If you are an employee who contributes to the Employees' Provident Fund (EPF), you must have a Universal Account Number (UAN) linked with your KYC details. KYC, or Know Your Customer, is verifying the identity and address of customers by service providers. Updating your KYC for EPFO online can help you access various services.

Let's guide you through the process of EPFO KYC update online using your UAN.

Steps to upload KYC information in EPF UAN

To proceed with your KYC update in EPF UAN, you must have an active UAN and a registered contact number. You must also have scanned copies of your KYC documents, such as Aadhaar, PAN, passport, and bank account details. Follow these steps if you are wondering how to update bank details in EPFO or any other details.

• Log in to the EPFO member portal using your UAN and password.
• Tap the ‘Manage’ option from the top menu bar and select ‘KYC’ from the drop-down menu.
• You will see a form for updating your KYC data on the following screen. Fill out the fields for the documents you want to upload and click the ‘Save’ button.
• You will see a message saying, ‘KYC details saved successfully’. The status of your KYC documents will be shown as ‘Pending’.
• The EPFO will verify and approve your KYC details with the respective authorities within 15 days. Once approved, the status of your KYC documents will change to ‘Approved by employer’ and ‘Digitally approved’.

Process of updating contact details in an EPF account

Updating your contact details in your EPF account is necessary for receiving essential notifications and alerts from the EPFO. Here is how you can update this in your EPF account:

• Go to the EPFO member portal using your UAN and password.
• Tap on the ‘View’ tab from the top menu bar and select ‘Profile’ from the drop-down menu.
• You will see your personal details on the following screen, such as name, date of birth, gender, etc. Tap the ‘Edit’ tab next to the contact details you want to update.
• Enter the new contact details and click on the ‘Update’ button. You will get an OTP on your registered contact number or email address.
• Input the OTP and tap on the ‘Submit’ button. You will see a message saying, ‘Contact details updated successfully’.

Benefits of EPF KYC update

Updating your KYC for EPFO online has several benefits for you as a member. Some of the benefits are:

• By updating your KYC for EPFO online, you can access various services offered by the EPFO, such as online withdrawal, transfer, and claim settlement. You do not need to visit the EPFO office or submit any physical documents for these services.
• One of the rules for withdrawing money from the EPF is that if the withdrawal happens before completing five years of service, the amount will be subject to a TDS of 10 per cent, provided that it exceeds Rs 50,000. However, this TDS can be avoided by submitting Form 15G/15H, the PAN, and the withdrawal request.
• By updating your KYC for EPFO online, you can receive timely and accurate communication from the EPFO regarding your EPF account. You can also update your priorities for receiving SMS and email alerts from the EPFO.

How to track EPF KYC status?

You can monitor the status of your EPF KYC online using your EPF UAN. Follow these steps to track your EPF KYC status:

• Visit the EPFO member portal.
• Tap the ‘Manage’ tab from the top menu bar and select ‘KYC’ from the drop-down menu.
• On the following screen, you will see the list of KYC documents you have uploaded and their status. The status can be one of the following:
• Pending: Your KYC details are saved but not verified by the EPFO
• Approved by employer: This means that your KYC details are verified by your employer but not by the EPFO
• Digitally approved: Your KYC details are verified by your employer and the EPFO
• Rejected by employer: Your employer rejects your KYC details due to discrepancies or errors
• Rejected by EPFO: Your KYC details are rejected by the EPFO

Conclusion

KYC update is an important process in EPFO. If your KYC status is rejected, you can edit and resubmit your KYC details online. If your KYC status is pending or approved by your employer, you can contact your employer or the EPFO office for further assistance. If your KYC status is digitally approved, you can enjoy the benefits of updating your KYC for EPFO online.

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