HSBC Banking and PSU Debt Fund-IDCW Monthly Payout
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 3.96% at 08 Jun 2026 12:01 PM
HSBC Banking and PSU Debt Fund-IDCW Monthly Payout: Mutual Fund Overview
HSBC Banking and PSU Debt Fund-IDCW Monthly Payout is an Banking and PSU mutual fund with over 18.72 years of performance history. The scheme manages an AUM of ₹4019.37 Cr and has a NAV of ₹10.323. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 3.96%.
Fund Details
NAV 10.323
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹1000.0
Fund Age(Year) 18.72
Fund Size(in Crores) 4019.37
Fund Performance
1 Month 0.55%
3 Month 0.69%
6 Month 1.35%
1 Year 3.96%
3 Year 6.41%
5 Year 5.18%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (93.96%) Market Cap Large Cap 74.51 Mid Cap 9.42 Small Cap 10.03 Top Sectors Financial 28.26 Services 15.19 Technology 8.54 Healthcare 7 Energy 6.53 Communication 5.75 Metals & Mining 5.55 Automobile 4.35 Construction 3.22 Insurance 2.4 Capital Goods 2.11 Consumer Staples 2.11 Chemicals 1.24 Consumer Discretionary 1.16 Materials 0.55 Top Holding APL Apollo Tubes 1.5 Apollo Hospitals Enterprise 1.33 Ashok Leyland 0.78 Axis Bank 7.18 Bharti Airtel 5.75 Cipla 1.03 Deepak Nitrite 1.24 Delhivery 1.83 Eternal 5.05 HDFC Bank 8.53 HDFC Life Insurance 2.4 Hindustan Unilever 2.11 ICICI Bank 7.42 Infosys 2.83 Interglobe Aviation 2.8 Jubilant FoodWorks 2.03 Kei Industries 2.11 Kotak Mahindra Bank 1.17 Maruti Suzuki India 3.57 PB Fintech 3.48 REC 1.54 Reliance Industries 6.53 Sobha 3.22 Somany Ceramics 0.55 State Bank of India 2.42 Sun Pharmaceutical Industries 4.64 Tata Consultancy 5.71 Tata Steel 4.05 Whirlpool Of India 1.16
Debt & Others (6.05%) Sector Allocation Cash/Net Current Assets 5.83 Treasury Bills 0.22 Debt Credit Ratings Debt Category Reserve Bank of India 0.22 Others 5.83
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-Growth Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Payout Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Reinvestment Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-Growth Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Payout Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Reinvestment Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.84% Ret 1Y 1.79% Ret 3Y 11.94% Ret 5Y 8.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.84% Ret 1Y 1.79% Ret 3Y 11.94% Ret 5Y 8.67%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.58%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Asif Rizwi
Education Mr. Rizwi has done B.Tech and PGDM from IIM-C
Experience Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mahesh A Chhabria
Education Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
Experience Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 10
Date of Incorporation 2007-09-20
Total AUM 140597.86
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
HSBC Banking and PSU Debt Fund-IDCW Monthly Payout FAQs
How to invest in HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
Investing in HSBC Banking and PSU Debt Fund-IDCW Monthly Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for HSBC Banking and PSU Debt Fund-IDCW Monthly Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The term expense ratio for HSBC Banking and PSU Debt Fund-IDCW Monthly Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout is 0.58% as of 08 Jun 2026.
What is the NAV of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The NAV of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout is ₹10.323 as of 08 Jun 2026.
What is the AUM of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The AUM (Assets Under Management) of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout is ₹4019.37 Cr as of 08 Jun 2026.
What is the PE and PB ratio of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The PE ratio of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
Yes, you can invest in HSBC Banking and PSU Debt Fund-IDCW Monthly Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout in the last 5 years?
The return of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout in the last 5 years is 5.18%.
What is the minimum SIP investment required in HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The minimum SIP investment in HSBC Banking and PSU Debt Fund-IDCW Monthly Payout depends on the fund's scheme rules and usually starts at a small amount. For HSBC Banking and PSU Debt Fund-IDCW Monthly Payout, the minimum SIP amount is ₹1000.0.
What is the current NAV of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The NAV of HSBC Banking and PSU Debt Fund-IDCW Monthly Payout, as of 08 Jun 2026, is ₹10.323.
Who manages the HSBC Banking and PSU Debt Fund-IDCW Monthly Payout?
The fund managers responsible for HSBC Banking and PSU Debt Fund-IDCW Monthly Payout are:
- Asif Rizwi
- Mahesh A Chhabria