DSP Savings Fund Direct Plan-IDCW Half Yearly

Fund Details

NAV 12.41

Sub-Type Money Market

Rating 2

Min. SIP Amount ₹100.0

Fund Age(Year) 12.97

Fund Size(in Crores) 8628.05

Fund Performance

1 Month 0.42%

3 Month 1.48%

6 Month 3.05%

1 Year 7.27%

3 Year 7.43%

5 Year 6.04%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.48%) Market Cap Large Cap 11.73 Small Cap 14.76 Mid Cap 72.99 Top Sectors Financial 24.99 Capital Goods 13.1 Metals & Mining 10.76 Healthcare 9.89 Automobile 9.02 Technology 8.67 Services 5.49 Energy 4.8 Construction 3.17 Insurance 2.72 Chemicals 2.43 Communication 2.03 Materials 1.78 Textiles 0.63 Top Holding Oberoi Realty 3.16 ICICI Lombard Gen. Insurance 2.72 The Federal Bank 2.48 Bharti Hexacom 2.03 HDFC AMC 1 Jindal Stainless 2.55 Unicommerce ESolutions 1.02 Housing & Urban Dev Corp 2.3 KPIT Technologies 0.51 Glenmark Pharmaceuticals 0.88 Navin Fluorine International 1.43 Astral 1.3 Vikran Engineering 1.09 NTPC Green Energy 1.73 Lloyds Metals & Energy 3.85 Xpro India 0.48 Cholamandalam Financial 2 Siemens Energy India 1.14 Bansal Wire Industries 1.57 Max Healthcare Institute 0.85 Steel Authority Of India 1.72 Shakti Pumps (India) 0.4 Schaeffler India 1.89 Reliance Industries 1.93 Abbott India 2.53 Ganesha Ecosphere 0.63 Hero Motocorp 1.41 Triveni Turbine 0.01 Vedanta 1.07 Hitachi Energy India 1.32 Cholamandalam Investment and Finance Company 0.11 Quality Power Electrical Equipments 2.08 Apollo Hospitals Enterprise 1.07 Samvardhana Motherson 1.13 Bank of Maharashtra 4.16 Tinna Rubber And Infrastructure 1 HEG 0.84 SBI Cards 2.59 Zaggle Prepaid Ocean Services 1.7 Coforge 5.44 FSN E-Commerce Ventures 1.93 Lupin 1.93 Aurobindo Pharma 2.63 Bharat Dynamics 1.95 ICICI Bank 0.61 HDFC Bank 4.47 Dixon Technologies (India) 3.53 Indian Bank 5.27 UNO Minda 3.96 Endurance Technologies 2.52 PB Fintech 3.56

Debt & Others (0.52%) Sector Allocation Repo 0.57 Net Payables -0.05 Debt Credit Ratings Debt Category Others 0.52

Comparison with same funds

Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular - Growth Ret 1M -0.36% Ret 1Y 9.16% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular - IDCW Ret 1M -0.36% Ret 1Y 9.16% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-Growth Ret 1M -0.2% Ret 1Y 8.06% Ret 3Y 14.41% Ret 5Y 11.55%

Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Ret 1M -0.2% Ret 1Y 8.06% Ret 3Y 14.41% Ret 5Y 11.55%

Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Reinvestment Ret 1M -0.2% Ret 1Y 8.06% Ret 3Y 14.41% Ret 5Y 11.55%

Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-Growth Ret 1M -1.44% Ret 1Y 2.64% Ret 3Y 13.44% Ret 5Y 10.7%

Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Payout Ret 1M -1.44% Ret 1Y 2.64% Ret 3Y 13.44% Ret 5Y 10.7%

Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Reinvestment Ret 1M -1.44% Ret 1Y 2.64% Ret 3Y 13.44% Ret 5Y 10.7%

Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-Growth Ret 1M -0.66% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-IDCW Ret 1M -0.66% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan ELSS Tax Saver Fund Regular-Growth Ret 1M 0.18% Ret 1Y 5.73% Ret 3Y 15.35% Ret 5Y 19.59%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.15%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Karan Mundhra

Education Mr. Mundra is a B. COM. and Charted Accountant (CA)

Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Shalini Vasanta

Education Mr. Vasanta has done BA and MBA (Finance)

Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

Kedar Karnik

Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.

Experience Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low to moderate risk

AMC and Fund details

Rank (total sets) 21

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.