UTI Banking & PSU Fund Regular-IDCW Monthly Reinvestment
UTI Banking & PSU Fund Regular-IDCW Monthly Reinvestment: Mutual Fund Overview
UTI Banking & PSU Fund Regular-IDCW Monthly Reinvestment is an Banking and PSU mutual fund with over 11.49 years of performance history. The scheme manages an AUM of ₹1098.92 Cr and has a NAV of ₹13.308. It is rated '5' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.35%.
Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 7.35% at 12 Mar 2026 08:53 PM
Fund Details
NAV 13.308
Sub-Type Banking and PSU
Rating 5
Min. SIP Amount ₹500.0
Fund Age(Year) 11.49
Fund Size(in Crores) 1098.92
Fund Performance
1 Month 0.43%
3 Month 1.15%
6 Month 2.59%
1 Year 7.35%
3 Year 7.47%
5 Year 7.24%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Net Current Assets 3.9 Non Convertible Debenture 19.25 CBLO 0 Debt Credit Ratings AAA 56.79 A1+ 28.72 SOV 10.31 Cash & Call Money 3.91 Others 0.27 Debt Category Bajaj Housing Finance 1.82 NHPC 2.29 Aditya Birla Housing Finance 2.3 Kotak Mahindra Bank 6.47
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.46%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Anurag Mittal
Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 3
Date of Incorporation 2014-09-15
Total AUM 396376.12
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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