DSP Banking & PSU Debt Fund Regular-IDCW

Fund Details

NAV 10.7605

Sub-Type Banking and PSU

Rating 1

Min. SIP Amount ₹100.0

Fund Age(Year) 12.39

Fund Size(in Crores) 3948.37

Fund Performance

1 Month -0.02%

3 Month 0.44%

6 Month 1.39%

1 Year 6.18%

3 Year 7.16%

5 Year 5.83%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (94.15%) Market Cap Mid Cap 10.6 Small Cap 44.85 Large Cap 38.71 Top Sectors Financial 80.77 Services 9.59 Insurance 6.3 Unclassified 0.07 Top Holding Home First Finance Company India 2.69 Max Financial Services 2.44 Nuvama Wealth Management 2.13 Prudent Corporate Advisory Services 1.47 Cholamandalam Financial 1.43 BSE 2.86 The Federal Bank 1.99 Bajaj Finserv 1.95 MCX 3.03 Arman Financial Services 1.77 India Shelter Finance Corporation 2.64 Bank of Baroda 2.54 SBFC Finance 3.51 ICICI Prudential Asset Management Company 0.07 Nippon Life India Asset Management 2.2 CreditAccess Grameen 2.01 SBI Life Insurance Company 3.69 IEX 2.51 Star Health and Allied Insurance Company 0.89 ICICI Bank 6.22 HDFC Bank 5.82 Aptus Value Housing Finance India 2.15 Fedbank Financial Services 2.53 Sagility 1.19 Niva Bupa Health Insurance Company 0.79 L&T Fin 3.97 CSB Bank 2.18 State Bank of India 7.5 Kotak Mahindra Bank 3.24 Five-Star Business Finance 2.27 Karur Vysya Bank 2.09 Bajaj Finance 7.12 Manappuram Finance 2.52 Life Insurance 0.93 Northern ARC Capital 1.81

Debt & Others (5.84%) Sector Allocation Net Receivables 3.26 Mutual Fund 2.58 Debt Credit Ratings Debt Category Others 3.26 DSP Nifty PSU Bank ETF-G 2.58

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-Growth Ret 1M 0.3% Ret 1Y 7.67% Ret 3Y 7.74% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-IDCW Ret 1M 0.3% Ret 1Y 7.67% Ret 3Y 7.74% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-Growth Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-IDCW Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-Growth Ret 1M 0.45% Ret 1Y 6.65% Ret 3Y 6.94% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-IDCW Ret 1M 0.45% Ret 1Y 6.65% Ret 3Y 6.94% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-Growth Ret 1M 0.37% Ret 1Y 7.36% Ret 3Y 7.36% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-IDCW Ret 1M 0.37% Ret 1Y 7.36% Ret 3Y 7.36% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-Growth Ret 1M 0.32% Ret 1Y 7.86% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-IDCW Ret 1M 0.32% Ret 1Y 7.86% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.19% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.6%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Shantanu Godambe

Education Mr. Godambehas done B.Com, MS (Finance) and CFA

Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Sandeep Yadav

Education Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.

Experience Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Karan Mundhra

Education Mr. Mundra is a B. COM. and Charted Accountant (CA)

Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 21

Date of Incorporation 2013-09-14

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.