Kotak Banking & Financial Services Fund Regular-IDCW
Equity, Sectoral-Banking & Financial Services, Principal at very high risk
1 Year Return -1.89% at 19 Oct 2026 02:10 PM
Kotak Banking & Financial Services Fund Regular-IDCW: Mutual Fund Overview
Kotak Banking & Financial Services Fund Regular-IDCW is an Sectoral-Banking & Financial Services mutual fund with over 3.64 years of performance history. The scheme manages an AUM of ₹1448.47 Cr and has a NAV of ₹15.511. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -1.89%.
Fund Details
NAV 15.511
Sub-Type Sectoral-Banking & Financial Services
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 3.64
Fund Size(in Crores) 1448.47
Fund Performance
1 Month -1.31%
3 Month -5.84%
6 Month -1.15%
1 Year -1.89%
3 Year 10.16%
5 Year 0.0%
Know This Fund
As on 19 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (98.81%) Market Cap Mid Cap 17.25 Large Cap 67.23 Small Cap 14.33 Top Sectors Financial 92.95 Services 4 Insurance 1.86 Top Holding Karur Vysya Bank 2.32 SBI Life Insurance Company 1.86 Kotak Mahindra Bank 3.69 NSE 0.73 Axis Bank 7.36 HDFC Bank 11.28 Piramal Finance 1.97 Bank of Maharashtra 2.17 Bajaj Finance 6.04 SBI Funds Management 1.86 One 97 Comm 1.25 Nuvama Wealth Management 1.72 Max Financial Services 0.84 Power Fin. Corp. 0.26 Pine Labs 1.73 The Jammu & Kashmir Bank 1.99 Prudent Corporate Advisory Services 1.26 Cholamandalam Investment and Finance Company 2.52 CRISIL 0.59 Indusind Bank 2.51 Ujjivan Small Finance Bank 2.4 Home First Finance Company India 0.76 Billionbrains Garage Ventures 2.27 BSE 2.11 State Bank of India 8.31 ICICI Bank 12.67 Indian Bank 2.05 CAMS 0.05 Shriram Finance 4.83 Poonawalla Fincorp 2.52 Nippon Life India Asset Management 1.72 The South Indian Bank 1.51 L&T Fin 1.89 The Federal Bank 0.01 RBL Bank 1.76
Debt & Others (1.19%) Sector Allocation Repo 1.46 Net Payables -0.27 Debt Credit Ratings Debt Category Others 1.19
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.25%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shibani Sircar Kurian
Education Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics
Experience Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Arjun Khanna
Education Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)
Experience Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 18
Date of Incorporation 2023-02-27
Total AUM 592379.04
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Kotak Banking & Financial Services Fund Regular-IDCW FAQs
How to invest in Kotak Banking & Financial Services Fund Regular-IDCW?
Investing in Kotak Banking & Financial Services Fund Regular-IDCW through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Kotak Banking & Financial Services Fund Regular-IDCW in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Kotak Banking & Financial Services Fund Regular-IDCW?
The term expense ratio for Kotak Banking & Financial Services Fund Regular-IDCW or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Kotak Banking & Financial Services Fund Regular-IDCW is 2.25% as of 19 Oct 2026.
What is the NAV of Kotak Banking & Financial Services Fund Regular-IDCW?
The NAV of Kotak Banking & Financial Services Fund Regular-IDCW is ₹15.511 as of 19 Oct 2026.
What is the AUM of Kotak Banking & Financial Services Fund Regular-IDCW?
The AUM (Assets Under Management) of Kotak Banking & Financial Services Fund Regular-IDCW is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Kotak Banking & Financial Services Fund Regular-IDCW is ₹1448.47 Cr as of 19 Oct 2026.
What is the PE and PB ratio of Kotak Banking & Financial Services Fund Regular-IDCW?
The PE ratio of Kotak Banking & Financial Services Fund Regular-IDCW shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Kotak Banking & Financial Services Fund Regular-IDCW?
Yes, you can invest in Kotak Banking & Financial Services Fund Regular-IDCW through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Kotak Banking & Financial Services Fund Regular-IDCW in the last 5 years?
The return of Kotak Banking & Financial Services Fund Regular-IDCW in the last 5 years is 0.0%.
What is the minimum SIP investment required in Kotak Banking & Financial Services Fund Regular-IDCW?
The minimum SIP investment in Kotak Banking & Financial Services Fund Regular-IDCW depends on the fund's scheme rules and usually starts at a small amount. For Kotak Banking & Financial Services Fund Regular-IDCW, the minimum SIP amount is ₹100.0.
What is the current NAV of Kotak Banking & Financial Services Fund Regular-IDCW?
The NAV of Kotak Banking & Financial Services Fund Regular-IDCW, as of 19 Oct 2026, is ₹15.511.
Who manages the Kotak Banking & Financial Services Fund Regular-IDCW?
The fund managers responsible for Kotak Banking & Financial Services Fund Regular-IDCW are:
- Shibani Sircar Kurian
- Abhishek Bisen
- Arjun Khanna