HDFC Credit Risk Debt Fund Regular-IDCW

Fund Details

NAV 23.1686

Sub-Type Credit Risk

Rating 2

Min. SIP Amount ₹100.0

Fund Age(Year) 11.31

Fund Size(in Crores) 6891.04

Fund Performance

1 Month 0.58%

3 Month 1.54%

6 Month 3.21%

1 Year 7.86%

3 Year 7.7%

5 Year 6.79%

Know This Fund

As on 12 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (35.88%) Market Cap Large Cap 58.98 Small Cap -28.37 Mid Cap 5.28 Top Sectors Financial 12.96 Healthcare 4.33 Energy 3.48 Automobile 3.41 Technology 2.5 Communication 2.47 Construction 1.54 Capital Goods 1.45 Metals & Mining 1.07 Consumer Staples 0.79 Insurance 0.73 Materials 0.6 Services 0.56 Top Holding APL Apollo Tubes 0 Bank of Baroda 0 Solar Industries India 0 Reliance Industries 2.72 Hindustan Petroleum Corporation 0 Pidilite Industries 0 Bharat Dynamics 0.01 Infosys 1.07 ITC 0 Yes Bank 0 One97 Communications 0 Godrej Properties 0 Indian Bank 0.38 Titan Company 0 Bank Nifty 3.55 Coforge 0.26 Kotak Mahindra Bank 0.61 SBI Life Insurance Company 0.51 Mphasis 0 Krishna Institute 0.07 Ultratech Cement 0.61 Cipla 0 Apollo Hospitals Enterprise 0.72 Maruti Suzuki India 0 SJS Enterprises 0.64 ABB India 0.03 Punjab National Bank 0 JB Chemicals 0.39 Jyoti CNC Automation 0.25 Max Healthcare Institute 0 Ambuja Cements 0 Glenmark Pharmaceuticals 0 Muthoot Finance 0 Tata Consultancy 0.12 Aurobindo Pharma 0 Bharat Petroleum Corporation 0.04 Healthcare Global Enterprises 0.36 Sun Pharmaceutical Industries 0.46 Sudeep Pharma 0.28 Samvardhana Motherson 0 Polycab India 0 Bharat Heavy Electricals 0.44 Havells India 0 United Spirits 0.08 Bharti Airtel 1.92 Cholamandalam Investment and Finance Company 0.33 HDFC Life Insurance 0.22 Hindalco Industries 0 Neuland Laboratories 0.03 Larsen & Toubro 1.54 State Bank of India 1.04 Cummins India 0.07 Sansera Engineering 0.58 Biocon 0 Bajaj Finserv 0 Bandhan Bank 0 Eternal 0.44 Crompton Greaves Con. Electricals 0 The Federal Bank 0.51 NTPC 0.36 Indusind Bank 0 Tech Mahindra 1.05 Vodafone Idea 0.13 Fortis Healthcare 0.86 Union Bank of India 0 Aditya Infotech 0.43 Shriram Finance 0 Onesource Specialty Pharma 0.11 Power Grid Corporation Of India 0.33 Craftsman Automation 0.04 TeamLease Services 0.11 Hindustan Aero 0.62 Emcure Pharmaceuticals 0.36 Mahindra & Mahindra 1.76 Dixon Technologies (India) 0.03 SRF 0 Hindustan Unilever 0 Lupin 0 GMR Airports 0 RBL Bank 0 Swiggy 0.02 Trent 0 MCX 0 Grasim Industries 0 Jindal Steel 0.63 HDFC Bank 2.8 CORONA Remedies 0.7 Welspun Corp 0.46 ICICI Bank 3.08 Divi's Laboratories 0 DLF 0 Godrej Consumer 0.72 Tata Steel -0.02 Premier Energies 0.03 Sona BLW Precision Forgings 0.39 Bajaj Finance 0.68 HDFC AMC 0

Debt & Others (64.12%) Sector Allocation Non Convertible Debenture 1.79 Bonds 1.15 Bonds/Debentures 0.23 Debt Credit Ratings Cash & Call Money 40.75 SOV 9.67 AA+ 7.84 A1+ 2.31 AAA 1.46 Debt Category Muthoot Finance 3.37 Indus Infra Trust 0.38 TVS Holdings 1.11 Aditya Birla Digital Fashion Ventures 0.55

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Savings Fund Regular-Growth Ret 1M -1.26% Ret 1Y 8.21% Ret 3Y 9.54% Ret 5Y 6.74%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Savings Fund Regular-IDCW Ret 1M -1.26% Ret 1Y 8.21% Ret 3Y 9.54% Ret 5Y 6.74%

Equity, Flexi Cap funds Aditya Birla Sun Life Equity Savings Fund Regular-IDCW Reinvestment Ret 1M -1.26% Ret 1Y 8.21% Ret 3Y 9.54% Ret 5Y 6.74%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-Growth Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Monthly Payout Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Payout Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Quarterly Payout Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Quarterly Reinvestment Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Axis Equity Savings Fund Regular-IDCW Reinvestment Ret 1M -2.58% Ret 1Y 6.01% Ret 3Y 9.88% Ret 5Y 7.54%

Equity, Flexi Cap funds Bajaj Finserv Equity Savings Fund Regular-Growth Ret 1M -0.24% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.62%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dhruv Muchhal

Education Mr. Dhruv has done B.Com, CA and CFA

Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells

Shobhit Mehrotra

Education He is an MBA from Clemson University, USA.

Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Bhavyesh Divecha

Education CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.

Experience Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.

Praveen Jain

Education Mr. Jain has done CA and CFA

Experience Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at high risk

AMC and Fund details

Rank (total sets) 5

Date of Incorporation 2014-11-20

Total AUM 952319.77

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.