Kotak Savings Fund Regular-Growth
Kotak Savings Fund Regular-Growth: Mutual Fund Overview
Kotak Savings Fund Regular-Growth is an Ultra Short Duration mutual fund with over 21.61 years of performance history. The scheme manages an AUM of ₹16105.32 Cr and has a NAV of ₹44.6739. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.46%.
Debt, Ultra Short Duration, Principal at moderate risk
1 Year Return 6.46% at 24 Mar 2026 03:39 PM
Fund Details
NAV 44.6739
Sub-Type Ultra Short Duration
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 21.61
Fund Size(in Crores) 16105.32
Fund Performance
1 Month 0.38%
3 Month 1.33%
6 Month 2.75%
1 Year 6.46%
3 Year 6.84%
5 Year 5.8%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Regular-Growth Ret 1M 0.32% Ret 1Y 7.11% Ret 3Y 7.51% Ret 5Y 6.51%
Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Regular-IDCW Daily Reinvestment Ret 1M 0.32% Ret 1Y 7.11% Ret 3Y 7.51% Ret 5Y 6.51%
Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Regular-IDCW Weekly Ret 1M 0.32% Ret 1Y 7.11% Ret 3Y 7.51% Ret 5Y 6.51%
Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Retail-Growth Ret 1M 0.32% Ret 1Y 7.11% Ret 3Y 7.51% Ret 5Y 6.51%
Equity, Flexi Cap funds Aditya Birla Sun Life Floating Rate Fund Retail-Weekly IDCW Ret 1M 0.32% Ret 1Y 7.11% Ret 3Y 7.51% Ret 5Y 6.51%
Equity, Flexi Cap funds Axis Floater Fund Regular-Growth Ret 1M -0.12% Ret 1Y 5.72% Ret 3Y 7.64% Ret 5Y 0%
Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Daily Reinvestment Ret 1M -0.12% Ret 1Y 5.72% Ret 3Y 7.64% Ret 5Y 0%
Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Monthly Payout Ret 1M -0.12% Ret 1Y 5.72% Ret 3Y 7.64% Ret 5Y 0%
Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.12% Ret 1Y 5.72% Ret 3Y 7.64% Ret 5Y 0%
Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Quarterly Payout Ret 1M -0.12% Ret 1Y 5.72% Ret 3Y 7.64% Ret 5Y 0%
Equity, Flexi Cap funds Axis Floater Fund Regular-IDCW Quarterly Reinvestment Ret 1M -0.12% Ret 1Y 5.72% Ret 3Y 7.64% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.82%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Manu Sharma
Education Mr. Sharma has done M.Com and CA.
Experience He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2004-08-13
Total AUM 595413.8
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Kotak Savings Fund Regular-Growth FAQs
How to invest in Kotak Savings Fund Regular-Growth?
Investing in Kotak Savings Fund Regular-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Kotak Savings Fund Regular-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Kotak Savings Fund Regular-Growth?
The term expense ratio for Kotak Savings Fund Regular-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Kotak Savings Fund Regular-Growth is 0.82% as of 24 Mar 2026.
What is the NAV of Kotak Savings Fund Regular-Growth?
The NAV of Kotak Savings Fund Regular-Growth is ₹44.6739 as of 24 Mar 2026.
What is the AUM of Kotak Savings Fund Regular-Growth?
The AUM (Assets Under Management) of Kotak Savings Fund Regular-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Kotak Savings Fund Regular-Growth is ₹16105.32 Cr as of 24 Mar 2026.
What is the PE and PB ratio of Kotak Savings Fund Regular-Growth?
The PE ratio of Kotak Savings Fund Regular-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Kotak Savings Fund Regular-Growth?
Yes, you can invest in Kotak Savings Fund Regular-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Kotak Savings Fund Regular-Growth in the last 5 years?
The return of Kotak Savings Fund Regular-Growth in the last 5 years is 5.8%.
What is the minimum SIP investment required in Kotak Savings Fund Regular-Growth?
The minimum SIP investment in Kotak Savings Fund Regular-Growth depends on the fund's scheme rules and usually starts at a small amount. For Kotak Savings Fund Regular-Growth, the minimum SIP amount is ₹100.0.
What is the current NAV of Kotak Savings Fund Regular-Growth?
The NAV of Kotak Savings Fund Regular-Growth, as of 24 Mar 2026, is ₹44.6739.
Who manages the Kotak Savings Fund Regular-Growth?
The fund managers responsible for Kotak Savings Fund Regular-Growth are:
- Palha Khanna
- Deepak Agrawal
- Manu Sharma