.47 Dr. Lal Pathlabs 1.27 ICICI Lombard Gen. Insurance 1.6 Tata Consultancy 2.4
Debt & Others (43.21%) Sector Allocation Debenture 0.89 Mutual Fund 16.8 Repo 6.44 Debt Credit Ratings Cash & Call Money 19.59 SOV 8.84 AAA 8.69 A1+ 3.17 AA 1.08 Debt Category Cholamandalam Investment and Finance Company 0.89 Invesco India Low Duration Direct-G 7.27 National Bank Agr. Rur. Devp 2.34 GOI 6.13
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.16%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Preethi R S
Education Ms. R S is B.E and MBA (Finance).
Experience Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.
Bhavesh Kanani
Education MBA Finance, B.Com
Experience Prior to joining the UTI AMC, he was associated with Svan Investments, ASK Group, Centrum Institutional Research, Sharekhan
Amit Kumar Premchandani
Education Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 11
Date of Incorporation 2005-08-01
Total AUM 396376.12
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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