By MOFSL
2026-01-29T11:52:00.000Z
4 mins read

Best Stocks under ₹100 in India in 2026

motilal-oswal:tags/stock-market,motilal-oswal:tags/share-market,motilal-oswal:tags/equity-market,motilal-oswal:tags/share-market-india
2026-01-29T11:52:00.000Z

Best stocks under rs 100 in 2026

Introduction

Investing in stocks priced under ₹100 can be an attractive strategy for investors with limited capital or those looking to build a diversified portfolio without committing large sums upfront. These stocks , often called penny stocks , are accessible due to their low share price, but they also tend to be more volatile and speculative compared with large-cap names. In 2026, several under-₹100 stocks from banking, infrastructure and other sectors are worth watching for potential long-term gains, provided you pair stock selection with solid research and risk management.

What to keep in mind before investing in stocks under ₹100

Top Stocks Under ₹100 to Watch in India (2026)

Here are some under ₹100 Indian stocks that investors may consider for potential growth in 2026 , spanning diverse sectors like banking, infrastructure and metals. Note that prices change with markets, and some may hover just above or below ₹100 from time to time.

Stock Name
Sector
Typical Price Range
Why Consider
IDBI Bank Ltd.
Banking
₹90–₹100
Large private-sector bank with improving performance and valuation under ₹100.
IDFC First Bank Ltd.
Banking
₹75–₹85
Diversified bank with retail focus and growth potential in credit.
NHPC Ltd.
Hydropower / Infrastructure
₹70–₹80
Government-linked power company benefiting from power demand and project execution.
Indian Overseas Bank
Public Sector Bank
₹35–₹40
PSU bank with valuation appeal; watch fundamentals and provisions.
Bank of Maharashtra
Public Sector Bank
₹55–₹60
Value play among PSUs, with cyclical recovery potential.
Vodafone Idea Ltd.
Telecom
₹10–₹12
Extremely low price but high risk; turnaround depends on industry dynamics.
GMR Airports Ltd.
Infrastructure
₹90–₹99
Low-priced infrastructure stock tied to airport operations.
Trident Ltd.
Textiles/Industrials
₹25–₹30
Diversified industrial with stable revenue streams.
Gateway Distriparks Ltd.
Logistics
₹55–₹60
Logistics and cargo play with potential long-term demand tailwinds.
IOL Chemicals & Pharmaceuticals Ltd.
Chemicals
₹80–₹85
Specialty chemicals with exposure to exports and niche products.

Mid-Cap & Growth Oriented Picks Under ₹100

In addition to the above, some smaller or high-growth stocks under ₹100 may offer higher return potential but also higher risk. These include (subject to deeper fundamental checks by investors):

Before investing, analyse profitability, debt, promoter holding and segment growth , low price alone doesn’t guarantee returns.

Stocks With Long-Term Potential Under ₹100

Here are a few additional under ₹100 contenders highlighted by market screens for growth potential (but be sure to research before investing):

These stocks have been flagged in broader low-price screens but require careful evaluation of earnings growth, balance sheet and liquidity.

Strategies for investing under ₹100

1. Fundamental Focus

Look beyond price , examine revenue, profit growth, debt ratios and return on equity (ROE) to find quality value opportunities.

2. Diversify Across Sectors

Hold a mix of banking, infrastructure, chemicals, logistics and consumer segments to balance risk and potential.

3. Hold Long-Term (3–5 years)

Many low-priced stocks can be volatile; a longer holding period may smooth out short-term noise and capitalize on fundamentals.

4. Monitor Liquidity

Stocks under ₹100 often trade with lower volumes, watch bid-ask spreads and trading activity to avoid entry/exit difficulties.

5. Use Stop-Loss / Risk Limits

Given volatility, set mental or actual stop-loss levels to protect capital.

Risks of Investing in Stocks Under ₹100

Risk Type
Why It Matters
High Volatility
Prices can swing widely, sometimes with limited reason.
Lower Liquidity
Smaller trading volumes can make buying/selling harder.
Speculative Moves
Rumors and short-term traders can drive prices quickly.
Fundamental Weakness
Some low-priced shares reflect weak financial health.

Final Thoughts

Stocks under ₹100 offer affordable entry points with the potential for strong returns in 2026, especially if selected with a focus on fundamentals and sector prospects. Names like IDBI Bank, IDFC First Bank, NHPC, Bank of Maharashtra and GMR Airports provide a mix of value and sector diversification, while mid-tier and growth-oriented picks like Gateway Distriparks and IOL Chemicals can add higher growth potential. However, these stocks can be volatile and risky, so pair them with disciplined research, diversification and long-term perspective to make the most of your investment journey.

Explore more related topics: Top 10 Stock Picks for beginners in 2026 | 12 best AI Stocks India to watch for 2026

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Frequently Asked Questions (FAQ)

Are stocks under ₹100 a good investment?

They can be good for long-term growth, but require strong fundamental research and risk tolerance due to volatility.

Do these stocks pay dividends?

Some do, but dividend yields vary widely , check company announcements.

Should beginners invest in stocks under ₹100?

Beginners can invest, but must prioritise research and diversification to manage risk.

Is low stock price good on its own?

Not necessarily , low price does not imply undervaluation; fundamentals matter more.

How can I choose between under-₹100 stocks

Compare growth metrics, debt, liquidity and sector trends before choosing.

Do under-₹100 stocks become expensive over time?

Yes , if a company’s performance improves over years, the stock price can rise significantly.

Are these stocks more risky than large caps?

Generally yes , due to smaller size, lower liquidity and higher volatility.

Can penny stocks offer multibagger returns?

Rarely , some penny stocks can outperform, but they come with higher risk and require careful screening.

Should I hold under₹100 stocks long-term?

A long-term view is usually better to ride past short-term volatility.

Can I include them in a diversified portfolio?

Yes , but balance them with stable large-cap and mid-cap stocks for risk control.
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