ICICI Prudential Banking and Financial Services Direct Plan-IDCW
ICICI Prudential Banking and Financial Services Direct Plan-IDCW: Mutual Fund Overview
ICICI Prudential Banking and Financial Services Direct Plan-IDCW is an Sectoral-Banking mutual fund with over 13.22 years of performance history. The scheme manages an AUM of ₹10886.22 Cr and has a NAV of ₹61.62. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -1.31%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return -1.31% at 24 Mar 2026 03:19 PM
Fund Details
NAV 61.62
Sub-Type Sectoral-Banking
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 13.22
Fund Size(in Crores) 10886.22
Fund Performance
1 Month -15.09%
3 Month -14.37%
6 Month -11.09%
1 Year -1.31%
3 Year 12.66%
5 Year 10.98%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-Growth Ret 1M -0.37% Ret 1Y 3.47% Ret 3Y 5.02% Ret 5Y 4.06%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Ret 1M -0.37% Ret 1Y 3.47% Ret 3Y 5.02% Ret 5Y 4.06%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Reinvestment Ret 1M -0.37% Ret 1Y 3.47% Ret 3Y 5.02% Ret 5Y 4.06%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-Growth Ret 1M -0.18% Ret 1Y 6.33% Ret 3Y 7.17% Ret 5Y 6.2%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Ret 1M -0.18% Ret 1Y 6.33% Ret 3Y 7.17% Ret 5Y 6.2%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Quarterly Ret 1M -0.18% Ret 1Y 6.33% Ret 3Y 7.17% Ret 5Y 6.2%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Reinvestment Ret 1M -0.18% Ret 1Y 6.33% Ret 3Y 7.17% Ret 5Y 6.2%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-Bonus Ret 1M -0.15% Ret 1Y 6.7% Ret 3Y 7.3% Ret 5Y 6.11%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-Growth Ret 1M -0.15% Ret 1Y 6.7% Ret 3Y 7.3% Ret 5Y 6.11%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Payout Ret 1M -0.15% Ret 1Y 6.7% Ret 3Y 7.3% Ret 5Y 6.11%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.15% Ret 1Y 6.7% Ret 3Y 7.3% Ret 5Y 6.11%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.04%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Antariksha Banerjee
Education PGDM (MBA) S. P. Jain Institute of Management & Research, Mumbai
Experience He joined ICICI Prudential AMC, he has been part of the Research team of the AMC.
Roshan Chutkey
Education Roshan Chutkey did his engineering from IIT Madras, MBA from IIM Lucknow and has a Masters in Finance degree from London Business School.
Experience He is associated with ICICI Prudential AMC from February 2015 and has 12 years of overall experience in the industry.
Sharmila D'Silva
Education Ms. D'Silva is CA and BAF
Experience She joined ICICI Prudential AMC Limited in September 2016.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 32
Date of Incorporation 2013-01-01
Total AUM 1124266.03
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
ICICI Prudential Banking and Financial Services Direct Plan-IDCW FAQs
How to invest in ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
Investing in ICICI Prudential Banking and Financial Services Direct Plan-IDCW through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for ICICI Prudential Banking and Financial Services Direct Plan-IDCW in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The term expense ratio for ICICI Prudential Banking and Financial Services Direct Plan-IDCW or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of ICICI Prudential Banking and Financial Services Direct Plan-IDCW is 1.04% as of 24 Mar 2026.
What is the NAV of ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The NAV of ICICI Prudential Banking and Financial Services Direct Plan-IDCW is ₹61.62 as of 24 Mar 2026.
What is the AUM of ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The AUM (Assets Under Management) of ICICI Prudential Banking and Financial Services Direct Plan-IDCW is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of ICICI Prudential Banking and Financial Services Direct Plan-IDCW is ₹10886.22 Cr as of 24 Mar 2026.
What is the PE and PB ratio of ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-IDCW shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
Yes, you can invest in ICICI Prudential Banking and Financial Services Direct Plan-IDCW through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of ICICI Prudential Banking and Financial Services Direct Plan-IDCW in the last 5 years?
The return of ICICI Prudential Banking and Financial Services Direct Plan-IDCW in the last 5 years is 10.98%.
What is the minimum SIP investment required in ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The minimum SIP investment in ICICI Prudential Banking and Financial Services Direct Plan-IDCW depends on the fund's scheme rules and usually starts at a small amount. For ICICI Prudential Banking and Financial Services Direct Plan-IDCW, the minimum SIP amount is ₹100.0.
What is the current NAV of ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The NAV of ICICI Prudential Banking and Financial Services Direct Plan-IDCW, as of 24 Mar 2026, is ₹61.62.
Who manages the ICICI Prudential Banking and Financial Services Direct Plan-IDCW?
The fund managers responsible for ICICI Prudential Banking and Financial Services Direct Plan-IDCW are:
- Antariksha Banerjee
- Roshan Chutkey
- Sharmila D'Silva