DSP Regular Savings Fund Regular-IDCW Monthly Reinvestment
DSP Regular Savings Fund Regular-IDCW Monthly Reinvestment: Mutual Fund Overview
DSP Regular Savings Fund Regular-IDCW Monthly Reinvestment is an Conservative Hybrid mutual fund with over 21.75 years of performance history. The scheme manages an AUM of ₹184.48 Cr and has a NAV of ₹11.061. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.87%.
Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 5.87% at 12 Mar 2026 07:41 PM
Fund Details
NAV 11.061
Sub-Type Conservative Hybrid
Rating 4
Min. SIP Amount ₹100.0
Fund Age(Year) 21.75
Fund Size(in Crores) 184.48
Fund Performance
1 Month -0.77%
3 Month -0.4%
6 Month 1.03%
1 Year 5.87%
3 Year 9.66%
5 Year 7.7%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (19.19%) Market Cap Mid Cap 2.01 Large Cap 12.51 Small Cap 4.67 Top Sectors Financial 6.68 Insurance 3.54 Healthcare 2.43 Energy 1.45 Automobile 1.28 Consumer Staples 1.27 Technology 1.04 Materials 0.76 Communication 0.28 Chemicals 0.28 Services 0.18 Top Holding Power Fin. Corp. 0.23 GAIL (India) 0.33 Axis Bank 0.73 Ipca Laboratories 0.53 Samvardhana Motherson 0.52 TeamLease Services 0.18 Maruti Suzuki India 0.29 Infosys 0.8 Indus Towers 0.28 HDFC Bank 2.63 HDFC Life Insurance 0.49 Syngene International 0.36 ICICI Lombard Gen. Insurance 0.5 Mahindra & Mahindra 0.47 Cipla 0.7 La Opala RG 0.24 Bajaj Finance 0.26 State Bank of India 0.29 Cyient 0.24 Kotak Mahindra Bank 0.89 Canara HSBC Life Insurance Company 2.01 Emcure Pharmaceuticals 0.31 ITC 1.27 Indigo Paints 0.52 Cohance Lifesciences 0.34 Jubilant Ingrevia 0.28 NTPC 0.47 Petronet LNG 0.65 Alembic Pharmaceuticals 0.19 SBI Life Insurance Company 0.54 ICICI Bank 1.65
Debt & Others (80.81%) Sector Allocation GOI Securities Floating Rate Bond 8.68 Infrastructure Investment Trust 0.67 GOI Securities 38.44 Debt Credit Ratings SOV 55.27 A1+ 15.27 AA+ 6.9 Cash & Call Money 2.11 Others 0.32 Debt Category Small Industries 5.09 Gujarat State 0.17 IDFC First Bank 5.08 Cholamandalam Investment and Finance Company 2.84
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.9% Ret 1Y 8.27% Ret 3Y 11.32% Ret 5Y 9.22%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -1.21% Ret 1Y 8.01% Ret 3Y 9.03% Ret 5Y 8.01%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -1.25% Ret 1Y 7.18% Ret 3Y 8.34% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M -0.97% Ret 1Y 5.64% Ret 3Y 7.34% Ret 5Y 6.14%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.21%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shantanu Godambe
Education Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Jay Kothari
Education Mr. Kothari is a BMS and MBA from Mumbai University .
Experience Prior to becoming the fund manager in DSP Mutual Fund, he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Abhishek Singh
Education Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Kedar Karnik
Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience Prior to joining Edelwiess Mutual Fund he was associated with DSP MF, Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 13
Date of Incorporation 2004-06-11
Total AUM 230321.87
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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