Bandhan Financial Services Fund Direct-IDCW
Bandhan Financial Services Fund Direct-IDCW: Mutual Fund Overview
Bandhan Financial Services Fund Direct-IDCW is an Sectoral-Banking mutual fund with over 2.62 years of performance history. The scheme manages an AUM of ₹1114.38 Cr and has a NAV of ₹13.68. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 13.0%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 13.0% at 12 Mar 2026 08:40 PM
Fund Details
NAV 13.68
Sub-Type Sectoral-Banking
Rating Not Rated
Min. SIP Amount ₹100.0
Fund Age(Year) 2.62
Fund Size(in Crores) 1114.38
Fund Performance
1 Month -8.33%
3 Month -7.55%
6 Month -2.12%
1 Year 13.0%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.3%) Market Cap Mid Cap 8.88 Small Cap 46.25 Large Cap 44.17 Top Sectors Energy 22.38 Capital Goods 19.06 Materials 15.33 Insurance 9.79 Financial 9.73 Services 8.93 Metals & Mining 8.68 Construction 5.4 Top Holding SBI Cards 2.94 LIC Housing Fin. 6.79 Adani Enterprises 8.29 Coal India 8.01 Bharat Heavy Electricals 1.51 NMDC 8.68 Adani Green Energy 7.97 NBCC (India) 5.4 Adani Enterprises Ltd. - (Partly Paid-up) 0.64 GAIL (India) 4.2 Indian Oil Corporation 2.42 ONGC 10.11 Petronet LNG 3.11 Gujarat Mineral Development Corporation 7.33 Life Insurance 9.79 Bharat Electronics 9.57 Oil India 2.53
Debt & Others (0.7000000000000028%) Sector Allocation Fixed Deposits 25.1 Net Payables -29.31 Treasury Bills 4.91 Debt Credit Ratings Debt Category Others -4.21 Reserve Bank of India 4.91
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life PSU Equity Fund Regular-Growth Ret 1M -4.04% Ret 1Y 24.44% Ret 3Y 28.12% Ret 5Y 24.95%
Equity, Flexi Cap funds Aditya Birla Sun Life PSU Equity Fund Regular-IDCW Ret 1M -4.04% Ret 1Y 24.44% Ret 3Y 28.12% Ret 5Y 24.95%
Equity, Flexi Cap funds Groww Nifty India Railways PSU Index Fund Regular-Growth Ret 1M -9.34% Ret 1Y -6.09% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Groww Nifty India Railways PSU Index Fund Regular-IDCW Payout Ret 1M -9.34% Ret 1Y -6.09% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Groww Nifty India Railways PSU Index Fund Regular-IDCW Reinvestment Ret 1M -9.34% Ret 1Y -6.09% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Groww Nifty PSE ETF FOF Regular-Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Groww Nifty PSE ETF FOF Regular-IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Groww Nifty PSE ETF FOF Regular-IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds ICICI Prudential PSU Equity Fund - Growth Ret 1M -3.58% Ret 1Y 19.41% Ret 3Y 27.13% Ret 5Y 0%
Equity, Flexi Cap funds ICICI Prudential PSU Equity Fund - IDCW Ret 1M -3.58% Ret 1Y 19.41% Ret 3Y 27.13% Ret 5Y 0%
Equity, Flexi Cap funds ICICI Prudential PSU Equity Fund - IDCW Payout Ret 1M -3.58% Ret 1Y 19.41% Ret 3Y 27.13% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.66%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Gaurav Satra
Education Mr. Satra has done B.Com and CA
Experience Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Harshvardhan Agrawal
Education Mr. Agrawal has done BE, MBA and CFA
Experience Prior to joining Bandhan Mutual Fund, he has worked with Infina Finance Private Ltd, iAlpha Enterprises, Motilal Oswal Financial Services and Aranca India Pvt Ltd.
Sumit Agrawal
Education Mr.Agrawal is a B.Com, ACS, CFA (USA)and PGDM (Finance).
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Mirae Asset Mutual Fund (Nov 2010-Sep 2016) as Fund Manager-Equities, Axis Capital (erstwhile ENAM Securities) (Feb 2008-Nov 2010) as VP-Research Analyst and JP Morgan India Services Pvt. Ltd. (Jun 2006-Feb 2008) as TL-Investment Banking.
Harshal Joshi
Education Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Ritu Modi
Education Ms. Modi has done B.com and MMS(Finance).
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), she has worked with IIFL Mutual Fund, LIC Mutual Fund, she has worked with Ambit Capital as Research Analyst.
Ritika Behera
Education Ms. Behera has done B.Com and MBA (Finance)
Experience Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 39
Date of Incorporation 2023-07-28
Total AUM 194296.45
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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