UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment
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Debt, Credit Risk, Principal at moderately high risk
1 Year Return 7.18% at 23 Dec 2025 09:45 AM
Fund Details
NAV 10.5394
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 11.27
Fund Size(in Crores) 261.16
Fund Performance
1 Month 0.17%
3 Month 1.25%
6 Month 2.84%
1 Year 7.18%
3 Year 7.16%
5 Year 9.24%
Know This Fund
As on 23 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Financial 8.7 Services 3.88 Energy 3.37 Technology 3.34 Capital Goods 3.2 Healthcare 2.62 Automobile 2.28 Consumer Staples 2.07 Construction 1.31 Communication 1.16 Consumer Discretionary 1.14 Metals & Mining 1.08 Materials 0.98 Insurance 0.71 Chemicals 0.62 Textiles 0.06 Others 0.05 Diversified 0.03 Unclassified 0.01 Top Holding
Debt & Others (100%) Sector Allocation Net Receivables 2.93 Mutual Fund 96.46 Reverse Repo/CBLO 0.61 Debt Credit Ratings SOV 44.61 Cash & Call Money 4.52 Debt Category Motilal Oswal Gold ETF-G 14.12 Motilal Oswal Nifty 5 year Benchmark G-Sec ETF-G 45.59 Others 3.54 Motilal Oswal Nifty 500 Index Direct-G 27.88
Comparison with same funds
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-Growth Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Daily Reinvestment Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Fortnightly Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Fortnightly Reinvestment Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Half Yearly Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Half Yearly Reinvestment Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Monthly Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Quarterly Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Quarterly Reinvestment Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Equity, Flexi Cap funds 360 ONE Liquid Fund Regular-IDCW Weekly Payout Ret 1M 0.46% Ret 1Y 6.32% Ret 3Y 6.79% Ret 5Y 5.58%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.65%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Ritesh Nambiar
Education Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Sunil Madhukar Patil
Education Mr. Patil is MMF, Finance
Experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Abhishek Sonthalia
Education Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Experience Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 12
Date of Incorporation 2014-09-15
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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