SBI Credit Risk Fund-Growth

Fund Details

NAV 46.9911

Sub-Type Credit Risk

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 21.44

Fund Size(in Crores) 2182.37

Fund Performance

1 Month 0.11%

3 Month 1.43%

6 Month 3.0%

1 Year 7.95%

3 Year 8.04%

5 Year 6.67%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (75.87%) Market Cap Small Cap 4.05 Mid Cap 12.56 Large Cap 59.26 Top Sectors Financial 25.58 Technology 7.51 Energy 5.67 Automobile 5.06 Healthcare 4.17 Consumer Staples 3.93 Services 3.41 Capital Goods 3.35 Communication 2.95 Construction 2.95 Consumer Discretionary 2.77 Materials 2 Chemicals 1.92 Insurance 1.65 Metals & Mining 1.58 Textiles 1.37 Top Holding Dr. Reddy's Laboratories 0.61 Devyani International 0.64 Kotak Mahindra Bank 1.46 Shriram Finance 1.58 Dixon Technologies (India) 0.68 Titan Company 1.26 Tata Capital 0.65 Tata Steel 1.08 Infosys 3.89 K.P.R. Mill 0.4 Mahindra & Mahindra 1.01 Bajaj Finserv 3.16 Eicher Motors 0.45 Havells India 0.91 Billionbrains Garage Ventures 0.27 Bata India 0.41 Info Edge (India) 0.73 Tega Industries 0.39 ITC 0.35 TVS Motor Company - Pref. Shares 0.01 SRF 0.71 LG Electronics India 0.58 HDFC Bank 6.71 Cipla 0.8 AIA Engineering 0.11 Kaynes Technology India 0.29 Reliance Industries 4.73 Indus Towers 1.08 ICICI Prudential 0.99 Hindustan Unilever 1.87 Jubilant FoodWorks 0.8 ICICI Lombard Gen. Insurance 0.66 Astral 0.7 Abbott India 0.72 ICICI Bank 5.62 Pidilite Industries 0.88 TVS Motor Company 0.74 Urban Company (UrbanClap) 0.14 Torrent Pharmaceuticals 0.36 CG Power 0.82 State Bank of India 2.05 Bharti Airtel 1.87 Page Industries 0.54 DOMS Industries 0.71 Hyundai Motor 0.66 Tata Consultancy 1.97 Larsen & Toubro 2.3 Tata Motors Passenger Vehicles 0.4 Sun Pharmaceutical Industries 0.36 DLF 0.65 Tata Power Company 0.94 Tech Mahindra 0.98 Britannia Industries 0.86 Bharat Heavy Electricals 0.65 Swiggy 0.58 PI Industries 0.33 Axis Bank 2.63 UNO Minda 0.9 LTIMindtree 0.67 Arvind Fashions 0.43 Indusind Bank 0.86 SBI Cards 0.59 Divi's Laboratories 0.62 Ultratech Cement 1.3 Tata Motors 0.89 Whirlpool Of India 0.52 Avenue Supermarts 0.66 Biocon 0.7

Debt & Others (24.13%) Sector Allocation Zero Coupon Bonds 0.64 State Development Loan 1.71 GOI Securities 3.67 Debt Credit Ratings AAA 6.21 AA+ 5.4 SOV 5.38 A1+ 4.3 Cash & Call Money 1.86 Debt Category Shriram Finance 0.74 Small Industries 1.09 Indian Railway Finance Corporation 0.34 Nexus Select Trust 0.25

Comparison with same funds

Equity, Flexi Cap funds 360 ONE Overnight Fund Regular - Growth Ret 1M 0.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Overnight Fund Regular - IDCW Payout Ret 1M 0.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Overnight Fund Regular - IDCW Reinvestment Ret 1M 0.43% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-Growth Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%

Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Daily Reinvestment Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%

Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Monthly Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%

Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%

Equity, Flexi Cap funds Aditya Birla Sun Life Overnight Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.42% Ret 1Y 5.74% Ret 3Y 6.3% Ret 5Y 5.29%

Equity, Flexi Cap funds Axis Overnight Fund Regular-Growth Ret 1M 0.42% Ret 1Y 5.86% Ret 3Y 6.4% Ret 5Y 5.37%

Equity, Flexi Cap funds Axis Overnight Fund Regular-IDCW Daily Reinvestment Ret 1M 0.42% Ret 1Y 5.86% Ret 3Y 6.4% Ret 5Y 5.37%

Equity, Flexi Cap funds Axis Overnight Fund Regular-IDCW Monthly Payout Ret 1M 0.42% Ret 1Y 5.86% Ret 3Y 6.4% Ret 5Y 5.37%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.55%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Pradeep Kesavan

Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA

Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech

Adesh Sharma

Education Mr. Sharma has done B.Tech, M.Tech and PGDM (Finance)

Experience Prior to joining SBI Mutual Fund, he has worked with IDFC Bank and Deutsche Bank AG

Lokesh Mallya

Education Mr. Mallya is MBA and FRM.

Experience Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at high risk

AMC and Fund details

Rank (total sets) 11

Date of Incorporation 2004-07-14

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.