Aditya Birla Sun Life Bal Bhavishya Yojna Direct-IDCW

Fund Details

NAV 20.11

Sub-Type Flexi Cap

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 6.86

Fund Size(in Crores) 1202.85

Fund Performance

1 Month -0.17%

3 Month 2.13%

6 Month 6.29%

1 Year 5.6%

3 Year 15.29%

5 Year 13.13%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.84%) Market Cap Large Cap 65.76 Small Cap 14.43 Mid Cap 19.66 Top Sectors Consumer Staples 24.23 Services 17.43 Financial 15.6 Automobile 14.97 Consumer Discretionary 8.12 Communication 5.6 Healthcare 4.59 Materials 2.85 Insurance 2.8 Capital Goods 1.29 Metals & Mining 1.11 Construction 0.59 Textiles 0.41 Others 0.27 Top Holding Hyundai Motor 1.07 Orkla India 0.72 Hero Motocorp 1.46 Hindustan Unilever 2.57 Bajaj Finserv 1.47 Asian Paints 0.82 AU Small Finance Bank 1.02 Sun Pharmaceutical Industries 1.18 Crompton Greaves Con. Electricals 0.37 Others 0.27 Eternal 4.53 Aditya Birla Capital 0.1 Radico Khaitan 0.85 Vishal Mega Mart 0.76 Maruti Suzuki India 3.82 Bikaji Foods International 0.64 Avenue Supermarts 2.35 V-Guard Industries 0.68 HDFC Bank 2.95 Titan Company 2.26 Mankind Pharma 0.31 Aditya Birla Lifestyle Brands 0.75 Max Financial Services 0.69 Lenskart Solutions 0.65 Eureka Forbes 1.11 Astral 0.61 Cello World 0.61 Swiggy 0.98 Akzo Nobel India 0.45 Mrs. Bectors Food Specialities 0.9 Kotak Mahindra Bank 1.48 Interglobe Aviation 1.4 Nestle India 1.22 Metro Brands 1.17 Exide Industries 0.77 Tata Consumer Products 1.9 MRF 0.81 Emami 0.66 Mahindra & Mahindra 4.02 Axis Bank 2.08 The Phoenix Mills 0.59 Bata India 0.36 Havells India 0.52 Bajaj Finance 0.56 ITC 4.13 Tata Motors 0.74 United Breweries 1.45 Tata Motors Passenger Vehicles 0.51 Trent 2.19 Godrej Consumer 1.97 SBI Life Insurance Company 1.35 3M India 0.82 Go Digit General Insurance 0.32 TVS Motor Company 2.5 Gillette India 0.28 Varun Beverages 1.24 United Spirits 1.97 TVS Motor Company - Pref. Shares 0.03 Voltas 0.95 Sanofi Consumer Healthcare India 0.55 Dabur India 0.9 Devyani International 0.72 Procter & Gamble Hygiene and Health Care 0.76 Apollo Hospitals Enterprise 0.8 Info Edge (India) 1.23 VIP Industries 0.2 ICICI Bank 3.93 Whirlpool Of India 0.87 Bharti Airtel 5.6 Indusind Bank 0.47 Ultratech Cement 0.96 Torrent Pharmaceuticals 1.25 Britannia Industries 1.25 FSN E-Commerce Ventures 1.05 ICICI Lombard Gen. Insurance 1.13 One97 Communications 0.34 Page Industries 0.41 Jubilant FoodWorks 0.83 Sanofi India 0.5 Go Fashion (India) 0.3 Cholamandalam Financial 0.85

Debt & Others (0.16%) Sector Allocation Reverse Repo 0.59 Cash 0 Net Payables -0.43 Debt Credit Ratings Debt Category Others 0.16

Comparison with same funds

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-Bonus Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-Growth Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-IDCW Half Yearly Payout Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-IDCW Half Yearly Reinvestment Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-IDCW Monthly Payout Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-IDCW Quarterly Payout Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds 360 ONE Dynamic Bond Fund Regular-IDCW Quarterly Reinvestment Ret 1M -0.06% Ret 1Y 8.23% Ret 3Y 8.11% Ret 5Y 6.74%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth Ret 1M 0.13% Ret 1Y 6.9% Ret 3Y 7.46% Ret 5Y 6.67%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Bond Regular Fund-IDCW Ret 1M 0.13% Ret 1Y 6.9% Ret 3Y 7.46% Ret 5Y 6.67%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Bond Regular Fund-IDCW Monthly Ret 1M 0.13% Ret 1Y 6.9% Ret 3Y 7.46% Ret 5Y 6.67%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.06%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Harshil Suvarnkar

Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Dhaval Joshi

Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..

Chanchal Khandelwal

Education Mr. Khandelwal has done B.Com.(H) and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.

Atul Penkar

Education Mr.Penkar is a B.E. (Mechanical) and an MMS.

Experience Prior to joining Aditya Birla Sun Life AMC, he was with Emkay Shares & Stock Brokers Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 25

Date of Incorporation 2019-02-11

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.