Bank of India Overnight Fund Regular-IDCW Monthly Payout

Fund Details

NAV 1001.1066

Sub-Type Overnight

Rating 5

Min. SIP Amount ₹0

Fund Age(Year) 6.02

Fund Size(in Crores) 81.4

Fund Performance

1 Month 0.44%

3 Month 1.33%

6 Month 2.73%

1 Year 5.75%

3 Year 6.43%

5 Year 5.5%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (97.46%) Market Cap Small Cap 0.48 Mid Cap 22.62 Large Cap 74.36 Top Sectors Financial 26.64 Services 15.8 Construction 7.93 Technology 7.81 Consumer Staples 7.62 Healthcare 7.11 Automobile 6.05 Consumer Discretionary 3.9 Energy 3.73 Chemicals 3.36 Capital Goods 2.92 Communication 2.87 Metals & Mining 1.69 Top Holding Lupin 1.2 Titan Company 3.9 Info Edge (India) 3.71 Eternal 2.3 The Phoenix Mills 2.22 Bharti Airtel 2.87 Sun Pharmaceutical Industries 4.52 Prestige Estates Projects 2.88 Axis Bank 4.58 Vedanta 1.69 Hindustan Aero 2.92 Pidilite Industries 3.36 TVS Motor Company 2.35 360 One Wam 3.07 Swiggy 2.63 HDFC AMC 2.98 Max Healthcare Institute 1.39 Interglobe Aviation 2.07 Trent 3.1 HDFC Bank 5.57 NTPC 3.73 Britannia Industries 3.7 Larsen & Toubro 2.83 ICICI Bank 7.6 Mphasis 2.98 Godrej Consumer 3.92 Max Financial Services 2.84 TVS Motor Company - Pref. Shares 0.03 Adani Ports and Special Economic Zone 1.99 Mahindra & Mahindra 3.68 Infosys 4.83

Debt & Others (2.54%) Sector Allocation Net Payables -0.8 Repo 1.66 Cash Margin 1.01 Debt Credit Ratings Debt Category Reserve Bank of India 0.67 Others 1.87

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Balanced Advantage Fund Regular-Growth Ret 1M -0.77% Ret 1Y 10.29% Ret 3Y 13.35% Ret 5Y 10.81%

Equity, Flexi Cap funds Aditya Birla Sun Life Balanced Advantage Fund Regular-IDCW Ret 1M -0.77% Ret 1Y 10.29% Ret 3Y 13.35% Ret 5Y 10.81%

Equity, Flexi Cap funds Aditya Birla Sun Life Balanced Advantage Fund Regular-IDCW Payout Ret 1M -0.77% Ret 1Y 10.29% Ret 3Y 13.35% Ret 5Y 10.81%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF Regular-Growth Ret 1M -1.7% Ret 1Y 10.92% Ret 3Y 16.22% Ret 5Y 13.62%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF Regular-IDCW Half Yearly Ret 1M -1.7% Ret 1Y 10.92% Ret 3Y 16.22% Ret 5Y 13.62%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF Regular-IDCW Half Yearly Payout Ret 1M -1.7% Ret 1Y 10.92% Ret 3Y 16.22% Ret 5Y 13.62%

Equity, Flexi Cap funds Axis Balanced Advantage Fund Regular-Growth Ret 1M -1.37% Ret 1Y 6.54% Ret 3Y 14.47% Ret 5Y 10.78%

Equity, Flexi Cap funds Axis Balanced Advantage Fund Regular-IDCW Payout Ret 1M -1.37% Ret 1Y 6.54% Ret 3Y 14.47% Ret 5Y 10.78%

Equity, Flexi Cap funds Axis Balanced Advantage Fund Regular-IDCW Reinvestment Ret 1M -1.37% Ret 1Y 6.54% Ret 3Y 14.47% Ret 5Y 10.78%

Equity, Flexi Cap funds Axis Retirement Fund - Dynamic Plan Regular-Growth Ret 1M -2.63% Ret 1Y 3.92% Ret 3Y 15.74% Ret 5Y 10.34%

Equity, Flexi Cap funds Axis Retirement Fund - Dynamic Plan Regular-IDCW Ret 1M -2.63% Ret 1Y 3.92% Ret 3Y 15.74% Ret 5Y 10.34%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.1%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Mithraem Bharucha

Education Mr. Bharucha is a BMS and MBA

Experience Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low risk

AMC and Fund details

Rank (total sets) 4

Date of Incorporation 2020-01-28

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.