UTI Banking and Financial Services Fund Regular Plan-Growth

Fund Details

NAV 202.6468

Sub-Type Sectoral-Banking

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 20.51

Fund Size(in Crores) 1382.02

Fund Performance

1 Month 1.09%

3 Month 3.49%

6 Month 8.46%

1 Year 20.84%

3 Year 17.87%

5 Year 13.34%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (52.45%) Market Cap Mid Cap 7.38 Small Cap -4.58 Large Cap 49.65 Top Sectors Financial 15.05 Services 5.3 Energy 4.17 Healthcare 4.11 Technology 3.51 Automobile 3.27 Consumer Staples 3.09 Capital Goods 2.42 Materials 2.2 Construction 2.09 Communication 2.03 Metals & Mining 1.75 Consumer Discretionary 1.59 Insurance 0.86 Chemicals 0.6 Unclassified 0.42 Top Holding Indusind Bank 0.5 PG Electroplast 0 Mphasis 0.24 Tata Motors 0 Tata Consultancy 1.03 Century Plyboards (India) 0.54 Sona BLW Precision Forgings 0.17 Axis Bank 1.77 State Bank of India 2.48 Shriram Finance 0.94 Max Healthcare Institute 0 Bajaj Finserv 0 Swiggy 0.27 Schaeffler India 0.39 Pidilite Industries 0 Tata Steel 0.57 Trent 0 Titan Company 0.41 Crompton Greaves Con. Electricals 0.22 Tech Mahindra 0.35 Leela Palaces Hotels 0.28 HCL Technologies 0 Laurus Labs 0.19 Infosys 1.33 Asian Paints 0 Brigade Enterprises 0.43 Aurobindo Pharma 0.26 Godrej Consumer 0.52 Eicher Motors 0.1 Gujarat State Petronet 0.07 Bharat Petroleum Corporation 0.46 Grasim Industries 0.12 Canara Bank 0 Housing & Urban Dev Corp 0 Care Ratings 0.35 The Federal Bank 0 Coal India 0.47 Power Grid Corporation Of India 0 Kwality Walls India 0 LTIMindtree 0.33 Sun Pharmaceutical Industries 0.51 HDFC Bank 4.74 HDB Financial Services 0.19 JIO Financial 0 Bharat Electronics 0.58 Vishal Mega Mart 0.53 Go Digit General Insurance 0.2 Interarch Building Solutions 0.42 BSE 0 Coforge 0 Tube Investments Of India 0 JB Chemicals 0.35 Mahindra & Mahindra 1.19 Tata Motors Passenger Vehicles 0.06 Nestle India 0 LIC Housing Fin. 0 KFin Technologies 0.39 Container Corporation Of India 0 DLF 0 NTPC 1.3 Bajaj Auto 0 Gland Pharma 0.2 Canara Robeco Asset Management Company 0.42 Craftsman Automation 0.4 Suzlon Energy 0 ONGC 0.38 Zensar Technologies 0.23 HDFC AMC 0 Bharti Airtel 1.47 Sagility 0.47 Mankind Pharma 0.16 UPL 0 Glenmark Pharmaceuticals 0.54 Adani Energy Solutions 0 TVS Motor Company 0.73 Deepak Nitrite 0.28 Britannia Industries 0.27 Sai Life Sciences 0.32 Hindustan Aero 0 Vedanta 0.47 Adani Ports and Special Economic Zone 0.48 Oberoi Realty 0 Kotak Mahindra Bank 0.28 Bajaj Finance 0.6 Avenue Supermarts 0.56 Hindalco Industries 0.29 Reliance Industries 1.76 Bank of Baroda 0 United Spirits 0 General Insurance Corporation of India 0.18 ABB India 0.3 Onesource Specialty Pharma 0.55 LG Electronics India 0.64 IDFC First Bank 0 Siemens 0 Eternal 0.69 Persistent Systems 0 Hindustan Unilever 0.14 The Indian Hotels Company 0 Westlife Foodworld 0.17 Dabur India 0 Adani Green Energy 0 L&T Fin 0 Varun Beverages 0.73 Larsen & Toubro 1.66 TVS Motor Company - Pref. Shares 0.01 Indus Towers 0.56 Dalmia Bharat 0 Divi's Laboratories 0.47 Ambuja Cements 0.64 Power Fin. Corp. 0.28 RBL Bank 0 Maruti Suzuki India 0.62 MCX 0.89 Indian Railway Catering & Tourism 0 ITC 1.43 ICICI Bank 2.89 Interglobe Aviation 0.59 TD Power Systems 0.64 SBI Life Insurance Company 0.48 Atul 0.32 JSW Energy 0.51 Tata Power Company 0 Mahanagar Gas 0.19 Ultratech Cement 0.42 International Gemmological Institute 0.32 Krishna Institute 0.56

Debt & Others (47.540000000000006%) Sector Allocation Bonds/NCDs 0.89 GOI Securities 2.86 State Development Loan 0.13 Debt Credit Ratings Cash 15.36 AAA 6.96 SOV 2.98 A1+ 2.83 Cash & Call Money 2.26 Debt Category National Bank Agr. Rur. Devp 0.91 Maharashtra State 0.09 ICICI Securities 0.88 Hindalco Industries 2.83

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.24% Ret 1Y 19.28% Ret 3Y 17.41% Ret 5Y 13.41%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.24% Ret 1Y 19.28% Ret 3Y 17.41% Ret 5Y 13.41%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.24% Ret 1Y 19.28% Ret 3Y 17.41% Ret 5Y 13.41%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 0.03% Ret 1Y 19.8% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 0.03% Ret 1Y 19.8% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 0.03% Ret 1Y 19.8% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -0.57% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -0.57% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -0.57% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -1.27% Ret 1Y 15.74% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -1.27% Ret 1Y 15.74% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.14%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Preethi R S

Education Ms. R S is B.E and MBA (Finance).

Experience Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.

Amit Kumar Premchandani

Education Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.

Experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Bhavesh Kanani

Education MBA Finance, B.Com

Experience Prior to joining the UTI AMC, he was associated with Svan Investments, ASK Group, Centrum Institutional Research, Sharekhan

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 9

Date of Incorporation 2005-08-01

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.