UTI Banking & PSU Fund Regular-IDCW Monthly Payout
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Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 7.79% at 22 Dec 2025 06:31 PM
Fund Details
NAV 13.3204
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 11.27
Fund Size(in Crores) 811.54
Fund Performance
1 Month 0.25%
3 Month 1.39%
6 Month 2.66%
1 Year 7.79%
3 Year 7.3%
5 Year 6.98%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.78%) Market Cap Mid Cap 17.73 Large Cap 70.83 Small Cap 9.22 Top Sectors Energy 35.97 Financial 33.32 Capital Goods 12.63 Metals & Mining 4.93 Insurance 4.66 Materials 2.73 Services 1.19 Others 0.98 Unclassified 0.88 Chemicals 0.49 Top Holding Indian Oil Corporation 2.2 Bharat Petroleum Corporation 4.43 Gujarat State Fertilizers & Chemicals 0.49 Bharat Heavy Electricals 4.03 REC 1.02 Mahanagar Gas 1.51 NMDC 3.04 Container Corporation Of India 0.53 Bank of Baroda 4.2 ONGC 4.22 PNB Housing Finance 3.15 Bharat Electronics 5.23 Canara Bank 0.73 Coal India 2.73 BEML 0.68 State Bank of India 17.79 SBI Life Insurance Company 1.24 Hindustan Aero 2.69 Punjab National Bank 0.72 Canara Robeco Asset Management Company 0.88 Bank of Maharashtra 0.54 Indraprastha Gas 1.1 Oil India 1.08 GAIL (India) 5.72 Hindustan Petroleum Corporation 1.23 Gujarat Gas 0.43 Life Insurance 3.42 Power Grid Corporation Of India 6.39 Bank of India 3.71 Power Fin. Corp. 1.47 Steel Authority Of India 0.96 National Aluminium Company 0.93 Indian Railway Catering & Tourism 0.66 Others 0.98 NTPC 7.65
Debt & Others (2.22%) Sector Allocation Reverse Repo 2.4 Net Payables -0.18 Cash 0 Debt Credit Ratings Debt Category Others 2.22
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.06% Ret 1Y 7.27% Ret 3Y 7.3% Ret 5Y 5.83%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M 0.07% Ret 1Y 7.54% Ret 3Y 7.13% Ret 5Y 5.72%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M 0.07% Ret 1Y 7.54% Ret 3Y 7.13% Ret 5Y 5.72%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M 0.07% Ret 1Y 7.54% Ret 3Y 7.13% Ret 5Y 5.72%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M 0.07% Ret 1Y 7.54% Ret 3Y 7.13% Ret 5Y 5.72%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.53%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Anurag Mittal
Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2014-09-15
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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