Home First Finance Company India Ltd

Home First Finance Company India Ltd Share Price Today: Live Updates & Key Insights

Get insights on Home First Finance Company India Ltd’s fundamentals, financials, shareholding, peer comparison, corporate actions & performance. Track key metrics, price trends & market sentiment for informed decisions. Explore all data at Motilal Oswal.

Home First Finance Company India Ltd Share Price Chart

Home First Finance Company India Ltd Fundamentals

Traded Volume: 2,32,302

Market Cap(Cr): 12,130

Avg Traded Price 1171.35

1 Year return 9.43%

Upper Circuit 1,186.1

Lower Circuit 1,165.6

P/E TTM 27.00

P/B Ratio 44.00

Traded Value(Cr) 2719.09

EPS TTM 43.695

Book value 43.695

Dividend 0.00%

Home First Finance Company India Ltd Share Price Performance

Shows the percentage change in stock price over different time periods

This section highlights Home First Finance Company India Ltd stock price performance across key timeframes, including 1-week, 1-month, 3-month, Year-To-Date (YTD), and 1-year returns. It provides insights into the Home First Finance Company India Ltd share price history, short-term movements, long-term trends, and overall investor sentiment

1W +0.21%

1M -4.47%

3M -7.04%

1Y +9.43%

YTD +13.59%

Home First Finance Company India Ltd Traded Volume Movement

Shows the trading volume over different time periods

This section highlights Home First Finance Company India Ltd daily and average traded volumes, offering insights into investor activity and market liquidity. Higher volumes than average often indicate rising interest, news impact, or shifting market sentiment

Yesterday 3.10L

Day Before Yesterday 3.36L

1W Avg 2.84L

1M Avg 2.86L

3M Avg 2.51L

Home First Finance Company India Ltd Technical Details

Home First Finance Company India Ltd technical indicators, such as support and resistance levels and pivot points, are calculated based on historical price and volume trends. These metrics help traders anticipate possible price movements and make informed trading decisions.

Support 1 1162

Support 2 1154

Support 3 1142

Pivot Point : 1174

Resistance 1 1183

Resistance 2 1195

Resistance 3 1203

Home First Finance Company India Ltd Corporate Actions

Home First Finance Company India Ltd corporate actions include dividends, bonus issues, stock splits, and key company updates that may affect share price and investor sentiment. This section provides timely details on past and upcoming actions, including ex-date, record date, and payout ratio - helping investors make informed decisions based on Home First Finance Company India Ltd’s capital allocation strategies.

All

Ex-Date 30-May-2025 Type D Description 3.70/share@185.00% Record Date 30-May-2025 Ratio 185.00

Ex-Date 07-Jun-2024 Type D Description 3.40/share@170.00% Record Date 07-Jun-2024 Ratio 170.00

Ex-Date 19-May-2023 Type D Description 2.60/share@130.00% Record Date 19-May-2023 Ratio 130.00

Dividends

Announcement Date 30-May-2025 Ex Dividend Date 30-May-2025 Dividend(%) 185

Announcement Date 07-Jun-2024 Ex Dividend Date 07-Jun-2024 Dividend(%) 170

Announcement Date 19-May-2023 Ex Dividend Date 19-May-2023 Dividend(%) 130

Bonus

No Bonus has been declared by HOMEFIRST

Splits

No Split has been declared by HOMEFIRST

Others

Rights No Rights has been declared by HOMEFIRST

Home First Finance Company India Ltd Peer Comparison

Shows key financial metrics for the company and its peers

This section compares Home First Finance Company India Ltd with leading peers in the banking sector based on key metrics such as market capitalization, 1-year return, P/E (TTM), and PB ratio. It helps investors evaluate Home First Finance Company India Ltd's relative performance and valuation against major competitors.

Stock Name Aptus Value Housing Finance India Ltd ₹277.05 (-1.16%) M. Cap (Cr) 138.71 1 Yr Return (%) -12.71% P/E (TTM) 16.45 PB Ratio 3.46

Stock Name Sammaan Capital Ltd ₹158.91 (+1.20%) M. Cap (Cr) 131.64 1 Yr Return (%) -0.49% P/E (TTM) 10.38 PB Ratio 0.66

Stock Name AAVAS Financiers Ltd ₹1632.20 (-0.21%) M. Cap (Cr) 129.22 1 Yr Return (%) -0.55% P/E (TTM) 21.42 PB Ratio 3.19

