HDFC Retirement Savings Fund - Equity Plan Regular-Growth

Fund Details

NAV 46.862

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹100.0

Fund Age(Year) 10.28

Fund Size(in Crores) 6733.06

Fund Performance

1 Month -2.44%

3 Month -5.04%

6 Month -9.65%

1 Year -6.61%

3 Year 11.04%

5 Year 13.06%

Know This Fund

As on 08 Jun 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (94.52%) Market Cap Large Cap 62.66 Mid Cap 11.33 Small Cap 20.53 Top Sectors Financial 28.09 Energy 11.22 Services 8.82 Automobile 8.15 Technology 7.85 Healthcare 6.77 Capital Goods 4.82 Consumer Staples 3.73 Construction 3.37 Insurance 3.09 Communication 2.85 Metals & Mining 2.77 Materials 2.56 Consumer Discretionary 0.83 Chemicals 0.55 Top Holding Alkem Laboratories 1.28 Apollo Hospitals Enterprise 0.85 Axis Bank 4.52 Bajaj Auto 1.48 Bajaj Electricals 0.41 Balkrishna Industries 0.8 Bharti Airtel 2.8 Blue Dart Express 0.81 Chalet Hotels 0.68 Chambal Fertilisers and Chemicals 0.55 Cipla 0.78 CreditAccess Grameen 1.06 CRISIL 0.83 Delhivery 1.11 Divi's Laboratories 0.77 Dr. Lal Pathlabs 1.42 Eicher Motors 1.58 Equitas Small Finance Bank 0.4 Eternal 1.1 Finolex Industries 0.46 Gateway Distriparks 0.6 Gland Pharma 0.6 GNA Axles 0.43 Godrej Consumer 0.79 Greenply Industries 0.5 Gujarat State Petronet 0.64 Havells India 1.29 HCL Technologies 1.78 HDFC Bank 6.88 HDFC Life Insurance 1.05 Hindustan Petroleum Corporation 0.95 Hyundai Motor 0.67 ICICI Bank 6.57 ICICI Lombard Gen. Insurance 1.44 Infosys 2.81 Interglobe Aviation 0.96 ITC 1.54 Jindal Steel 1.27 JSW Dulux 0.66 Kalpataru Projects Intl. 0.74 KEC International 0.13 Kotak Mahindra Bank 3.98 Larsen & Toubro 2.38 Lupin 1.03 Mahindra Holidays & Resorts India 0.03 Maruti Suzuki India 3.13 Max Financial Services 1.18 National Aluminium Company 0.36 Nilkamal 0.14 NTPC 1.48 PNC Infratech 0.32 Power Grid Corporation Of India 2.13 Prestige Estates Projects 0.63 PVR Inox 0.71 Redington 0.58 Reliance Industries 5.31 SKF India (Industrial) 0.37 Star Health and Allied Insurance Company 0.59 State Bank of India 3.17 Symphony 0.4 Tamil Nadu Newsprint & Papers 0.36 Tata Consultancy 2.57 Tata Steel 1.1 The Anup Engineering 0.61 The Great Eastern Shipping Company 0.59 The Ramco Cements 0.76 Timken India 0.62 Transport Corp 0.94 United Spirits 0.98 Voltamp Transformers 1.05 VRL Logistics 0.42 Zensar Technologies 0.61

Debt & Others (5.48%) Sector Allocation Repo 4.1 Real Estate Investment Trusts 0.58 Mutual Fund 0.97 Debt Credit Ratings Debt Category HDFC Nifty 50 ETF-IDCW 0.97 Others 3.93 Embassy Office Parks REIT 0.58

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-Growth Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Payout Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Reinvestment Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-Growth Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Payout Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Reinvestment Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.84% Ret 1Y 1.79% Ret 3Y 11.94% Ret 5Y 8.67%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.84% Ret 1Y 1.79% Ret 3Y 11.94% Ret 5Y 8.67%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.8%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nandita Menezes

Education CA (ICAI, INDIA), B.Com (University of Mumbai)

Experience Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.

Arun Agarwal

Education Mr. Agarwal is a B.Com. and Chartered Accountant

Experience Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.

Anupam Joshi

Education Mr. Joshi is a PGDM in Business Management.

Experience Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Shobhit Mehrotra

Education He is an MBA from Clemson University, USA.

Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Srinivasan Ramamurthy

Education Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Experience Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Dhruv Muchhal

Education Mr. Dhruv has done B.Com, CA and CFA

Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 121

Date of Incorporation 2016-02-25

Total AUM 937047.59

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.