Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-IDCW Reinvestment

Fund Details

NAV 15.585

Sub-Type Aggressive Hybrid

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 6.91

Fund Size(in Crores) 115.61

Fund Performance

1 Month -1.28%

3 Month -1.32%

6 Month 2.62%

1 Year 8.4%

3 Year 14.04%

5 Year 9.36%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.92%) Market Cap Mid Cap 1.91 Large Cap 95.27 Small Cap 2.75 Top Sectors Financial 35.11 Energy 11.99 Technology 10.41 Automobile 6.97 Consumer Staples 6.44 Communication 4.92 Services 4.77 Healthcare 4.14 Construction 4.02 Materials 3.88 Metals & Mining 3.24 Insurance 1.44 Consumer Discretionary 1.4 Capital Goods 1.2 Top Holding Maruti Suzuki India 1.84 HDFC Bank 12.72 ONGC 0.78 Adani Ports and Special Economic Zone 0.85 Tata Motors Passenger Vehicles 0.64 Tata Steel 1.25 Dr. Reddy's Laboratories 0.65 Bajaj Finance 2.2 Eternal 1.68 HCL Technologies 1.44 Tata Consumer Products 0.65 NTPC 1.31 Bajaj Auto 0.87 JIO Financial 0.81 Apollo Hospitals Enterprise 0.61 Hindustan Unilever 1.73 Power Grid Corporation Of India 1.01 Tata Consultancy 2.74 Shriram Finance 1.17 HDFC Life Insurance 0.67 Wipro 0.63 Ultratech Cement 1.17 Mahindra & Mahindra 2.78 Bharat Electronics 1.2 SBI Life Insurance Company 0.76 Bharti Airtel 4.92 Kotak Mahindra Bank 2.72 Infosys 4.75 Sun Pharmaceutical Industries 1.52 Trent 0.79 State Bank of India 3.42 Coal India 0.76 Axis Bank 3.05 Titan Company 1.4 Kwality Walls India 0.03 Hindalco Industries 1.08 ITC 3.26 ICICI Bank 8.05 Eicher Motors 0.84 Interglobe Aviation 0.96 Cipla 0.71 Reliance Industries 8.9 Adani Enterprises 0.49 Asian Paints 1.05 Bajaj Finserv 0.98 Tech Mahindra 0.84 Larsen & Toubro 4.02 Grasim Industries 0.91 JSW Steel 0.91 Nestle India 0.77 Max Healthcare Institute 0.65

Debt & Others (0.07%) Sector Allocation CBLO 0.25 Net Payables -0.18 Debt Credit Ratings Debt Category Others 0.08

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-Growth Ret 1M -2.64% Ret 1Y 9.06% Ret 3Y 15.75% Ret 5Y 13.53%

Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Ret 1M -2.64% Ret 1Y 9.06% Ret 3Y 15.75% Ret 5Y 13.53%

Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Reinvestment Ret 1M -2.64% Ret 1Y 9.06% Ret 3Y 15.75% Ret 5Y 13.53%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-Growth Ret 1M -1.08% Ret 1Y 12.4% Ret 3Y 18.26% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Ret 1M -1.08% Ret 1Y 12.4% Ret 3Y 18.26% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Reinvestment Ret 1M -1.08% Ret 1Y 12.4% Ret 3Y 18.26% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-Growth Ret 1M -2.08% Ret 1Y 9.33% Ret 3Y 13.71% Ret 5Y 12.24%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Ret 1M -2.08% Ret 1Y 9.33% Ret 3Y 13.71% Ret 5Y 12.24%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Reinvestment Ret 1M -2.08% Ret 1Y 9.33% Ret 3Y 13.71% Ret 5Y 12.24%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-Growth Ret 1M -1.65% Ret 1Y 8.8% Ret 3Y 21.09% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-IDCW Ret 1M -1.65% Ret 1Y 8.8% Ret 3Y 21.09% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.39%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dhaval Joshi

Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..

Chanchal Khandelwal

Education Mr. Khandelwal has done B.Com.(H) and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.

Dhaval Shah

Education Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Harshil Suvarnkar

Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 5

Date of Incorporation 2019-03-11

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.