Nippon India Banking and PSU Fund-IDCW Monthly Reinvestment
Nippon India Banking and PSU Fund-IDCW Monthly Reinvestment: Mutual Fund Overview
Nippon India Banking and PSU Fund-IDCW Monthly Reinvestment is an Banking and PSU mutual fund with over 10.83 years of performance history. The scheme manages an AUM of ₹5293.58 Cr and has a NAV of ₹10.6999. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.74%.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 6.74% at 12 Mar 2026 06:56 PM
Fund Details
NAV 10.6999
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 10.83
Fund Size(in Crores) 5293.58
Fund Performance
1 Month 0.45%
3 Month 0.8%
6 Month 2.22%
1 Year 6.74%
3 Year 7.23%
5 Year 6.02%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (69.89%) Market Cap Mid Cap 5.6 Small Cap 8.95 Large Cap 55.33 Top Sectors Financial 20.72 Energy 8.83 Healthcare 6.49 Automobile 5.48 Technology 5.39 Capital Goods 4.8 Construction 4.48 Consumer Staples 3.34 Communication 2.75 Services 2.73 Insurance 1.61 Chemicals 1.17 Consumer Discretionary 0.88 Metals & Mining 0.7 Textiles 0.48 Materials 0.05 Top Holding Bajaj Finserv 0.07 The Phoenix Mills 0.68 Infosys 3.31 ITC 0.35 Zydus Lifesciences 0.15 Anant Raj 0.17 Jubilant FoodWorks 0.25 State Bank of India 3.67 Sansera Engineering 0.82 Krishna Institute 1.04 Samvardhana Motherson 0.87 Supreme Industries 0 Tata Consultancy 0.82 DOMS Industries 1.05 Schaeffler India 0.17 REC 0.41 Premier Energies 0.68 Mahindra & Mahindra 2.25 PG Electroplast 0.58 Suryoday Small Finance Bank 0.04 Hindalco Industries 0.21 CG Power 0.65 Tata Steel 0.49 Bajaj Finance 2 Bank of Baroda 0.16 Tech Mahindra 0.57 Indian Oil Corporation 0.52 Varun Beverages 0.68 Coforge 0.09 Titagarh Rail Systems 0.08 HCL Technologies 0.37 Apollo Hospitals Enterprise 1.12 Clean Science And Technology 0.09 DLF 0.08 Bharti Airtel 2.75 Mankind Pharma 0.79 Reliance Industries 5.19 JB Chemicals 0.73 HDFC Bank 5.43 Jyoti CNC Automation 0.51 Britannia Industries 0.8 PI Industries 0.57 Sona BLW Precision Forgings 0.5 Dixon Technologies (India) 0.48 Voltamp Transformers 0.26 Vijaya Diagnostic Centre 0.2 Indusind Bank 0.1 ICICI Bank 4.85 Sun Pharmaceutical Industries 0.75 HDFC Life Insurance 0.94 Aadhar Housing Fin 0.23 Pidilite Industries 0.51 Cipla 0.42 Axis Bank 0.18 Interglobe Aviation 0.64 FSN E-Commerce Ventures 0.52 Larsen & Toubro 3.18 PNB Housing Finance 0.92 Brigade Enterprises 0.37 Hyundai Motor 0.21 Hindustan Unilever 0.39 Awfis Space Solutions 0.38 GE Vernova T&D 0.72 Avenue Supermarts 0.31 Mphasis 0.23 Tata Power Company 0.66 ONGC 0.07 Eternal 0.65 Kotak Mahindra Bank 1.4 Coal India 0.05 Arvind Fashions 0.48 SBI Life Insurance Company 0.67 Shriram Finance 0.78 Tata Motors 0.76 Divi's Laboratories 1.3 Kaynes Technology India 0.28 Nestle India 0.07 Cholamandalam Investment and Finance Company 0.47 NTPC 1.71 Hindustan Aero 0.53 Bharat Electronics 0.61 Titan Company 0.88
Debt & Others (30.11%) Sector Allocation GOI Securities 6.26 Net Receivables 0.64 Infrastructure Investment Trust 1.65 Debt Credit Ratings AAA 7.56 SOV 7.3 A+ 3.67 AA 3.4 Cash & Call Money 2.52 Debt Category GOI 6.26 Kogta Financial India 1.65 Tata Capital Housing Finance 0.67 TVS Holdings 0.67
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M 0.51% Ret 1Y 6.81% Ret 3Y 7.25% Ret 5Y 6.13%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.2% Ret 5Y 5.9%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.77%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Amber Singhania
Education MMS Finance (Mumbai University)
Experience Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Vivek Sharma
Education Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
Experience He has been associated with Nippon India Mutual Fund since 2006.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 16
Date of Incorporation 2015-05-15
Total AUM 741773.83
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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