Bank of India ELSS Tax Saver Fund Regular-IDCW Payout
Bank of India ELSS Tax Saver Fund Regular-IDCW Payout: Mutual Fund Overview
Bank of India ELSS Tax Saver Fund Regular-IDCW Payout is an ELSS mutual fund with over 17.07 years of performance history. The scheme manages an AUM of ₹1384.2 Cr and has a NAV of ₹28.2. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -2.23%.
Equity, ELSS, Principal at very high risk
1 Year Return -2.23% at 24 Mar 2026 03:25 PM
Fund Details
NAV 28.2
Sub-Type ELSS
Rating 2
Min. SIP Amount ₹500.0
Fund Age(Year) 17.07
Fund Size(in Crores) 1384.2
Fund Performance
1 Month -9.47%
3 Month -8.64%
6 Month -9.18%
1 Year -2.23%
3 Year 15.15%
5 Year 13.22%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (80.13%) Market Cap Large Cap 47.78 Mid Cap 13.28 Small Cap 19.07 Top Sectors Financial 19.67 Capital Goods 9.96 Energy 7.78 Consumer Staples 7.16 Automobile 7.03 Healthcare 4.2 Chemicals 3.56 Communication 3.19 Services 3 Metals & Mining 3 Consumer Discretionary 2.25 Materials 2.23 Construction 1.91 Technology 1.69 Insurance 1.4 Unclassified 1.1 Textiles 1 Top Holding Ambuja Cements 2.23 CMS Info Systems 0.6 Siemens Energy India 1.02 Acutaas Chemicals 2.34 Adani Ports and Special Economic Zone 2.35 Max Financial Services 1.02 Swan Corp 1.8 LG Electronics India 2.25 State Bank of India 4.08 HDFC Bank 3.27 Bharat Forge 1.31 Quality Power Electrical Equipments 2.03 Tata Power Company 0.98 Coromandel International 2.52 Hindustan Aero 2.97 Power Fin. Corp. 0.3 NTPC 2.63 Kotak Mahindra Bank 1.5 Reliance Industries 2.27 Bharat Electronics 1.86 Canara Bank 0.23 Siemens 0.49 Dr. Reddy's Laboratories 1.86 Varun Beverages 0.33 HEG 2.42 ZF Commercial 1.08 Jupiter Wagons 0.02 Titagarh Rail Systems 0.76 SBI Cards 1.33 Prudent Corporate Advisory Services 1.4 Balrampur Chini Mills 1.31 K.P.R. Mill 1 ICICI Prudential Asset Management Company 1.1 Inox India 1.08 SBI Life Insurance Company 1.4 ICICI Bank 3.34 Advanced Enzyme Technologies 0.08 Triveni Engineering & Inds. 1.27 Tata Steel 0.67 Interglobe Aviation 0.03 Zaggle Prepaid Ocean Services 0.92 Coforge 0.77 Bank of Baroda 1.12 Bharat Heavy Electricals 0.19 Britannia Industries 1.21 Deepak Nitrite 0.96 Tata Motors 1.87 DLF 0.11 UNO Minda 2.01 Bharti Airtel 3.19 NTPC Green Energy 0.88 Vedanta 1.25 ITC 3.04 Indian Bank 2.08
Debt & Others (19.87%) Sector Allocation Repo 12.05 Net Receivables 0.13 Certificate of Deposit 5.42 Debt Credit Ratings Debt Category Export-Import Bank 0.36 Reserve Bank of India 2.27 Bank of Baroda 1.07 Small Industries 1.36
Comparison with same funds
Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular - Growth Ret 1M -12.39% Ret 1Y -2.96% Ret 3Y 10.26% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular - IDCW Ret 1M -12.39% Ret 1Y -2.96% Ret 3Y 10.26% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-Growth Ret 1M -11.93% Ret 1Y 0.28% Ret 3Y 12.9% Ret 5Y 7.23%
Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Ret 1M -11.93% Ret 1Y 0.28% Ret 3Y 12.9% Ret 5Y 7.23%
Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Reinvestment Ret 1M -11.93% Ret 1Y 0.28% Ret 3Y 12.9% Ret 5Y 7.23%
Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-Growth Ret 1M -12.36% Ret 1Y -5.49% Ret 3Y 12.28% Ret 5Y 6.7%
Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Payout Ret 1M -12.36% Ret 1Y -5.49% Ret 3Y 12.28% Ret 5Y 6.7%
Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Reinvestment Ret 1M -12.36% Ret 1Y -5.49% Ret 3Y 12.28% Ret 5Y 6.7%
Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-Growth Ret 1M -11.67% Ret 1Y -4.26% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-IDCW Ret 1M -11.67% Ret 1Y -4.26% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan ELSS Tax Saver Fund Regular-Growth Ret 1M -11.28% Ret 1Y -1.71% Ret 3Y 12.43% Ret 5Y 13.09%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.09%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Alok Singh
Education Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2009-02-25
Total AUM 14671.19
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Bank of India ELSS Tax Saver Fund Regular-IDCW Payout FAQs
How to invest in Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
Investing in Bank of India ELSS Tax Saver Fund Regular-IDCW Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Bank of India ELSS Tax Saver Fund Regular-IDCW Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The term expense ratio for Bank of India ELSS Tax Saver Fund Regular-IDCW Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout is 2.09% as of 24 Mar 2026.
What is the NAV of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The NAV of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout is ₹28.2 as of 24 Mar 2026.
What is the AUM of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The AUM (Assets Under Management) of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout is ₹1384.2 Cr as of 24 Mar 2026.
What is the PE and PB ratio of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The PE ratio of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
Yes, you can invest in Bank of India ELSS Tax Saver Fund Regular-IDCW Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout in the last 5 years?
The return of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout in the last 5 years is 13.22%.
What is the minimum SIP investment required in Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The minimum SIP investment in Bank of India ELSS Tax Saver Fund Regular-IDCW Payout depends on the fund's scheme rules and usually starts at a small amount. For Bank of India ELSS Tax Saver Fund Regular-IDCW Payout, the minimum SIP amount is ₹500.0.
What is the current NAV of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The NAV of Bank of India ELSS Tax Saver Fund Regular-IDCW Payout, as of 24 Mar 2026, is ₹28.2.
Who manages the Bank of India ELSS Tax Saver Fund Regular-IDCW Payout?
The fund managers responsible for Bank of India ELSS Tax Saver Fund Regular-IDCW Payout are:
- Alok Singh