Aadhar Housing Finance Ltd

Aadhar Housing Finance Ltd Share Price Today: Live Updates & Key Insights

Get insights on Aadhar Housing Finance Ltd’s fundamentals, financials, shareholding, peer comparison, corporate actions & performance. Track key metrics, price trends & market sentiment for informed decisions. Explore all data at Motilal Oswal.

Aadhar Housing Finance Ltd Share Price Chart

Aadhar Housing Finance Ltd Fundamentals

Traded Volume: 1,69,017

Market Cap(Cr): 20,944

Avg Traded Price 482.95

1 Year return 14.34%

Upper Circuit 487

Lower Circuit 480.6

P/E TTM 21.00

P/B Ratio 23.00

Traded Value(Cr) 817.37

EPS TTM 22.811

Book value 22.811

Dividend 0.00%

Aadhar Housing Finance Ltd Share Price Performance

Shows the percentage change in stock price over different time periods

This section highlights Aadhar Housing Finance Ltd stock price performance across key timeframes, including 1-week, 1-month, 3-month, Year-To-Date (YTD), and 1-year returns. It provides insights into the Aadhar Housing Finance Ltd share price history, short-term movements, long-term trends, and overall investor sentiment

1W -3.09%

1M -5.87%

3M -6.19%

1Y +14.34%

YTD +15.71%

Aadhar Housing Finance Ltd Traded Volume Movement

Shows the trading volume over different time periods

This section highlights Aadhar Housing Finance Ltd daily and average traded volumes, offering insights into investor activity and market liquidity. Higher volumes than average often indicate rising interest, news impact, or shifting market sentiment

Yesterday 3.37L

Day Before Yesterday 2.93L

1W Avg 2.46L

1M Avg 2.90L

3M Avg 4.40L

Aadhar Housing Finance Ltd Technical Details

Aadhar Housing Finance Ltd technical indicators, such as support and resistance levels and pivot points, are calculated based on historical price and volume trends. These metrics help traders anticipate possible price movements and make informed trading decisions.

Support 1 480

Support 2 477

Support 3 474

Pivot Point : 484

Resistance 1 487

Resistance 2 490

Resistance 3 493

Aadhar Housing Finance Ltd Corporate Actions

Aadhar Housing Finance Ltd corporate actions include dividends, bonus issues, stock splits, and key company updates that may affect share price and investor sentiment. This section provides timely details on past and upcoming actions, including ex-date, record date, and payout ratio - helping investors make informed decisions based on Aadhar Housing Finance Ltd’s capital allocation strategies.

All

Dividends

No Dividend has been declared by AADHARHFC

Bonus

No Bonus has been declared by AADHARHFC

Splits

No Split has been declared by AADHARHFC

Others

Rights No Rights has been declared by AADHARHFC

Aadhar Housing Finance Ltd Peer Comparison

Shows key financial metrics for the company and its peers

This section compares Aadhar Housing Finance Ltd with leading peers in the banking sector based on key metrics such as market capitalization, 1-year return, P/E (TTM), and PB ratio. It helps investors evaluate Aadhar Housing Finance Ltd's relative performance and valuation against major competitors.

Stock Name Bajaj Housing Finance Ltd ₹105.53 (-0.83%) M. Cap (Cr) 879.31 1 Yr Return (%) NaN% P/E (TTM) 37.24 PB Ratio 4.68

Stock Name LIC Housing Finance Ltd ₹545.90 (-1.60%) M. Cap (Cr) 300.28 1 Yr Return (%) -10.69% P/E (TTM) 5.44 PB Ratio 0.83

Stock Name PNB Housing Finance Ltd ₹887.15 (-2.00%) M. Cap (Cr) 231.11 1 Yr Return (%) +2.44% P/E (TTM) 10.76 PB Ratio 1.46

Stock Name Aadhar Housing Finance Ltd ₹483.60 (-0.44%) M. Cap (Cr) 209.44 1 Yr Return (%) +14.34% P/E (TTM) 21.20 PB Ratio 3.56

Stock Name Aptus Value Housing Finance India Ltd ₹277.05 (-1.16%) M. Cap (Cr) 138.71 1 Yr Return (%) -12.71% P/E (TTM) 16.45 PB Ratio 3.46

Stock Name Sammaan Capital Ltd ₹158.91 (+1.20%) M. Cap (Cr) 131.64 1 Yr Return (%) -0.49% P/E (TTM) 10.38 PB Ratio 0.66

Stock Name AAVAS Financiers Ltd ₹1632.20 (-0.21%) M. Cap (Cr) 129.22 1 Yr Return (%) -0.55% P/E (TTM) 21.42 PB Ratio 3.19

Aadhar Housing Finance Ltd Cash Flow

Cash flow data provides a view of how money is generated and spent by Aadhar Housing Finance Ltd, across its operating activities, investing activities, and financing activities.

PARTICULARS Operating Activities Mar 2025 -3026.07 Mar 2024 -2431.81 Mar 2023 -1157.21 Mar 2022 -906.64 Mar 2021 -1781.08

PARTICULARS Investing Activities Mar 2025 159.45 Mar 2024 604.62 Mar 2023 -475.43 Mar 2022 822.56 Mar 2021 -480.53

PARTICULARS Financing Activities Mar 2025 3389.23 Mar 2024 1778.09 Mar 2023 1463.19 Mar 2022 274.85 Mar 2021 1279.26

PARTICULARS Net Cash Flow Mar 2025 522.61 Mar 2024 -49.10 Mar 2023 -169.45 Mar 2022 190.77 Mar 2021 -982.35

Aadhar Housing Finance Ltd Shareholding Pattern

This shows the ownership breakdown of Aadhar Housing Finance Ltd, highlighting participation from Foreign Institutional Investors (FII), Mutual Funds, Public, Other Institutions, and Promoters.