Stock Name Home First Finance Company India Ltd ₹1170.50 (-1.39%) M. Cap (Cr) 121.30 1 Yr Return (%) +9.43% P/E (TTM) 26.79 PB Ratio 4.81

Stock Name Can Fin Homes Ltd ₹884.95 (+0.38%) M. Cap (Cr) 117.83 1 Yr Return (%) +7.57% P/E (TTM) 12.79 PB Ratio 2.33

Stock Name India Shelter Finance Corporation Ltd ₹879.45 (-1.80%) M. Cap (Cr) 95.44 1 Yr Return (%) +37.23% P/E (TTM) 21.41 PB Ratio 3.83

Stock Name Repco Home Finance Ltd ₹411.45 (-0.94%) M. Cap (Cr) 25.74 1 Yr Return (%) -6.73% P/E (TTM) 5.61 PB Ratio 0.75

Home First Finance Company India Ltd Cash Flow

Cash flow data provides a view of how money is generated and spent by Home First Finance Company India Ltd, across its operating activities, investing activities, and financing activities.

PARTICULARS Operating Activities Mar 2025 -2198.34 Mar 2024 -1907.68 Mar 2023 -1451.08 Mar 2022 -807.03 Mar 2021 -222.93

PARTICULARS Investing Activities Mar 2025 -0.21 Mar 2024 -217.38 Mar 2023 -284.04 Mar 2022 803.96 Mar 2021 -614.97

PARTICULARS Financing Activities Mar 2025 2217.20 Mar 2024 2469.98 Mar 2023 1352.92 Mar 2022 411.41 Mar 2021 899.60

PARTICULARS Net Cash Flow Mar 2025 18.65 Mar 2024 344.91 Mar 2023 -382.20 Mar 2022 408.34 Mar 2021 61.69

Home First Finance Company India Ltd Shareholding Pattern

This shows the ownership breakdown of Home First Finance Company India Ltd, highlighting participation from Foreign Institutional Investors (FII), Mutual Funds, Public, Other Institutions, and Promoters.

