Nippon IndiaRetirement Fund - Income Generation Scheme Direct-Growth
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Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 3.73% at 22 Dec 2025 06:30 PM
Fund Details
NAV 23.1585
Sub-Type Conservative Hybrid
Rating 2
Min. SIP Amount ₹500.0
Fund Age(Year) 10.86
Fund Size(in Crores) 150.13
Fund Performance
1 Month -0.41%
3 Month 0.18%
6 Month 1.06%
1 Year 3.73%
3 Year 9.11%
5 Year 7.5%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.95%) Market Cap Mid Cap 19.63 Small Cap 1.47 Large Cap 76.85 Top Sectors Financial 24.89 Services 11.36 Technology 11.19 Construction 8.08 Healthcare 7.67 Consumer Staples 6.96 Automobile 6.39 Energy 5.99 Chemicals 3.43 Consumer Discretionary 3.04 Communication 3.02 Insurance 2.75 Metals & Mining 2.18 Capital Goods 1 Top Holding Info Edge (India) 4.02 Lupin 2.68 Titan Company 3.04 Eternal 1.78 The Phoenix Mills 3.19 Bharti Airtel 3.02 Sun Pharmaceutical Industries 5 Axis Bank 4.89 Prestige Estates Projects 1.83 Vedanta 2.18 Hindustan Aero 1 Pidilite Industries 3.43 Reliance Industries 2.91 TVS Motor Company 2.63 360 One Wam 2.64 HDFC AMC 2.1 Swiggy 1.57 Trent 2.23 HDFC Bank 5.65 NTPC 3.08 Britannia Industries 3.38 Larsen & Toubro 3.05 ICICI Bank 7.42 Godrej Consumer 3.58 Mphasis 3.09 Max Financial Services 2.18 TVS Motor Company - Pref. Shares 0.03 Adani Ports and Special Economic Zone 1.76 Mahindra & Mahindra 3.73 Life Insurance 2.75 Infosys 8.1
Debt & Others (2.05%) Sector Allocation Net Payables -1.63 Repo 2.84 Cash Margin 0.16 Debt Credit Ratings Debt Category Reserve Bank of India 0.69 Others 1.36
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M 0.05% Ret 1Y 6.29% Ret 3Y 7.32% Ret 5Y 6.74%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.98%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Ashutosh Bhargava
Education Mr. Bhargava is B.Com & MBA (Finance)
Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 26
Date of Incorporation 2015-02-11
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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