PGIM India Retirement Fund Direct - Growth
Mutual Fund Details – Invest Smart, Grow Wealth
Discover a variety of mutual funds tailored to your goals, from equity and debt to hybrid options. Track performance, compare funds, and get expert insights to make informed investment decisions. Grow your wealth with Motilal Oswal’s trusted mutual fund solutions.
Equity, Multi Cap, Principal at very high risk
1 Year Return 1.75% at 22 Dec 2025 06:34 PM
Fund Details
NAV 12.2
Sub-Type Multi Cap
Rating Not Rated
Min. SIP Amount ₹1000.0
Fund Age(Year) 1.69
Fund Size(in Crores) 96.93
Fund Performance
1 Month -2.08%
3 Month -3.48%
6 Month 1.32%
1 Year 1.75%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (79.47%) Market Cap Small Cap 14.35 Mid Cap 12.62 Large Cap 52.5 Top Sectors Financial 24.92 Healthcare 7.91 Technology 6.97 Energy 6.12 Construction 5.39 Automobile 4.4 Services 4.22 Consumer Discretionary 3.96 Capital Goods 3.34 Metals & Mining 3.08 Materials 2.81 Insurance 2.7 Consumer Staples 1.51 Communication 1.51 Chemicals 0.62 Top Holding Torrent Pharmaceuticals 1.27 SJS Enterprises 1.31 Bharti Hexacom 1.51 Cipla 0.32 Ultratech Cement 2.81 Medi Assist Healthcare Services 0.2 SBFC Finance 1.17 Sona BLW Precision Forgings 0.61 SBI Life Insurance Company 0.84 Whirlpool Of India 0.73 Larsen & Toubro 3.13 Titan Company 0.97 Mrs. Bectors Food Specialities 0.88 NTPC 1.42 HDFC Bank 5.44 Godrej Consumer 0.64 Infosys 4.58 ONGC 1.17 Bank of Maharashtra 1.13 Axis Bank 2.19 Devyani International 0.72 Apollo Hospitals Enterprise 1.38 Vedanta 1.35 Max Financial Services 1.31 ICICI Lombard Gen. Insurance 1.86 Vinati Organics 0.62 Bajaj Finance 0.96 Bajaj Auto 1.49 Birlasoft 0.36 Eternal 1.28 Coforge 2.03 Hindalco Industries 1.73 Voltas 0.82 Ceat 0.99 H.G. Infra Engineering 0.57 Reliance Industries 3.53 Sai Life Sciences 1.14 BlueStone Jewellery and Lifestyle 1.43 Adani Ports and Special Economic Zone 0.65 Thermax 0.68 Kotak Mahindra Bank 2.22 Avenue Supermarts 1.37 State Bank of India 2.4 Cholamandalam Investment and Finance Company 0.25 Bank of Baroda 0.74 Dixon Technologies (India) 1.4 Sun Pharmaceutical Industries 2.61 ICICI Bank 7.11 Fortis Healthcare 1.18 Timken India 0.59 TD Power Systems 0.66 Brigade Enterprises 1.69
Debt & Others (20.53%) Sector Allocation Net Receivables 0.43 GOI Securities 13.44 Debenture 0.9 Debt Credit Ratings SOV 13.44 Cash & Call Money 6.19 AAA 0.9 Debt Category HDFC Bank 0.9 GOI 13.44 Others 6.19
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-Growth Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Aggressive Hybrid Omni FoF Regular-IDCW Quarterly Payout Ret 1M -0.51% Ret 1Y 7.9% Ret 3Y 14.05% Ret 5Y 12.54%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-Growth Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%
Equity, Flexi Cap funds Aditya Birla Sun Life Equity Hybrid '95 Fund Regular-IDCW Reinvestment Ret 1M -0.11% Ret 1Y 5.66% Ret 3Y 13.9% Ret 5Y 13.16%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment Ret 1M -0.79% Ret 1Y 3.32% Ret 3Y 13.13% Ret 5Y 10.59%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-Growth Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%
Equity, Flexi Cap funds Axis Aggressive Hybrid Fund Regular-IDCW Monthly Payout Ret 1M -0.8% Ret 1Y 4.34% Ret 3Y 11.01% Ret 5Y 10.37%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.7%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Vivek Sharma
Education Mr. Sharma is a PGDM Finance
Experience Prior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Puneet Pal
Education Mr. Pal is a B.Com (H) and MBA from SIBM Pune.
Experience Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
Vinay Paharia
Education Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Anandha Padmanabhan Anjeneyan
Education Mr. Anjeneyan is a B. Com, ACA, CFA, FRM
Experience Prior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 19
Date of Incorporation 2024-04-15
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
