UTI Banking & PSU Fund Direct-IDCW Monthly Payout

Fund Details

NAV 13.5648

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 11.27

Fund Size(in Crores) 811.54

Fund Performance

1 Month 0.27%

3 Month 1.45%

6 Month 2.79%

1 Year 8.03%

3 Year 7.6%

5 Year 7.23%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (94.66%) Market Cap Large Cap 17.34 Small Cap 30.68 Mid Cap 46.64 Top Sectors Energy 14.45 Construction 13.33 Healthcare 12.51 Communication 8.62 Financial 5.86 Services 5.64 Metals & Mining 5.36 Consumer Staples 5.14 Chemicals 3.42 Technology 2.47 Automobile 1.55 Insurance 1.06 Top Holding Tata Power Company 2.18 Indian Railway Catering & Tourism 1.36 JSW Infrastructure 2.14 IRB Infra Dev 6.57 Life Insurance 1.06 Escorts Kubota 1.55 United Breweries 1.51 GMR Airports 5.89 SBI Cards 2.99 Lloyds Metals & Energy 5.36 Nifty MidCap Select Index 15.25 Anthem Biosciences 2.43 Aurobindo Pharma 10.08 Linde India 3.42 Reliance Industries 5.79 Premier Energies 6.47 Godrej Properties 0.88 LIC Housing Fin. 2.87 Oracle Financial Services Software 2.47 ITC 2.42 AWL Agri Business 1.21 PB Fintech 2.14 Tata Communications 8.62

Debt & Others (5.34%) Sector Allocation Net Payables -19.67 Treasury Bills 3.29 Repo 21.72 Debt Credit Ratings Debt Category Reserve Bank of India 3.29 Others 2.05

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Regular-Growth Ret 1M 0.28% Ret 1Y 7.65% Ret 3Y 7.67% Ret 5Y 6.27%

Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Regular-IDCW Daily Reinvestment Ret 1M 0.28% Ret 1Y 7.65% Ret 3Y 7.67% Ret 5Y 6.27%

Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Regular-IDCW Weekly Ret 1M 0.28% Ret 1Y 7.65% Ret 3Y 7.67% Ret 5Y 6.27%

Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Retail-Growth Ret 1M 0.28% Ret 1Y 7.65% Ret 3Y 7.67% Ret 5Y 6.27%

Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Retail-Weekly IDCW Ret 1M 0.28% Ret 1Y 7.65% Ret 3Y 7.67% Ret 5Y 6.27%

Equity, Flexi Cap funds Axis Floater Fund Regular-Growth Ret 1M 0.28% Ret 1Y 7.54% Ret 3Y 7.91% Ret 5Y 0%

Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Daily Reinvestment Ret 1M 0.28% Ret 1Y 7.54% Ret 3Y 7.91% Ret 5Y 0%

Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Monthly Payout Ret 1M 0.28% Ret 1Y 7.54% Ret 3Y 7.91% Ret 5Y 0%

Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.28% Ret 1Y 7.54% Ret 3Y 7.91% Ret 5Y 0%

Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Quarterly Payout Ret 1M 0.28% Ret 1Y 7.54% Ret 3Y 7.91% Ret 5Y 0%

Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Quarterly Reinvestment Ret 1M 0.28% Ret 1Y 7.54% Ret 3Y 7.91% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.27%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Anurag Mittal

Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low to moderate risk

AMC and Fund details

Rank (total sets) 3

Date of Incorporation 2014-09-15

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.