Promoter 12.39%

Public 18.78%

Other Institutions 5.5%

FII 39.99%

Mutual Funds 23.34%

About Home First Finance Company India Ltd

Home First Finance Company India Limited was incorporated as a private limited company with the name `Home First Finance Company India Private Limited' at Bengaluru, Karnataka on February 3, 2010. Subsequently, the Company was converted into a public limited company and consequently the name of the Company was changed to `Home First Finance Company India Limited' on March 14, 2018.The Company is a technology driven affordable housing finance company registered with Reserve Bank of India (RBI) and the National Housing Bank (NHB) that targets first time home buyers in low and middle-income groups. It primarily offers customers housing loans for the purchase or construction of homes. The Company's main business is financing by way of loans towards affordable housing segment in India and is primarily engaged in the business of lending of housing loans, loans for the purpose of purchasing acommercial property and loan against property.The Company serves salaried and self-employed customers. Salaried customers account for 73.1% of its Gross Loan Assets and self employed customers account for 25.0% of Gross Loan Assets, as of September 30, 2020. The Company serviced 44,796 active loan accounts, as of September 30, 2020. The Company also offers other types of loans comprising loans against property, developer finance loans and loans for purchase of commercial property, which comprised 5.1%, 1.9% and 0.9% of its Gross Loan Assets, as of September 30, 2020, respectively. As of the same date, 32.8% of its Gross Loan Assets were from customers who were new to credit. The average ticket size of its housing loans was Rs. 1.01 million, with an average loan-to-value on Gross Loan Assets of 48.8%, as of September 30, 2020.As of September 30, 2020, the company had a network of 70 branches covering over 60 districts in 11 states and a union territory in India, with a significant presence in urbanized regions in the states of Gujarat, Maharashtra, Karnataka and Tamil Nadu. It has increased the scale of operations and grown its branches by adopting a strategy of contiguous expansion across regions and has strategically expanded to geographies where there is substantial demand for housing finance. According to the CRISIL Report, the 11 states and union territory in which the company is present accounted for approximately 79% of the affordable housing finance market in India during the financial year 2019. The Company utilizes a diverse range of lead sourcing channels such as connectors, architects, contractors, affordable housing developers, in addition to conducting loan camps and micro marketing activities, and utilizing employee and customer referrals and branch walk-in customers.The Company has leveraged technology in various facets of its business such as processing loan applications, managing customer experience and risk management. It has developed a paperless process to onboard customers efficiently and its well-trained front-end teams appraise customers by conducting home and workplace visits and ensure minimal disruption to a customer's daily routine. The Company offers mobility solutions through dedicated mobile applications for its customers to enable quick and transparent loan related transactions. It has an integrated customer relationship management and loan management system set up on a leading cloud based customer relationship platform providing it with a holistic view of all its customers. The Company utilizes proprietary machine learning customer scoring models to assist it with the centralized credit underwriting process, which has led to consistent and accurate credit evaluation with quick turn around times.The Company was founded by Jaithirth Rao, P. S. Jayakumar and Manoj Viswanathan and commenced its operations in August 2010. The company is managed by professionals and its Promoters are True North Fund V LLP and Aether (Mauritius) Limited. Further, Bessemer and Orange Clove Investments B.V. (an affiliate of Warburg Pincus, a global private equity investor), has acquired a stake in the Company.During year 2020-21, the Company expanded the distribution network to 72 branches as at March'21. During the year 2020-21, the Company issued Secured, Rated, Listed, Redeemable, Taxable Non Convertible Debentures on a Private Placement basis aggregating to Rs 240 Crores which are listed on the Wholesale Debt Segment on BSE Limited. In the Equity Segment, the Company raised Rs 75 Crores as primary capital by issue and allotment of Equity Shares to Orange Clove Investments B.V. - an affiliate of the Warburg Pincus Group.During the year 2020-21, the Company made an Initial Public Offer (IPO) of 2,22,72,556 Equity Shares of a face value of Rs 2 each for cash at a price of Rs 518 per Equity Share (including a share premium of Rs 516 per Equity Share). The offer comprised a fresh issue of 51,15,830 Equity Shares by the Company and Offer for Sale of 1,71,56,726 Equity Shares by True North Fund V LLP, Aether (Mauritius) Limited (Promoters) and Bessemer India Capital Holdings II Ltd, Mr. P. S. Jayakumar and Mr. Manoj Viswanathan (Investor and Individual Selling Shareholders). The Equity Shares of Company were listed on the BSE Limited (BSE) and National Stock Exchange of India Limited (NSE) on February 3, 2021.During year 2021-22, the Company expanded the distribution network to 80 branches as at March'22 from 72 branches as at March' 21. During the year 2021-22, the Company raised (i) Rs 911 Crores borrowings from bank / financial institutions (outstanding as on March'22: Rs 2,103.70 crores), (ii) Rs 605.09 crores raised by way of Direct Assignment (iii) Rs 400 crores through re-finance from NHB (outstanding as of March'22: Rs 1,194.28 crores) and (iv) Rs 99 crores by way of NCDs (outstanding as of March'22: Rs 168.78 crores).During year 2022-23, the Company expanded the distribution network to 111 branches as at March'23 from 80 branches as at March' 22. During the year 2022-23, the Company has raised (i) Rs 1860 Crores borrowings from banks / finance companies (outstanding as of March'23: Rs 3,553.53 Crores), (ii) Rs 877.54 Crores raised by way of Direct Assignment & Co-lending (iii) Rs 600 Crores through re-finance from NHB (outstanding as of March'23: Rs 912.99 Crores) and (iv) Rs 280 Crores by way of NCDs (outstanding as of March'22: Rs 346.95 Crores).The Assets Under Management of the Company crossed Rs 7500 Crores in FY24. During FY24, Company added 56 touchpoints to reach a total of 321 touchpoints. 22 physical branches were added to reach a total of 133 branches. During the year 2023-24, the Company has raised (i) Rs 3,315 Crores borrowings from banks / finance companies (outstanding as of March'24: Rs 5,454.93 Crores), (ii) Rs 432.99 Crores raised by way of Direct Assignment & Co-lending (iii) Rs 700 Crores through re-finance from NHB (outstanding as of March'24: Rs 1569.64 Crores).In FY 2025, Company achieved a key milestone by crossing Rs 10000 Crore in Assets Under Management (AUM). As of Mar'25, the AUM of the Company was Rs 12713 Crore. The Company has added 40 touchpoints including 22 branches in FY25.

Chairman & Independent Directo

Deepak Satwalekar

Registered office 511 Acme Plaza, Andheri Kurla Road Andheri (E), Mumbai, Maharashtra, 400059

FAX :91-22-66940386

Background

Incorporation Year 2010

Face Value ₹2.00

Market Lot 1

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