HDFC Retirement Savings Fund - Equity Plan Regular-Growth

Fund Details

NAV 46.862

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹100.0

Fund Age(Year) 10.28

Fund Size(in Crores) 6733.06

Fund Performance

1 Month -2.44%

3 Month -5.04%

6 Month -9.65%

1 Year -6.61%

3 Year 11.04%

5 Year 13.06%

Know This Fund

As on 08 Jun 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.63%) Market Cap Large Cap 17.54 Mid Cap 47.98 Small Cap 33.11 Top Sectors Financial 21.18 Capital Goods 13.75 Services 12.94 Metals & Mining 8.91 Energy 7.6 Automobile 7.29 Consumer Discretionary 6.68 Consumer Staples 4.84 Healthcare 4.56 Technology 4.37 Chemicals 3.57 Textiles 1.93 Materials 1 Top Holding Amber Enterprises India 4.24 Apar Industries 4.84 Ather Energy 4.62 Bharat Dynamics 3.47 Bharat Electronics 3.63 Billionbrains Garage Ventures 4.38 Eternal 2.04 Gujarat Fluorochemicals 3.57 International Gemological Institute 2.44 Jain Resource Recycling 4.94 K.P.R. Mill 1.93 KSB 2.77 MCX 7.63 Muthoot Finance 4.02 Nippon Life India Asset Management 1.6 Ola Electric Mobility 2.67 One97 Communications 3.28 Onesource Specialty Pharma 4.56 Piramal Finance 5.57 Premier Energies 3.4 PTC Industries 3.97 Religare Enterprises 2.14 Shaily Eng Plastics 1 Shriram Finance 3.47 Suzlon Energy 3.88 Waaree Energies 4.2 Zen Technologies 4.37

Debt & Others (1.37%) Sector Allocation Net Receivables 0.19 Reverse Repo/CBLO 1.18 Debt Credit Ratings Debt Category Others 1.37

Comparison with same funds

Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular-Growth Ret 1M -2.62% Ret 1Y -4.96% Ret 3Y 8.5% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular-IDCW Ret 1M -2.62% Ret 1Y -4.96% Ret 3Y 8.5% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-Growth Ret 1M -1.72% Ret 1Y -0.09% Ret 3Y 12.74% Ret 5Y 8.31%

Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Ret 1M -1.72% Ret 1Y -0.09% Ret 3Y 12.74% Ret 5Y 8.31%

Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Reinvestment Ret 1M -1.72% Ret 1Y -0.09% Ret 3Y 12.74% Ret 5Y 8.31%

Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-Growth Ret 1M -1.97% Ret 1Y -4.17% Ret 3Y 10.05% Ret 5Y 6.88%

Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Payout Ret 1M -1.97% Ret 1Y -4.17% Ret 3Y 10.05% Ret 5Y 6.88%

Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Reinvestment Ret 1M -1.97% Ret 1Y -4.17% Ret 3Y 10.05% Ret 5Y 6.88%

Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-Growth Ret 1M -2.38% Ret 1Y -0.45% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-IDCW Ret 1M -2.38% Ret 1Y -0.45% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan ELSS Tax Saver Fund Regular-Growth Ret 1M -0.98% Ret 1Y -0.25% Ret 3Y 11.21% Ret 5Y 12.13%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.8%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nandita Menezes

Education CA (ICAI, INDIA), B.Com (University of Mumbai)

Experience Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.

Arun Agarwal

Education Mr. Agarwal is a B.Com. and Chartered Accountant

Experience Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.

Anupam Joshi

Education Mr. Joshi is a PGDM in Business Management.

Experience Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Shobhit Mehrotra

Education He is an MBA from Clemson University, USA.

Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Srinivasan Ramamurthy

Education Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Experience Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Dhruv Muchhal

Education Mr. Dhruv has done B.Com, CA and CFA

Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 121

Date of Incorporation 2016-02-25

Total AUM 937047.59

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.