HDFC Retirement Savings Fund Equity Plan Regular-Growth

Fund Details

NAV 51.244

Sub-Type Flexi Cap

Rating 4

Min. SIP Amount ₹100.0

Fund Age(Year) 9.95

Fund Size(in Crores) 7085.71

Fund Performance

1 Month -1.72%

3 Month -0.49%

6 Month 2.5%

1 Year 7.44%

3 Year 17.59%

5 Year 18.51%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (91.44%) Market Cap Large Cap 57.39 Small Cap 22.88 Mid Cap 11.17 Top Sectors Financial 27.1 Technology 8.98 Energy 8.25 Automobile 8.1 Healthcare 7.7 Services 6.82 Capital Goods 4.9 Consumer Staples 3.86 Insurance 3.02 Construction 3.01 Communication 2.97 Metals & Mining 2.82 Materials 2.51 Consumer Discretionary 0.86 Chemicals 0.54 Top Holding The Great Eastern Shipping Company 0.48 Max Financial Services 1.18 Kalpataru Projects Intl. 0.74 Havells India 1.41 Godrej Consumer 0.64 Cipla 2.13 Power Grid Corporation Of India 1.49 Equitas Small Finance Bank 0.36 Kotak Mahindra Bank 3.11 United Spirits 1.02 Cyient 0.22 Interglobe Aviation 1 Gateway Distriparks 0.59 PNC Infratech 0.36 HCL Technologies 2.29 Greenply Industries 0.47 Nilkamal 0.14 Chalet Hotels 0.21 Larsen & Toubro 2.31 The Ramco Cements 0.82 Blue Dart Express 0.78 CreditAccess Grameen 0.93 Dr. Lal Pathlabs 1.46 ICICI Lombard Gen. Insurance 1.38 ITC 1.88 Tata Steel 0.89 Infosys 3.42 Eicher Motors 1.55 Bharti Airtel 2.97 Jindal Steel 1.04 ICICI Bank 6.06 Akzo Nobel India 0.67 Tata Consultancy 3.05 Transport Corp 1.03 Apollo Hospitals Enterprise 0.75 Maruti Suzuki India 3.53 Gland Pharma 0.85 KEC International 0.21 Voltamp Transformers 0.72 Tamil Nadu Newsprint & Papers 0.32 Reliance Industries 4.43 The Anup Engineering 0.63 Alkem Laboratories 1.17 VRL Logistics 0.42 Mahindra & Mahindra 0.31 Ceat 0.65 State Bank of India 2.77 PVR Inox 0.39 CRISIL 0.49 SKF India (Industrial) 0.41 Bajaj Electricals 0.47 Star Health and Allied Insurance Company 0.48 Chambal Fertilisers and Chemicals 0.54 Finolex Cables 0.48 Redington 0.69 Finolex Industries 0.41 National Aluminium Company 0.89 GNA Axles 0.28 Hindustan Petroleum Corporation 1.2 Prestige Estates Projects 0.34 Bajaj Auto 1.78 Symphony 0.39 Mahindra Holidays & Resorts India 0.31 HDFC Life Insurance 1.16 Axis Bank 4.3 Gujarat State Petronet 0.65 Lupin 1.34 Timken India 0.3 HDFC Bank 8.39 Delhivery 0.91

Debt & Others (8.56%) Sector Allocation Repo 8.25 Real Estate Investment Trusts 0.56 Net Payables -0.25 Debt Credit Ratings Debt Category Others 8.0 Embassy Office Parks REIT 0.56

Comparison with same funds

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -2.44% Ret 1Y 5.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -2.44% Ret 1Y 5.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -2.44% Ret 1Y 5.01% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -1.4% Ret 1Y 6.95% Ret 3Y 15.79% Ret 5Y 14.35%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -1.4% Ret 1Y 6.95% Ret 3Y 15.79% Ret 5Y 14.35%

Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 6.95% Ret 3Y 15.79% Ret 5Y 14.35%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0.05% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0.05% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0.05% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -2.91% Ret 1Y 9.96% Ret 3Y 14.82% Ret 5Y 9.75%

Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -2.91% Ret 1Y 9.96% Ret 3Y 14.82% Ret 5Y 9.75%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.76%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Nandita Menezes

Education CA (ICAI, INDIA), B.Com (University of Mumbai)

Experience Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.

Arun Agarwal

Education Mr. Agarwal is a B.Com. and Chartered Accountant

Experience Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.

Dhruv Muchhal

Education Mr. Dhruv has done B.Com, CA and CFA

Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells

Srinivasan Ramamurthy

Education Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Experience Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Shobhit Mehrotra

Education He is an MBA from Clemson University, USA.

Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 38

Date of Incorporation 2016-02-25

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.