Franklin India Retirement Fund Direct-Growth

Fund Details

NAV 243.5878

Sub-Type Balanced Hybrid

Rating Not Rated

Min. SIP Amount ₹500.0

Fund Age(Year) 12.97

Fund Size(in Crores) 521.51

Fund Performance

1 Month -0.27%

3 Month 1.0%

6 Month 1.73%

1 Year 5.57%

3 Year 11.07%

5 Year 9.87%

Know This Fund

As on 23 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (26.37%) Market Cap Mid Cap 8.79 Large Cap 54.36 Small Cap -36.78 Top Sectors Financial 8.84 Services 2.59 Technology 2.43 Automobile 2.18 Healthcare 1.7 Capital Goods 1.61 Communication 1.57 Energy 1.46 Consumer Staples 0.86 Consumer Discretionary 0.68 Metals & Mining 0.67 Materials 0.62 Construction 0.58 Chemicals 0.4 Insurance 0.19 Top Holding Power Grid Corporation Of India 0.21 Infosys 0.66 Firstsource Solutions 0.11 Neuland Laboratories 0.02 Titan Company 0.53 CG Power 0.18 Tata Consultancy 0.33 Kirloskar Oil Engines 0.08 Bandhan Bank 0 Grasim Industries 0 Muthoot Finance 0.29 Newgen Software Technologies 0.03 LG Electronics India 0.06 Trent 0.05 KPIT Technologies 0.02 Le Travenues Technology 0.08 Leela Palaces Hotels 0.06 Tech Mahindra 0 Asian Paints 0.25 Tube Investments Of India 0.1 HCL Technologies -0.02 Eternal 0.72 Care Ratings 0.11 360 One Wam 0.08 Kotak Mahindra Bank 0.64 Bajaj Finance 0.4 Apollo Hospitals Enterprise 0 ICICI Bank 2.33 Hitachi Energy India 0.1 Indiqube Spaces 0.07 TVS Motor Company -0.01 Tata Steel 0.28 Jyothy Labs 0.13 Reliance Industries 0.82 The Phoenix Mills 0.17 GE Vernova T&D 0.08 Azad Engineering 0.13 HDFC Bank 2.39 Aadhar Housing Fin 0.26 Steel Authority Of India -0.01 Motilal Oswal Financial Services 0.18 Interglobe Aviation 0.45 Mankind Pharma 0.05 Marico 0 KRN Heat Exchanger And Refrigeration 0.08 Coforge 0.53 Tenneco Clean Air India 0.02 Oil India 0.08 Larsen & Toubro 0.36 City Union Bank 0.08 Dynamatic Technologies 0.09 Piramal Pharma 0.01 Bharat Bijlee 0.01 eClerx Services 0.13 PB Fintech 0.16 Safari Industries (India) 0.07 PNB Housing Finance 0 Indigo Paints 0.07 Karur Vysya Bank 0.06 Nifty 50 1.3 Rainbow Children's 0.03 State Bank of India 0.71 Navin Fluorine International 0.13 Bharat Electronics 0.69 Godrej Consumer 0.19 JB Chemicals 0.23 AIA Engineering 0.02 Eureka Forbes 0.12 Inventurus Knowledge Solutions 0.08 Cholamandalam Investment and Finance Company 0.09 REC 0.04 Krishna Institute 0.13 TD Power Systems 0.12 CAMS 0.12 Bajaj Finserv 0.15 Pidilite Industries 0.27 Hero Motocorp 0.16 India Shelter Finance Corporation 0.18 TBO Tek 0.11 Power Fin. Corp. 0.04 Intellect Design Arena 0.12 ONGC 0.11 Mahindra & Mahindra 0.95 Ajax Engineering 0.11 Axis Bank 0.16 Awfis Space Solutions 0.1 Biocon 0 Ultratech Cement 0 JIO Financial 0 Hindustan Petroleum Corporation 0.09 Maruti Suzuki India 0.72 Poly Medicure 0.16 Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) 0.25 Nestle India 0.45 Hindalco Industries 0.23 Nippon Life India Asset Management 0.06 Sun Pharmaceutical Industries 0.52 SJS Enterprises 0.05 Cipla 0.3 Info Edge (India) 0.13 SBI Life Insurance Company 0.17 Sagility 0.06 Aditya Infotech 0.15 Persistent Systems 0.4 Max Financial Services 0.25 Ambuja Cements 0.26 SRF 0 Vodafone Idea -0.02 Vedanta -0.01 LTIMindtree 0.23 Lupin 0 Indusind Bank 0 Torrent Pharmaceuticals 0.21 Hindustan Zinc 0 Bharti Airtel 1.13

Debt & Others (73.63%) Sector Allocation Infrastructure Investment Trust 3.91 CBLO 6.69 Bonds 1.54 Debt Credit Ratings Cash 42.89 SOV 13.48 Cash & Call Money 5.08 AAA 3.58 AA+ 1.02 Debt Category National Bank Agr. Rur. Devp 1.03 Indian Railway Finance Corporation 0.5 Cholamandalam Investment and Finance Company 1.02 Knowledge Realty Trust 0.6

Comparison with same funds

Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - Growth Ret 1M -0.22% Ret 1Y 3.52% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - IDCW Payout Ret 1M -0.22% Ret 1Y 3.52% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - IDCW Reinvestment Ret 1M -0.22% Ret 1Y 3.52% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Franklin India Retirement Fund Regular-Growth Ret 1M -0.34% Ret 1Y 4.75% Ret 3Y 10.21% Ret 5Y 9.03%

Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Ret 1M -0.34% Ret 1Y 4.75% Ret 3Y 10.21% Ret 5Y 9.03%

Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Payout Ret 1M -0.34% Ret 1Y 4.75% Ret 3Y 10.21% Ret 5Y 9.03%

Equity, Flexi Cap funds UTI Children's Hybrid Fund-Regular Plan Ret 1M -0.1% Ret 1Y 4.97% Ret 3Y 9.55% Ret 5Y 9.71%

Equity, Flexi Cap funds WhiteOak Capital Balanced Hybrid Fund Regular - Growth Ret 1M -0.21% Ret 1Y 7.12% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.49%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Ajay Argal

Education Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).

Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.

Varun Sharma

Education Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.

Experience Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.

Rajasa Kakulavarapu

Education Ms. Kakulavarapu has done B.Tech and MBA.

Experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Pallab Roy

Education Mr. Roy is a M.Com and MBA (Finance).

Experience He has been associated with Franklin Templeton Investments since 2001.

Anuj Tagra

Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at high risk

AMC and Fund details

Rank (total sets) 3

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.