Kotak Banking and PSU Debt Fund Regular-Growth
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Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.68% at 22 Dec 2025 06:26 PM
Fund Details
NAV 67.2445
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 26.98
Fund Size(in Crores) 5701.42
Fund Performance
1 Month 0.04%
3 Month 1.76%
6 Month 2.5%
1 Year 7.68%
3 Year 7.44%
5 Year 5.97%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (94.45%) Market Cap Mid Cap 17.08 Small Cap 40.73 Large Cap 36.64 Top Sectors Capital Goods 20.4 Energy 15.21 Metals & Mining 10.02 Construction 9.76 Materials 6.14 Healthcare 5.54 Financial 4.93 Chemicals 4.72 Consumer Discretionary 4.33 Automobile 4.14 Services 3.27 Communication 3.04 Insurance 1.73 Consumer Staples 1.22 Top Holding NTPC 4.3 JNK 0.3 Ambuja Cements 0.57 Schaeffler India 1.26 KNR Constructions 0.12 Larsen & Toubro 5.24 Apollo Tyres 0.95 KEC International 1.16 Exide Industries 0.26 Bharti Airtel 2.93 Shivalik Bimetal Controls 0.83 Kirloskar Oil Engines 2.93 Finolex Cables 0.49 Tega Industries 1.39 The Phoenix Mills 0.79 Bansal Wire Industries 0.57 Hindustan Aero 2.56 Siemens Energy India 2.15 Kirloskar Pneumatic 0.84 Navin Fluorine International 1.13 Techno Electric & Eng. Co. 1.38 Asian Paints 1.03 Coal India 2.31 APL Apollo Tubes 0.51 Oberoi Realty 0.82 Angel One 1.32 Interglobe Aviation 0.74 H.G. Infra Engineering 0.78 Reliance Industries 1.97 Amber Enterprises India 2.61 Power Grid Corporation Of India 2.77 Canara HSBC Life Insurance Company 1.73 Century Plyboards (India) 0.81 Bajaj Electricals 0.7 SKF India 0.33 Max Financial Services 2.06 Samvardhana Motherson 1.68 IFGL Refractories 0.49 Triveni Engineering & Inds. 1.22 Gujarat Gas 0.81 ONGC 1.96 Ahluwalia Contracts (India) 0.9 Polycab India 0.57 Kalpataru Projects Intl. 1.81 Carborundum Universal 1.36 CG Power 0.66 Inox India 2.03 Avalon Technologies 1.18 Sansera Engineering 1.51 Ultratech Cement 1.42 Welspun Corp 1.53 SKF India (Industrial) 0.48 Solar Industries India 1.88 R R Kabel 1.02 Jindal Steel 1.28 Atul 0.53 MCX 2.53 Hindalco Industries 1.35 Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) 0.11 Nippon Life India Asset Management 1.55 Cyient DLM 0.62 Jubilant Ingrevia 1.18 Apollo Hospitals Enterprise 3.33 Bharat Petroleum Corporation 1.11 Siemens 2.25 GR Infraprojects 0.04 Rainbow Children's 2.21 NTPC Green Energy 0.14 Power Mech Projects 1.07
Debt & Others (5.550000000000001%) Sector Allocation Infrastructure Investment Trust 1.81 Cash Margin 0.55 Net Payables -0.17 Debt Credit Ratings Debt Category Indus Infra Trust 1.81 Others 3.74
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -0.68% Ret 1Y 14.51% Ret 3Y 14.95% Ret 5Y 15.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -0.68% Ret 1Y 14.51% Ret 3Y 14.95% Ret 5Y 15.33%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -0.68% Ret 1Y 14.51% Ret 3Y 14.95% Ret 5Y 15.33%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.33% Ret 1Y 14.35% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.33% Ret 1Y 14.35% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.33% Ret 1Y 14.35% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -0.61% Ret 1Y 9.47% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -0.61% Ret 1Y 9.47% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.75%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Dharmesh Thakar
Education PGeMBA in Finance
Experience Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 3
Date of Incorporation 1998-12-29
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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