Promoter 75.32%

Public 10.33%

Other Institutions 3.11%

FII 6.11%

Mutual Funds 5.14%

About Aadhar Housing Finance Ltd

Aadhar Housing Finance Limited was originally incorporated as `Vysya Bank Housing Finance Limited' at Bengaluru, Karnataka as a Public Company, pursuant to a Certificate of Incorporation dated November 26, 1990, issued by the Registrar of Companies, Karnataka at Bangalore and commenced operations pursuant to a Certificate for Commencement of Business dated November 27, 1990, issued by the RoC. Subsequently, the name of Company was changed to `DHFL Vysya Housing Finance Limited' and a fresh Certificate of Incorporation dated October 15, 2003, was issued by the RoC. Separately, an entity named `Aadhar Housing Finance Private Limited' (Pre-merger AHFPL) was incorporated as a Private Limited Company, at Mumbai, Maharashtra dated May 3, 2010, issued by the Registrar of Companies, Maharashtra at Mumbai, which commenced its operations in February 2011. Pre-merger AHFPL later converted into a Public Company and its name was changed to `Aadhar Housing Finance Limited', and a fresh Certificate of Incorporation dated September 3, 2013 was issued by the Registrar of Companies, Maharashtra at Mumbai. Pre-merger AHFPL was later merged into the Company pursuant to a Scheme of Amalgamation approved by the National Company Law Tribunal, Bengaluru Bench at Bengaluru, dated October 27, 2017. Pursuant to Scheme of Amalgamation, the Company name was changed to `Aadhar Housing Finance Limited' and a fresh Certificate of Incorporation dated December 4, 2017, was issued by the RoC. Aadhar Housing Finance Limited is one of the largest low-income housing finance companies in India servicing the home financing needs of economically weaker and low-to-middle income customers, who require small ticket mortgage loans. Aadhar endeavors to empower underserved millions to own their first homes. Aadhar, , with an AUM at Rs 211 billion, is a retail focused HFC catering to the needs of the salaried, self-employed and informal business segments. The Company offers a range of mortgage-related loan products, includingloans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition and loans against residential properties (LAP) which are micro lap with the ticket size ranging from 7-8 lakhs.The Company boasts of an extensive network of 534 branches and offices including 140 sales offices across 20 states and union territories, as of 31st March 2024.In June 2019, BCP Topco VII Pte. Limited (which is controlled by a private equity fund managed by the Blackstone Group) completed the acquisition of the stake from existing shareholders and now holds 76.48% in the company. The Company raised approximately Rs 7 billion through maiden public offering of NCDs. AHFL is well-capitalised, with a total CRAR of 44.08% as of 31 March 2021, which is above the RBI's minimum stipulated requirement of 15%. The equity raise of Rs. 1300 Crore in FY20 by the promoter, Blackstone Group, through its private equity funds, strengthened the company's capital position to cover for any asset-side risk and to augment growth.The company's asset quality is also comfortable, with the gross NPA and net NPA ratio at 1.21% and 0.81%, respectively, as on 31 March 2021 as against 1.29% and 0.78%, respectively, as on 31 March 2020.AHFL has a comfortable resource profile, with the funding mix comprising Term Loans (62%), NCDs (21%), NHB refinance (16%) and subordinated debt (1%). Over the years, the company has diversified its funding mix, with the proportion of NCDs and NHB refinance increasing from 27% at the end of FY20 to 37% as at the end of FY21. Given its parentage and track record of performance, the company is well-placed in terms of raising funds for its growth.During FY21, the company has raised Rs 1695 Crore of bank loans, Rs 1091 Crore from NHB, Rs.815 Crore of NCDs and commercial paper of Rs 50 Crore. The company has been able to take advantage of the prevailing interest rates and has been able to reduce its incremental cost of borrowings to 6.76% in FY21 from 8.89% in FY20.AHFL is a retail-focused mortgage financier, with 80% of total AUM comprising home loans, as on 31 March 2021. The company had approximately 1.80 lakh live accounts as on 31 March 2021 with an average ticket size of Rs 8.50 lakh. Around 20% of the total AUM comprises retail loans against property (LAP) with an average ticket size of Rs. 7.17 lakhs. In May, 2024, the Company came up with an Initial Public Offer of 95,255,598 Equity Shares by raising equity capital aggregating Rs 3000 Crore, consisting a Fresh Issue of 31,763,535 Equity Shares aggregating to Rs 1000 Crore and an Offer for Sale of 63,492,063 Equity Shares aggregating to Rs 2000 Crore. Post IPO, the holding of Blackstone Group in the Company is 76.48%.

Chairman (Non-Executive)

Om Prakash Bhatt

Registered office 2nd Flr # 3 JVT Towers 8th A-, Main Rd Sampangi Rama Nagar, Bengaluru, Karnataka, 560027

FAX :+91 22-4168 9900

Background

Incorporation Year 1990

Face Value ₹10.00

Market Lot 1

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