Aditya Birla Sun Life Banking & PSU Debt Fund Direct-IDCW Monthly
Aditya Birla Sun Life Banking & PSU Debt Fund Direct-IDCW Monthly: Mutual Fund Overview
Aditya Birla Sun Life Banking & PSU Debt Fund Direct-IDCW Monthly is an Banking and PSU mutual fund with over 13.19 years of performance history. The scheme manages an AUM of ₹8991.85 Cr and has a NAV of ₹116.8632. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.18%.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.18% at 12 Mar 2026 08:49 PM
Fund Details
NAV 116.8632
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹1000.0
Fund Age(Year) 13.19
Fund Size(in Crores) 8991.85
Fund Performance
1 Month 0.54%
3 Month 0.95%
6 Month 2.52%
1 Year 7.18%
3 Year 7.62%
5 Year 6.49%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (80.13%) Market Cap Large Cap 50.01 Mid Cap 11.05 Small Cap 19.07 Top Sectors Financial 19.67 Capital Goods 9.96 Energy 7.78 Consumer Staples 7.16 Automobile 7.03 Healthcare 4.2 Chemicals 3.56 Communication 3.19 Services 3 Metals & Mining 3 Consumer Discretionary 2.25 Materials 2.23 Construction 1.91 Technology 1.69 Insurance 1.4 Unclassified 1.1 Textiles 1 Top Holding Ambuja Cements 2.23 Siemens Energy India 1.02 CMS Info Systems 0.6 Acutaas Chemicals 2.34 Adani Ports and Special Economic Zone 2.35 Max Financial Services 1.02 Swan Corp 1.8 LG Electronics India 2.25 State Bank of India 4.08 HDFC Bank 3.27 Bharat Forge 1.31 Quality Power Electrical Equipments 2.03 Tata Power Company 0.98 Coromandel International 2.52 Hindustan Aero 2.97 NTPC 2.63 Kotak Mahindra Bank 1.5 Power Fin. Corp. 0.3 Reliance Industries 2.27 Canara Bank 0.23 Bharat Electronics 1.86 Siemens 0.49 Dr. Reddy's Laboratories 1.86 Varun Beverages 0.33 HEG 2.42 ZF Commercial 1.08 Jupiter Wagons 0.02 Titagarh Rail Systems 0.76 SBI Cards 1.33 Prudent Corporate Advisory Services 1.4 Balrampur Chini Mills 1.31 K.P.R. Mill 1 ICICI Prudential Asset Management Company 1.1 Inox India 1.08 SBI Life Insurance Company 1.4 ICICI Bank 3.34 Advanced Enzyme Technologies 0.08 Tata Steel 0.67 Triveni Engineering & Inds. 1.27 Interglobe Aviation 0.03 Zaggle Prepaid Ocean Services 0.92 Coforge 0.77 Bank of Baroda 1.12 Bharat Heavy Electricals 0.19 Britannia Industries 1.21 Deepak Nitrite 0.96 Tata Motors 1.87 UNO Minda 2.01 DLF 0.11 Bharti Airtel 3.19 NTPC Green Energy 0.88 Vedanta 1.25 ITC 3.04 Indian Bank 2.08
Debt & Others (19.87%) Sector Allocation Repo 12.05 Net Receivables 0.13 Certificate of Deposit 5.42 Debt Credit Ratings Debt Category Export-Import Bank 0.36 Reserve Bank of India 2.27 Bank of Baroda 1.07 Small Industries 1.36
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.39%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Kaustubh Gupta
Education Mr. Gupta is a B.Com and a Chartered Accountant.
Experience Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Harshil Suvarnkar
Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2013-01-01
Total AUM 435493.47
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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