Aditya Birla Sun Life Credit Risk Fund Direct-Growth
Aditya Birla Sun Life Credit Risk Fund Direct-Growth: Mutual Fund Overview
Aditya Birla Sun Life Credit Risk Fund Direct-Growth is an Credit Risk mutual fund with over 10.9 years of performance history. The scheme manages an AUM of ₹1175.3 Cr and has a NAV of ₹26.8634. It is rated '4' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 14.23%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 14.23% at 12 Mar 2026 06:24 PM
Fund Details
NAV 26.8634
Sub-Type Credit Risk
Rating 4
Min. SIP Amount ₹100.0
Fund Age(Year) 10.9
Fund Size(in Crores) 1175.3
Fund Performance
1 Month 0.5%
3 Month 5.13%
6 Month 7.68%
1 Year 14.23%
3 Year 12.95%
5 Year 10.75%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (-0.34%) Market Cap Mid Cap 19.68 Small Cap -70.97 Large Cap 50.95 Top Sectors Energy 0.05 Metals & Mining 0.02 Top Holding GAIL (India) 0 Power Grid Corporation Of India -0.01 The Indian Hotels Company 1.16 ICICI Bank -0.04 ITC -0.01 Marico -0.01 Maruti Suzuki India 0 HDFC Bank -0.04 Eternal 0 Tata Consumer Products 0 Larsen & Toubro -0.01 The Indian Hotels Company Ltd Rights -1.16 Bajaj Finance -0.02 Cipla 0 Reliance Industries -0.04 Havells India 0 Max Financial Services 0 Trent 0 Bank of Baroda 0 Voltas 0 National Aluminium Company -0.01 Hindalco Industries -0.01 Kotak Mahindra Bank -0.02 NHPC -0.01 Britannia Industries 0 Axis Bank -0.02 Bharti Airtel -0.01 Interglobe Aviation 0 Mahindra & Mahindra 0 REC -0.01 Ambuja Cements -0.01
Debt & Others (100.34%) Sector Allocation Margin Money 0.23 Commercial Paper 5.71 Mutual Fund 15.76 Debt Credit Ratings Cash 70.97 A1+ 18.46 SOV 5.83 Cash & Call Money 4.76 Others 0.26 Debt Category IIFL Finance 2.92 Sundaram Money Market Direct-G 9.09 Reserve Bank of India 1.45 GOI 3.05
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -7.23% Ret 1Y 4.48% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -7.61% Ret 1Y 4.26% Ret 3Y 13.56% Ret 5Y 12.19%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M -5.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -7.71% Ret 1Y 9.81% Ret 3Y 13.07% Ret 5Y 7.47%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -7.71% Ret 1Y 9.81% Ret 3Y 13.07% Ret 5Y 7.47%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.79%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Sunaina da Cunha
Education Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Dhaval Joshi
Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Mohit Sharma
Education Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2015-04-17
Total AUM 435493.47
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
